CFG vs RYAAY

Comparison between Citizens Financial Group Inc (CFG, Company) and Ryanair Holdings Plc (RYAAY, Company).

CFG is from the Financial Services sector, while RYAAY is from the Industrials sector.

5-Year PerformanceCFG has outperformed RYAAY, delivering a return of +15.2% compared to +7.3%

CFG vs RYAAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFG(COMPANY)	RYAAY(COMPANY)
Market Cap	$31B	$31B
Max Drawdown	68.00%	67.68%
Sharpe Ratio	1.54	-0.14
5Y Beta	1.18	0.91
Industry	Banks - Regional	Airlines
P/E Ratio	15.76	14.17
Forward P/E	13.91	13.55
PEG Ratio	0.49	5.21
Dividend Yield	2.50%	1.68%
5Y Dividends CAGR	7.31%	N/A
5Y EPS CAGR	3.71%	N/A
Debt to Equity	47.05%	1.92%
Free Cash Flow Yield	8.62%	6.37%
P/S Ratio	3.75	1.95
P/B Ratio	1.26	2.83

Market Cap

Winner

CFG

$31B

RYAAY

$31B

Max Drawdown

CFG

68.00%

Winner

RYAAY

67.68%

Sharpe Ratio

Winner

CFG

1.54

RYAAY

-0.14

5Y Beta

CFG

1.18

Winner

RYAAY

0.91

Industry

CFG

Banks - Regional

RYAAY

Airlines

P/E Ratio

CFG

15.76

Winner

RYAAY

14.17

Forward P/E

CFG

13.91

Winner

RYAAY

13.55

PEG Ratio

Winner

CFG

0.49

RYAAY

5.21

Dividend Yield

Winner

CFG

2.50%

RYAAY

1.68%

5Y Dividends CAGR

CFG

7.31%

RYAAY

N/A

5Y EPS CAGR

CFG

3.71%

RYAAY

N/A

Debt to Equity

CFG

47.05%

Winner

RYAAY

1.92%

Free Cash Flow Yield

Winner

CFG

8.62%

RYAAY

6.37%

P/S Ratio

CFG

3.75

Winner

RYAAY

1.95

P/B Ratio

Winner

CFG

1.26

RYAAY

2.83

CFG vs RYAAY - Historical Returns

Returns include dividend reinvestment.

Period	CFG	RYAAY
1 month	+4.07%	-9.64%
3 months	+10.94%	-0.93%
6 months	+16.22%	-20.60%
1 year	+48.58%	-8.41%
5 years(CAGR)	+15.18%	+7.27%
10 years(CAGR)	+16.95%	+8.16%
Max(CAGR)	+13.90%	+14.49%

Winner

CFG

+4.07%

RYAAY

-9.64%

Winner

CFG

+10.94%

RYAAY

-0.93%

Winner

CFG

+16.22%

RYAAY

-20.60%

Winner

CFG

+48.58%

RYAAY

-8.41%

5Y(CAGR)

Winner

CFG

+15.18%

RYAAY

+7.27%

10Y(CAGR)

Winner

CFG

+16.95%

RYAAY

+8.16%

Max(CAGR)

CFG

+13.90%

Winner

RYAAY

+14.49%

CFG vs RYAAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFG	RYAAY
2026	+22.58%	-21.76%
2025	+39.15%	+71.67%
2024	+36.46%	-13.57%
2023	-11.29%	+78.96%
2022	-16.71%	-29.76%
2021	+37.87%	-2.85%
2020	-7.00%	+23.21%
2019	+38.20%	+21.87%
2018	-28.63%	-32.22%
2017	+19.13%	+30.78%
2016	+40.90%	-1.63%
2015	+7.46%	+29.62%
2014	+8.17%	+51.67%
2013	N/A	+35.56%
2012	N/A	+31.65%
2011	N/A	-10.48%
2010	N/A	+23.29%
2009	N/A	-12.21%
2008	N/A	-22.80%
2007	N/A	-7.77%
2006	N/A	+44.89%
2005	N/A	+35.27%
2004	N/A	-20.77%
2003	N/A	+26.34%
2002	N/A	+23.73%
2001	N/A	+18.84%
2000	N/A	+104.14%
1999	N/A	+37.82%

CFG vs RYAAY Drawdown Comparison

The maximum drawdown for CFG was -65.60%, occurring on Mar 18, 2020. Recovery took 771 trading sessions.

The maximum drawdown for RYAAY was -67.68%, occurring on Oct 9, 2008. Recovery took 1458 trading sessions.

The current CFG drawdown is -3.50%. The current RYAAY drawdown is -23.16%.

Rank	CFG	RYAAY
#1	-65.60% Jan 23, 2018 - Feb 16, 2021	-67.68% Apr 25, 2007 - Feb 7, 2013
#2	-56.14% Jan 14, 2022 - Jul 17, 2025	-62.50% Nov 29, 2017 - Dec 13, 2023
#3	-35.12% Jun 5, 2015 - Nov 9, 2016	-54.80% Jan 16, 2004 - Sep 12, 2006
#4	-18.80% May 17, 2021 - Oct 20, 2021	-40.38% Feb 1, 2001 - Nov 13, 2001
#5	-18.32% Feb 6, 2026 - Jun 12, 2026	-36.05% Apr 8, 2024 - Jun 10, 2025
#6	-18.25% Mar 1, 2017 - Nov 29, 2017	-28.38% Nov 22, 2002 - Oct 10, 2003
#7	-12.83% Nov 24, 2021 - Jan 4, 2022	-27.42% Mar 10, 2000 - Nov 16, 2000
#8	-10.39% Oct 6, 2025 - Nov 25, 2025	-27.40% Jan 5, 2026 - May 4, 2026
#9	-10.00% Dec 24, 2014 - Feb 13, 2015	-23.76% Dec 29, 2015 - Apr 11, 2017
#10	-8.93% Feb 24, 2021 - Apr 28, 2021	-22.79% Jun 11, 2002 - Oct 31, 2002
#11	-7.00% Oct 1, 2014 - Oct 29, 2014	-19.50% Aug 2, 2013 - Feb 14, 2014
#12	-6.44% Oct 20, 2021 - Nov 23, 2021	-18.13% Mar 5, 2002 - Jun 10, 2002
#13	-6.42% Dec 27, 2016 - Jan 25, 2017	-17.09% Apr 2, 2014 - Nov 4, 2014
#14	-6.25% Mar 17, 2015 - Apr 23, 2015	-16.53% Aug 22, 2025 - Nov 25, 2025
#15	-5.67% Jul 23, 2025 - Aug 22, 2025	-15.45% Aug 16, 2017 - Nov 21, 2017

Correlation

Correlation between CFG and RYAAY is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80

-101

Dividend Comparison (2010 - 2026)

CFG vs RYAAY dividend yield comparison.

Year	CFG	RYAAY
2026	1.28%	0.81%
2025	2.94%	1.39%
2024	3.84%	2.65%
2023	5.07%	0.00%
2022	4.11%	0.00%
2021	3.30%	0.00%
2020	4.36%	0.00%
2019	3.35%	0.00%
2018	3.30%	0.00%
2017	1.52%	0.00%
2016	1.29%	0.00%
2015	1.53%	6.27%
2014	0.40%	0.00%
2012	0.00%	6.44%
2010	0.00%	11.37%