CFSB vs BCIC

Comparison between CFSB Bancorp Inc (CFSB, Company) and Portman Ridge Finance Corp (BCIC, Company).

Both CFSB and BCIC are from the Financial Services sector.

CFSB vs BCIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFSB(COMPANY)	BCIC(COMPANY)
Market Cap	$89M	$90M
Max Drawdown	45.21%	96.42%
Sharpe Ratio	1.23	-1.43
5Y Beta	N/A	0.46
Industry	Banks - Regional	Asset Management
P/E Ratio	-337.21	-60.31
Forward P/E	N/A	4.65
PEG Ratio	N/A	0.60
Dividend Yield	N/A	23.70%
5Y Dividends CAGR	N/A	-8.02%
Debt to Equity	13.67%	174.30%
Free Cash Flow Yield	0.52%	97.56%
P/S Ratio	6.48	1.35
P/B Ratio	1.18	0.47

Market Cap

CFSB

$89M

Winner

BCIC

$90M

Max Drawdown

Winner

CFSB

45.21%

BCIC

96.42%

Sharpe Ratio

Winner

CFSB

1.23

BCIC

-1.43

5Y Beta

CFSB

N/A

BCIC

0.46

Industry

CFSB

Banks - Regional

BCIC

Asset Management

P/E Ratio

Winner

CFSB

-337.21

BCIC

-60.31

Forward P/E

CFSB

N/A

BCIC

4.65

PEG Ratio

CFSB

N/A

BCIC

0.60

Dividend Yield

CFSB

N/A

BCIC

23.70%

5Y Dividends CAGR

CFSB

N/A

BCIC

-8.02%

Debt to Equity

Winner

CFSB

13.67%

BCIC

174.30%

Free Cash Flow Yield

CFSB

0.52%

Winner

BCIC

97.56%

P/S Ratio

CFSB

6.48

Winner

BCIC

1.35

P/B Ratio

CFSB

1.18

Winner

BCIC

0.47

CFSB vs BCIC - Historical Returns

Returns include dividend reinvestment.

Period	CFSB	BCIC
1 month	+0.85%	-5.06%
3 months	+2.89%	+1.52%
6 months	+81.30%	-35.33%
1 year	+108.64%	-34.84%
5 years(CAGR)	N/A	-10.44%
10 years(CAGR)	N/A	-1.77%
Max(CAGR)	+9.24%	-1.84%

Winner

CFSB

+0.85%

BCIC

-5.06%

Winner

CFSB

+2.89%

BCIC

+1.52%

Winner

CFSB

+81.30%

BCIC

-35.33%

Winner

CFSB

+108.64%

BCIC

-34.84%

5Y(CAGR)

CFSB

N/A

BCIC

-10.44%

10Y(CAGR)

CFSB

N/A

BCIC

-1.77%

Max(CAGR)

Winner

CFSB

+9.24%

BCIC

-1.84%

CFSB vs BCIC - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	CFSB	BCIC
2026	N/A	-36.03%
2025	+110.18%	-16.24%
2024	+4.78%	+3.49%
2023	-20.24%	-6.94%
2022	-20.53%	+3.90%
2021	N/A	+48.40%
2020	N/A	+6.71%
2019	N/A	-17.38%
2018	N/A	+9.28%
2017	N/A	-5.42%
2016	N/A	+10.98%
2015	N/A	-33.93%
2014	N/A	-4.33%
2013	N/A	-4.10%
2012	N/A	+58.75%
2011	N/A	-0.48%
2010	N/A	+89.02%
2009	N/A	+47.09%
2008	N/A	-60.06%
2007	N/A	-22.26%
2006	N/A	+9.08%

CFSB vs BCIC Drawdown Comparison

The maximum drawdown for CFSB was -45.21%, occurring on Nov 29, 2023. Recovery took 838 trading sessions.

The maximum drawdown for BCIC was -91.46%, occurring on Mar 11, 2009. Recovery took 1344 trading sessions.

The current BCIC drawdown is -58.03%.

Rank	CFSB	BCIC
#1	-45.21% Jan 18, 2022 - May 21, 2025	-91.46% Jun 5, 2007 - Oct 2, 2012
#2	-1.54% Sep 3, 2025 - Oct 30, 2025	-81.34% Jul 17, 2013 - Mar 18, 2020
#3	-0.86% Jul 31, 2025 - Sep 3, 2025	-19.19% Oct 5, 2012 - Dec 18, 2012
#4	-0.80% May 21, 2025 - Jun 10, 2025	-16.39% Jan 30, 2007 - Apr 16, 2007
#5	-0.54% Jul 18, 2025 - Jul 28, 2025	-10.44% May 17, 2013 - Jun 28, 2013
#6	-0.36% Jun 10, 2025 - Jun 27, 2025	-9.27% Apr 2, 2013 - Apr 26, 2013
#7	-0.07% Jul 2, 2025 - Jul 7, 2025	-6.82% Dec 28, 2006 - Jan 26, 2007
#8	-0.07% Jul 15, 2025 - Jul 18, 2025	-5.85% Apr 29, 2013 - May 9, 2013
#9	-0.03% Jun 27, 2025 - Jul 1, 2025	-4.47% Apr 20, 2007 - May 16, 2007
#10	N/A	-4.29% May 22, 2007 - Jun 4, 2007
#11	N/A	-4.27% Jun 28, 2013 - Jul 15, 2013
#12	N/A	-3.72% Feb 19, 2013 - Mar 6, 2013
#13	N/A	-3.01% Dec 18, 2012 - Jan 2, 2013
#14	N/A	-2.89% Mar 11, 2013 - Mar 25, 2013
#15	N/A	-2.28% Dec 20, 2006 - Dec 27, 2006

Correlation

Correlation between CFSB and BCIC is -0.64 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.64

-101