CHAR vs PBHC

Comparison between CHAPARRAL RESOURCES INC (CHAR, Company) and Pathfinder Bancorp Inc (PBHC, Company).

Both CHAR and PBHC are from the Financial Services sector.

CHAR vs PBHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHAR(COMPANY)	PBHC(COMPANY)
Market Cap	$120M	$119M
Max Drawdown	1.83%	77.38%
Sharpe Ratio	0.57	0.32
5Y Beta	0.01	0.23
Industry	Shell Companies	Banks - Regional
P/E Ratio	35.05	16.43
Forward P/E	N/A	11.29
PEG Ratio	N/A	0.43
Dividend Yield	N/A	2.50%
5Y Dividends CAGR	N/A	13.97%
5Y EPS CAGR	N/A	18.27%
Debt to Equity	0.16%	22.15%
Free Cash Flow Yield	-0.27%	4.08%
P/S Ratio	N/A	3.34
P/B Ratio	1.32	0.81

Market Cap

Winner

CHAR

$120M

PBHC

$119M

Max Drawdown

Winner

CHAR

1.83%

PBHC

77.38%

Sharpe Ratio

Winner

CHAR

0.57

PBHC

0.32

5Y Beta

Winner

CHAR

0.01

PBHC

0.23

Industry

CHAR

Shell Companies

PBHC

Banks - Regional

P/E Ratio

CHAR

35.05

Winner

PBHC

16.43

Forward P/E

CHAR

N/A

PBHC

11.29

PEG Ratio

CHAR

N/A

PBHC

0.43

Dividend Yield

CHAR

N/A

PBHC

2.50%

5Y Dividends CAGR

CHAR

N/A

PBHC

13.97%

5Y EPS CAGR

CHAR

N/A

PBHC

18.27%

Debt to Equity

Winner

CHAR

0.16%

PBHC

22.15%

Free Cash Flow Yield

CHAR

-0.27%

Winner

PBHC

4.08%

P/S Ratio

CHAR

N/A

PBHC

3.34

P/B Ratio

CHAR

1.32

Winner

PBHC

0.81

CHAR vs PBHC - Historical Returns

Returns include dividend reinvestment.

Period	CHAR	PBHC
1 month	+1.02%	-0.20%
3 months	+2.63%	+18.14%
6 months	+3.80%	+14.46%
1 year	+5.92%	+7.87%
5 years(CAGR)	N/A	+2.26%
10 years(CAGR)	N/A	+5.14%
Max(CAGR)	+6.11%	+6.18%

Winner

CHAR

+1.02%

PBHC

-0.20%

CHAR

+2.63%

Winner

PBHC

+18.14%

CHAR

+3.80%

Winner

PBHC

+14.46%

CHAR

+5.92%

Winner

PBHC

+7.87%

5Y(CAGR)

CHAR

N/A

PBHC

+2.26%

10Y(CAGR)

CHAR

N/A

PBHC

+5.14%

Max(CAGR)

CHAR

+6.11%

Winner

PBHC

+6.18%

CHAR vs PBHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CHAR	PBHC
2026	+4.40%	+15.43%
2025	+4.92%	-15.14%
2024	+0.61%	+28.69%
2023	N/A	-25.10%
2022	N/A	+13.40%
2021	N/A	+52.28%
2020	N/A	-16.22%
2019	N/A	-5.32%
2018	N/A	+3.94%
2017	N/A	+17.33%
2016	N/A	+5.92%
2015	N/A	+33.41%
2014	N/A	+20.54%
2013	N/A	+32.33%
2012	N/A	+13.35%
2011	N/A	+6.21%
2010	N/A	+54.42%
2009	N/A	-7.81%
2008	N/A	-36.14%
2007	N/A	-19.08%
2006	N/A	+3.05%
2005	N/A	-19.90%
2004	N/A	-3.88%
2003	N/A	+29.69%
2002	N/A	+13.14%
2001	N/A	+125.47%
2000	N/A	-27.88%
1999	N/A	-6.58%

CHAR vs PBHC Drawdown Comparison

The maximum drawdown for CHAR was -1.83%, occurring on May 19, 2026. Recovery took 45 trading sessions.

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The current PBHC drawdown is -19.71%.

Rank	CHAR	PBHC
#1	-1.83% May 18, 2026 - Jul 23, 2026	-73.10% Jan 30, 2004 - Oct 7, 2014
#2	-0.87% Aug 7, 2025 - Nov 10, 2025	-45.89% Sep 16, 2022 - Mar 4, 2024
#3	-0.76% Nov 25, 2025 - Jan 21, 2026	-43.72% Nov 10, 1999 - Jul 23, 2001
#4	-0.57% Jan 21, 2026 - Apr 7, 2026	-42.24% May 28, 2019 - Apr 14, 2021
#5	-0.56% May 7, 2026 - May 18, 2026	-28.52% May 22, 2002 - Dec 23, 2002
#6	-0.55% Jul 17, 2025 - Aug 7, 2025	-19.67% May 21, 2018 - May 23, 2019
#7	-0.50% Jan 17, 2025 - Jan 30, 2025	-16.84% Dec 24, 2015 - Dec 21, 2016
#8	-0.44% Jun 6, 2025 - Jul 17, 2025	-13.95% Jun 16, 2015 - Nov 19, 2015
#9	-0.40% Dec 24, 2024 - Jan 17, 2025	-13.17% Mar 31, 2022 - Sep 16, 2022
#10	-0.39% May 15, 2025 - Jun 2, 2025	-12.51% Aug 23, 2001 - May 17, 2002
#11	-0.35% Feb 4, 2025 - Mar 4, 2025	-12.50% Jul 23, 2001 - Aug 2, 2001
#12	-0.30% Apr 10, 2025 - May 6, 2025	-12.39% Aug 2, 2001 - Aug 20, 2001
#13	-0.20% Dec 13, 2024 - Dec 24, 2024	-11.70% Apr 14, 2021 - Jun 21, 2021
#14	-0.20% Mar 14, 2025 - Mar 26, 2025	-11.54% Nov 5, 1999 - Nov 10, 1999
#15	-0.20% May 8, 2025 - May 15, 2025	-11.52% Dec 26, 2002 - Apr 4, 2003

Correlation

Correlation between CHAR and PBHC is -0.45 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.45

-101