CHAT vs USTB

Comparison between ROUNDHILL GENERATIVE AI & TECHNOLOGY ETF (CHAT, ETF) and VICTORYSHARES SHORT-TERM BOND ETF FORMERLY VICTORYSHARES USAA CORE SHORT-TERM BOND ETF VICTORYSHARES SHORT-TERM BOND ETF (USTB, ETF).

CHAT vs USTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHAT(ETF)	USTB(ETF)
Net Assets	$2.10B	$2.20B
Expense Ratio	0.75%	0.34%
Max Drawdown	31.34%	7.56%
Sharpe Ratio	2.27	0.56
5Y Beta	1.69	0.01
P/E Ratio	57.12	N/A
Forward P/E	29.76	N/A
PEG Ratio	0.41	N/A
5Y Dividends CAGR	N/A	16.52%
5Y EPS CAGR	34.43%	N/A
Debt to Equity	-8.93%	N/A
P/S Ratio	0.02	N/A
P/B Ratio	9.27	N/A

Net Assets

CHAT

$2.10B

Winner

USTB

$2.20B

Expense Ratio

CHAT

0.75%

Winner

USTB

0.34%

Max Drawdown

CHAT

31.34%

Winner

USTB

7.56%

Sharpe Ratio

Winner

CHAT

2.27

USTB

0.56

5Y Beta

CHAT

1.69

Winner

USTB

0.01

P/E Ratio

CHAT

57.12

USTB

N/A

Forward P/E

CHAT

29.76

USTB

N/A

PEG Ratio

CHAT

0.41

USTB

N/A

5Y Dividends CAGR

CHAT

N/A

USTB

16.52%

5Y EPS CAGR

CHAT

34.43%

USTB

N/A

Debt to Equity

CHAT

-8.93%

USTB

N/A

P/S Ratio

CHAT

0.02

USTB

N/A

P/B Ratio

CHAT

9.27

USTB

N/A

CHAT vs USTB - Historical Returns

Returns include dividend reinvestment.

Period	CHAT	USTB
1 month	+7.27%	+0.36%
3 months	+50.86%	+1.01%
6 months	+62.79%	+1.51%
1 year	+115.68%	+4.34%
5 years(CAGR)	N/A	+3.51%
10 years(CAGR)	N/A	+3.45%
Max(CAGR)	+54.17%	+3.45%

Winner

CHAT

+7.27%

USTB

+0.36%

Winner

CHAT

+50.86%

USTB

+1.01%

Winner

CHAT

+62.79%

USTB

+1.51%

Winner

CHAT

+115.68%

USTB

+4.34%

5Y(CAGR)

CHAT

N/A

USTB

+3.51%

10Y(CAGR)

CHAT

N/A

USTB

+3.45%

Max(CAGR)

Winner

CHAT

+54.17%

USTB

+3.45%

CHAT vs USTB - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	CHAT	USTB
2026	+59.58%	+1.34%
2025	+48.87%	+6.13%
2024	+34.02%	+6.81%
2023	+19.23%	+6.57%
2022	N/A	-2.72%
2021	N/A	+0.89%
2020	N/A	+5.00%
2019	N/A	+4.99%
2018	N/A	+1.12%
2017	N/A	+0.35%

CHAT vs USTB Drawdown Comparison

The maximum drawdown for CHAT was -31.34%, occurring on Apr 8, 2025. Recovery took 93 trading sessions.

The maximum drawdown for USTB was -5.32%, occurring on Mar 24, 2020. Recovery took 65 trading sessions.

The current CHAT drawdown is -7.40%. The current USTB drawdown is -0.14%.

Rank	CHAT	USTB
#1	-31.34% Jan 23, 2025 - Jun 6, 2025	-5.32% Mar 4, 2020 - Jun 5, 2020
#2	-18.98% Jul 10, 2024 - Oct 29, 2024	-4.96% Sep 9, 2021 - Jul 13, 2023
#3	-16.73% Aug 1, 2023 - Dec 14, 2023	-1.02% Aug 30, 2023 - Nov 3, 2023
#4	-16.28% Oct 29, 2025 - Feb 20, 2026	-0.84% Feb 27, 2026 - May 1, 2026
#5	-15.30% Jun 2, 2026 - Jun 22, 2026	-0.81% Dec 29, 2017 - Aug 6, 2018
#6	-13.39% Mar 7, 2024 - Jun 13, 2024	-0.68% Sep 27, 2024 - Dec 3, 2024
#7	-10.93% Feb 20, 2026 - Apr 8, 2026	-0.67% Jul 13, 2023 - Aug 4, 2023
#8	-7.40% Jun 22, 2026 - Jun 23, 2026	-0.65% Apr 3, 2025 - Apr 28, 2025
#9	-6.56% Jun 15, 2023 - Jul 13, 2023	-0.62% Sep 4, 2019 - Oct 2, 2019
#10	-5.87% May 14, 2026 - May 22, 2026	-0.48% Apr 4, 2024 - May 2, 2024
#11	-5.80% Aug 12, 2025 - Sep 9, 2025	-0.46% Jan 31, 2024 - Mar 1, 2024
#12	-5.46% Dec 16, 2024 - Jan 6, 2025	-0.43% Aug 8, 2023 - Aug 25, 2023
#13	-5.24% Jan 6, 2025 - Jan 21, 2025	-0.40% Sep 21, 2018 - Nov 16, 2018
#14	-5.18% Nov 7, 2024 - Dec 4, 2024	-0.40% Oct 4, 2019 - Nov 22, 2019
#15	-5.11% Oct 9, 2025 - Oct 27, 2025	-0.38% Aug 2, 2024 - Aug 21, 2024