CFG vs DOW

Comparison between Citizens Financial Group Inc (CFG, Company) and Dow Inc (DOW, Company).

CFG is from the Financial Services sector, while DOW is from the Basic Materials sector.

5-Year PerformanceCFG has outperformed DOW, delivering a return of +9.7% compared to -6.9%

CFG vs DOW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFG(COMPANY)	DOW(COMPANY)
Market Cap	$28B	$28B
Max Drawdown	68.00%	70.88%
Sharpe Ratio	2.05	0.83
5Y Beta	1.19	1.02
Industry	Banks - Regional	Chemicals
P/E Ratio	14.28	-17.01
Forward P/E	12.39	16.50
PEG Ratio	0.45	38.89
Dividend Yield	2.74%	4.69%
5Y Dividends CAGR	7.31%	-6.89%
5Y EPS CAGR	3.71%	N/A
Debt to Equity	47.05%	0.00%
Free Cash Flow Yield	9.52%	7.44%
P/S Ratio	3.52	0.71
P/B Ratio	1.13	1.92

Market Cap

Winner

CFG

$28B

DOW

$28B

Max Drawdown

Winner

CFG

68.00%

DOW

70.88%

Sharpe Ratio

Winner

CFG

2.05

DOW

0.83

5Y Beta

CFG

1.19

Winner

DOW

1.02

Industry

CFG

Banks - Regional

DOW

Chemicals

P/E Ratio

CFG

14.28

Winner

DOW

-17.01

Forward P/E

Winner

CFG

12.39

DOW

16.50

PEG Ratio

Winner

CFG

0.45

DOW

38.89

Dividend Yield

CFG

2.74%

Winner

DOW

4.69%

5Y Dividends CAGR

Winner

CFG

7.31%

DOW

-6.89%

5Y EPS CAGR

CFG

3.71%

DOW

N/A

Debt to Equity

CFG

47.05%

Winner

DOW

0.00%

Free Cash Flow Yield

Winner

CFG

9.52%

DOW

7.44%

P/S Ratio

CFG

3.52

Winner

DOW

0.71

P/B Ratio

Winner

CFG

1.13

DOW

1.92

CFG vs DOW - Historical Returns

Returns include dividend reinvestment.

Period	CFG	DOW
1 month	+0.63%	-6.14%
3 months	-5.20%	+16.24%
6 months	+25.00%	+69.75%
1 year	+68.69%	+34.55%
5 years(CAGR)	+9.68%	-6.87%
10 years(CAGR)	+15.55%	N/A
Max(CAGR)	+13.00%	+1.25%

Winner

CFG

+0.63%

DOW

-6.14%

CFG

-5.20%

Winner

DOW

+16.24%

CFG

+25.00%

Winner

DOW

+69.75%

Winner

CFG

+68.69%

DOW

+34.55%

5Y(CAGR)

Winner

CFG

+9.68%

DOW

-6.87%

10Y(CAGR)

CFG

+15.55%

DOW

N/A

Max(CAGR)

Winner

CFG

+13.00%

DOW

+1.25%

CFG vs DOW - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	CFG	DOW
2026	+8.81%	+53.65%
2025	+39.15%	-36.48%
2024	+36.46%	-23.49%
2023	-11.29%	+13.24%
2022	-16.71%	-6.94%
2021	+37.87%	+9.75%
2020	-7.00%	+9.98%
2019	+38.20%	+14.79%
2018	-28.63%	N/A
2017	+19.13%	N/A
2016	+40.90%	N/A
2015	+7.46%	N/A
2014	+8.17%	N/A

CFG vs DOW Drawdown Comparison

The maximum drawdown for CFG was -65.60%, occurring on Mar 18, 2020. Recovery took 771 trading sessions.

The maximum drawdown for DOW was -64.39%, occurring on Aug 11, 2025. This drawdown has not yet recovered.

The current CFG drawdown is -5.78%. The current DOW drawdown is -34.52%.

Rank	CFG	DOW
#1	-65.60% Jan 23, 2018 - Feb 16, 2021	-64.39% May 4, 2022 - Aug 11, 2025
#2	-56.14% Jan 14, 2022 - Jul 17, 2025	-60.83% Apr 4, 2019 - Nov 17, 2020
#3	-35.12% Jun 5, 2015 - Nov 9, 2016	-23.53% Jun 3, 2021 - Apr 21, 2022
#4	-18.80% May 17, 2021 - Oct 20, 2021	-14.97% Jan 12, 2021 - Feb 22, 2021
#5	-18.32% Feb 6, 2026 - Mar 13, 2026	-7.97% Mar 17, 2021 - May 4, 2021
#6	-18.25% Mar 1, 2017 - Nov 29, 2017	-7.02% Nov 24, 2020 - Jan 6, 2021
#7	-12.83% Nov 24, 2021 - Jan 4, 2022	-5.81% Feb 24, 2021 - Mar 8, 2021
#8	-10.39% Oct 6, 2025 - Nov 25, 2025	-4.33% Apr 21, 2022 - May 4, 2022
#9	-10.00% Dec 24, 2014 - Feb 13, 2015	-3.74% May 17, 2021 - Jun 1, 2021
#10	-8.93% Feb 24, 2021 - Apr 28, 2021	-2.41% Mar 20, 2019 - Mar 27, 2019
#11	-7.00% Oct 1, 2014 - Oct 29, 2014	-2.24% Mar 12, 2021 - Mar 17, 2021
#12	-6.44% Oct 20, 2021 - Nov 23, 2021	-2.09% May 6, 2021 - May 14, 2021
#13	-6.42% Dec 27, 2016 - Jan 25, 2017	-2.07% Jun 1, 2021 - Jun 3, 2021
#14	-6.25% Mar 17, 2015 - Apr 23, 2015	-1.86% Mar 8, 2021 - Mar 10, 2021
#15	-5.67% Jul 23, 2025 - Aug 22, 2025	-1.10% Nov 19, 2020 - Nov 23, 2020

Correlation

Correlation between CFG and DOW is -0.09 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.09

-101

Dividend Comparison (2014 - 2026)

CFG vs DOW dividend yield comparison.

Year	CFG	DOW
2026	1.44%	0.95%
2025	2.94%	8.98%
2024	3.84%	6.98%
2023	5.07%	5.11%
2022	4.11%	5.56%
2021	3.30%	4.94%
2020	4.36%	5.05%
2019	3.35%	3.84%
2018	3.30%	0.00%
2017	1.52%	0.00%
2016	1.29%	0.00%
2015	1.53%	0.00%
2014	0.40%	0.00%