CFG vs XYL

Comparison between Citizens Financial Group Inc (CFG, Company) and Xylem Inc (XYL, Company).

CFG is from the Financial Services sector, while XYL is from the Industrials sector.

5-Year PerformanceCFG has outperformed XYL, delivering a return of +9.6% compared to -0.4%

CFG vs XYL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFG(COMPANY)	XYL(COMPANY)
Market Cap	$27B	$27B
Max Drawdown	68.00%	47.18%
Sharpe Ratio	1.89	-0.56
5Y Beta	1.17	0.87
Industry	Banks - Regional	Specialty Industrial Machinery
P/E Ratio	13.72	32.85
Forward P/E	11.85	19.84
PEG Ratio	0.43	2.46
Dividend Yield	2.75%	1.48%
5Y Dividends CAGR	7.31%	13.79%
5Y EPS CAGR	3.71%	5.41%
Debt to Equity	47.05%	17.66%
Free Cash Flow Yield	9.90%	4.92%
P/S Ratio	3.38	2.88
P/B Ratio	1.11	2.38

Market Cap

Winner

CFG

$27B

XYL

$27B

Max Drawdown

CFG

68.00%

Winner

XYL

47.18%

Sharpe Ratio

Winner

CFG

1.89

XYL

-0.56

5Y Beta

CFG

1.17

Winner

XYL

0.87

Industry

CFG

Banks - Regional

XYL

Specialty Industrial Machinery

P/E Ratio

Winner

CFG

13.72

XYL

32.85

Forward P/E

Winner

CFG

11.85

XYL

19.84

PEG Ratio

Winner

CFG

0.43

XYL

2.46

Dividend Yield

Winner

CFG

2.75%

XYL

1.48%

5Y Dividends CAGR

CFG

7.31%

Winner

XYL

13.79%

5Y EPS CAGR

CFG

3.71%

Winner

XYL

5.41%

Debt to Equity

CFG

47.05%

Winner

XYL

17.66%

Free Cash Flow Yield

Winner

CFG

9.90%

XYL

4.92%

P/S Ratio

CFG

3.38

Winner

XYL

2.88

P/B Ratio

Winner

CFG

1.11

XYL

2.38

CFG vs XYL - Historical Returns

Returns include dividend reinvestment.

Period	CFG	XYL
1 month	-0.58%	-5.17%
3 months	+8.23%	-12.53%
6 months	+16.99%	-20.33%
1 year	+64.02%	-12.08%
5 years(CAGR)	+9.56%	-0.42%
10 years(CAGR)	+14.77%	+10.52%
Max(CAGR)	+12.95%	+12.37%

Winner

CFG

-0.58%

XYL

-5.17%

Winner

CFG

+8.23%

XYL

-12.53%

Winner

CFG

+16.99%

XYL

-20.33%

Winner

CFG

+64.02%

XYL

-12.08%

5Y(CAGR)

Winner

CFG

+9.56%

XYL

-0.42%

10Y(CAGR)

Winner

CFG

+14.77%

XYL

+10.52%

Max(CAGR)

Winner

CFG

+12.95%

XYL

+12.37%

CFG vs XYL - Annual Returns (2011 - 2026)

Returns include dividend reinvestment.

Year	CFG	XYL
2026	+9.25%	-19.23%
2025	+39.15%	+18.85%
2024	+36.46%	+3.20%
2023	-11.29%	+4.60%
2022	-16.71%	-4.17%
2021	+37.87%	+21.44%
2020	-7.00%	+29.15%
2019	+38.20%	+19.96%
2018	-28.63%	-0.83%
2017	+19.13%	+39.14%
2016	+40.90%	+39.18%
2015	+7.46%	-2.61%
2014	+8.17%	+12.99%
2013	N/A	+27.96%
2012	N/A	+9.55%
2011	N/A	+6.39%

CFG vs XYL Drawdown Comparison

The maximum drawdown for CFG was -65.60%, occurring on Mar 18, 2020. Recovery took 771 trading sessions.

The maximum drawdown for XYL was -46.69%, occurring on Jun 17, 2022. Recovery took 669 trading sessions.

The current CFG drawdown is -5.41%. The current XYL drawdown is -27.39%.

Rank	CFG	XYL
#1	-65.60% Jan 23, 2018 - Feb 16, 2021	-46.69% Sep 2, 2021 - May 2, 2024
#2	-56.14% Jan 14, 2022 - Jul 17, 2025	-36.26% Feb 12, 2020 - Oct 8, 2020
#3	-35.12% Jun 5, 2015 - Nov 9, 2016	-30.04% Oct 29, 2025 - May 19, 2026
#4	-18.80% May 17, 2021 - Oct 20, 2021	-28.73% May 21, 2024 - Jul 31, 2025
#5	-18.32% Feb 6, 2026 - Mar 13, 2026	-24.79% Sep 18, 2018 - Apr 12, 2019
#6	-18.25% Mar 1, 2017 - Nov 29, 2017	-22.29% Jun 23, 2014 - Mar 17, 2016
#7	-12.83% Nov 24, 2021 - Jan 4, 2022	-19.05% Mar 15, 2012 - Feb 14, 2013
#8	-10.39% Oct 6, 2025 - Nov 25, 2025	-17.22% Mar 6, 2013 - Oct 25, 2013
#9	-10.00% Dec 24, 2014 - Feb 13, 2015	-16.38% Mar 9, 2018 - Sep 10, 2018
#10	-8.93% Feb 24, 2021 - Apr 28, 2021	-15.43% Nov 1, 2011 - Feb 7, 2012
#11	-7.00% Oct 1, 2014 - Oct 29, 2014	-14.16% Nov 15, 2016 - Jun 26, 2017
#12	-6.44% Oct 20, 2021 - Nov 23, 2021	-12.73% Jul 1, 2019 - Oct 29, 2019
#13	-6.42% Dec 27, 2016 - Jan 25, 2017	-12.32% Jan 7, 2021 - Apr 12, 2021
#14	-6.25% Mar 17, 2015 - Apr 23, 2015	-11.80% Apr 29, 2019 - Jun 28, 2019
#15	-5.67% Jul 23, 2025 - Aug 22, 2025	-11.45% Feb 24, 2014 - Jun 19, 2014

Correlation

Correlation between CFG and XYL is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (2011 - 2026)

CFG vs XYL dividend yield comparison.

Year	CFG	XYL
2026	1.44%	0.78%
2025	2.94%	1.17%
2024	3.84%	1.24%
2023	5.07%	1.15%
2022	4.11%	1.09%
2021	3.30%	0.93%
2020	4.36%	1.02%
2019	3.35%	1.22%
2018	3.30%	1.26%
2017	1.52%	1.06%
2016	1.29%	1.25%
2015	1.53%	1.54%
2014	0.40%	1.34%
2013	0.00%	1.35%
2012	0.00%	1.49%
2011	0.00%	0.39%