CFR vs BSY

Comparison between Cullen Frost Bankers Inc (CFR, Company) and Bentley Systems Inc - Class B (BSY, Company).

CFR is from the Financial Services sector, while BSY is from the Technology sector.

5-Year PerformanceCFR has outperformed BSY, delivering a return of +9.5% compared to -14.0%

CFR vs BSY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFR(COMPANY)	BSY(COMPANY)
Market Cap	$9.19B	$9.18B
Max Drawdown	59.24%	61.05%
Sharpe Ratio	0.86	-1.38
5Y Beta	0.88	0.77
Industry	Banks - Regional	Software - Application
P/E Ratio	14.25	29.34
Forward P/E	13.83	20.49
PEG Ratio	1.16	0.90
Dividend Yield	2.73%	0.93%
5Y Dividends CAGR	11.88%	42.29%
5Y EPS CAGR	7.22%	N/A
Debt to Equity	0.00%	90.98%
Free Cash Flow Yield	7.21%	5.35%

Market Cap

Winner

CFR

$9.19B

BSY

$9.18B

Max Drawdown

Winner

CFR

59.24%

BSY

61.05%

Sharpe Ratio

Winner

CFR

0.86

BSY

-1.38

5Y Beta

CFR

0.88

Winner

BSY

0.77

Industry

CFR

Banks - Regional

BSY

Software - Application

P/E Ratio

Winner

CFR

14.25

BSY

29.34

Forward P/E

Winner

CFR

13.83

BSY

20.49

PEG Ratio

CFR

1.16

Winner

BSY

0.90

Dividend Yield

Winner

CFR

2.73%

BSY

0.93%

5Y Dividends CAGR

CFR

11.88%

Winner

BSY

42.29%

5Y EPS CAGR

CFR

7.22%

BSY

N/A

Debt to Equity

Winner

CFR

0.00%

BSY

90.98%

Free Cash Flow Yield

Winner

CFR

7.21%

BSY

5.35%

CFR vs BSY - Historical Returns

Returns include dividend reinvestment.

Period	CFR	BSY
1 month	+6.53%	-11.62%
3 months	+13.38%	-20.69%
6 months	+14.83%	-26.12%
1 year	+21.54%	-41.68%
5 years(CAGR)	+9.47%	-14.00%
10 years(CAGR)	+11.91%	N/A
Max(CAGR)	+9.41%	-1.82%

Winner

CFR

+6.53%

BSY

-11.62%

Winner

CFR

+13.38%

BSY

-20.69%

Winner

CFR

+14.83%

BSY

-26.12%

Winner

CFR

+21.54%

BSY

-41.68%

5Y(CAGR)

Winner

CFR

+9.47%

BSY

-14.00%

10Y(CAGR)

CFR

+11.91%

BSY

N/A

Max(CAGR)

Winner

CFR

+9.41%

BSY

-1.82%

CFR vs BSY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFR	BSY
2026	+15.34%	-22.69%
2025	-1.66%	-17.42%
2024	+27.34%	-4.93%
2023	-13.83%	+42.67%
2022	+6.20%	-23.62%
2021	+47.55%	+19.07%
2020	-7.59%	+21.07%
2019	+13.22%	N/A
2018	-5.41%	N/A
2017	+11.10%	N/A
2016	+57.58%	N/A
2015	-11.28%	N/A
2014	-1.24%	N/A
2013	+37.51%	N/A
2012	+3.97%	N/A
2011	-11.43%	N/A
2010	+26.13%	N/A
2009	+3.05%	N/A
2008	+6.37%	N/A
2007	-8.21%	N/A
2006	+5.10%	N/A
2005	+14.71%	N/A
2004	+22.84%	N/A
2003	+24.46%	N/A
2002	+10.64%	N/A
2001	-20.67%	N/A
2000	+76.83%	N/A
1999	-9.44%	N/A

CFR vs BSY Drawdown Comparison

The maximum drawdown for CFR was -56.84%, occurring on Mar 23, 2020. Recovery took 702 trading sessions.

The maximum drawdown for BSY was -61.00%, occurring on May 11, 2022. This drawdown has not yet recovered.

The current CFR drawdown is -1.58%. The current BSY drawdown is -57.76%.

Rank	CFR	BSY
#1	-56.84% May 21, 2018 - Mar 5, 2021	-61.00% Sep 15, 2021 - May 11, 2022
#2	-46.03% Jun 26, 2015 - Nov 9, 2016	-26.27% Jan 12, 2021 - May 24, 2021
#3	-45.62% Nov 8, 2022 - Jan 21, 2026	-19.35% Oct 16, 2020 - Dec 31, 2020
#4	-43.82% Dec 28, 2000 - Nov 25, 2003	-14.00% Sep 25, 2020 - Oct 14, 2020
#5	-40.62% Sep 19, 2008 - Apr 29, 2010	-11.45% Jun 21, 2021 - Sep 3, 2021
#6	-33.91% Dec 3, 1999 - Aug 3, 2000	-4.45% Sep 23, 2020 - Sep 25, 2020
#7	-27.45% Jan 18, 2011 - Mar 16, 2012	-1.96% Jun 16, 2021 - Jun 21, 2021
#8	-23.55% Nov 12, 2014 - Jun 26, 2015	-0.93% Sep 7, 2021 - Sep 9, 2021
#9	-21.26% Mar 29, 2022 - Oct 13, 2022	-0.92% May 25, 2021 - May 27, 2021
#10	-21.17% May 15, 2008 - Sep 8, 2008	-0.55% Jun 11, 2021 - Jun 15, 2021
#11	-20.91% Sep 5, 2006 - May 1, 2008	-0.49% Sep 9, 2021 - Sep 15, 2021
#12	-18.59% May 17, 2021 - Oct 14, 2021	-0.28% May 27, 2021 - Jun 1, 2021
#13	-18.16% Sep 28, 2000 - Dec 7, 2000	N/A
#14	-16.68% Jun 13, 2017 - Oct 19, 2017	N/A
#15	-14.53% May 3, 2010 - Dec 9, 2010	N/A

Correlation

Correlation between CFR and BSY is -0.19 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.19

-101

Dividend Comparison (1999 - 2026)

CFR vs BSY dividend yield comparison.

Year	CFR	BSY
2026	1.39%	0.48%
2025	3.12%	0.73%
2024	2.79%	0.51%
2023	3.30%	0.38%
2022	2.42%	0.32%
2021	2.33%	0.25%
2020	3.27%	0.07%
2019	2.86%	0.00%
2018	2.93%	0.00%
2017	2.38%	0.00%
2016	2.44%	0.00%
2015	3.50%	0.00%
2014	2.87%	0.00%
2013	2.66%	0.00%
2012	3.50%	0.00%
2011	3.46%	0.00%
2010	2.91%	0.00%
2009	3.42%	0.00%
2008	3.28%	0.00%
2007	3.04%	0.00%
2006	2.36%	0.00%
2005	2.17%	0.00%
2004	2.13%	0.00%
2003	2.32%	0.00%
2002	2.68%	0.00%
2001	2.02%	0.00%
2000	1.85%	0.00%
1999	0.70%	0.00%