CFFI vs EWCZ

Comparison between C & F Financial Corp (CFFI, Company) and European Wax Center Inc - Class A (EWCZ, Company).

CFFI is from the Financial Services sector, while EWCZ is from the Consumer Defensive sector.

5-Year PerformanceCFFI has outperformed EWCZ, delivering a return of +11.8% compared to -22.1%

CFFI vs EWCZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFFI(COMPANY)	EWCZ(COMPANY)
Market Cap	$254M	$254M
Max Drawdown	75.51%	90.62%
Sharpe Ratio	0.65	1.01
5Y Beta	0.85	N/A
Industry	Banks - Regional	Household & Personal Products
P/E Ratio	8.99	28.99
Forward P/E	5.69	N/A
PEG Ratio	0.30	N/A
Dividend Yield	2.41%	N/A
5Y Dividends CAGR	8.83%	N/A
5Y EPS CAGR	4.49%	N/A
Debt to Equity	7.53%	482.27%
Free Cash Flow Yield	4.45%	19.71%
P/S Ratio	1.87	1.54
P/B Ratio	0.93	3.25

Market Cap

Winner

CFFI

$254M

EWCZ

$254M

Max Drawdown

Winner

CFFI

75.51%

EWCZ

90.62%

Sharpe Ratio

CFFI

0.65

Winner

EWCZ

1.01

5Y Beta

CFFI

0.85

EWCZ

N/A

Industry

CFFI

Banks - Regional

EWCZ

Household & Personal Products

P/E Ratio

Winner

CFFI

8.99

EWCZ

28.99

Forward P/E

CFFI

5.69

EWCZ

N/A

PEG Ratio

CFFI

0.30

EWCZ

N/A

Dividend Yield

CFFI

2.41%

EWCZ

N/A

5Y Dividends CAGR

CFFI

8.83%

EWCZ

N/A

5Y EPS CAGR

CFFI

4.49%

EWCZ

N/A

Debt to Equity

Winner

CFFI

7.53%

EWCZ

482.27%

Free Cash Flow Yield

CFFI

4.45%

Winner

EWCZ

19.71%

P/S Ratio

CFFI

1.87

Winner

EWCZ

1.54

P/B Ratio

Winner

CFFI

0.93

EWCZ

3.25

CFFI vs EWCZ - Historical Returns

Returns include dividend reinvestment.

Period	CFFI	EWCZ
1 month	+6.97%	+0.00%
3 months	+9.15%	+45.50%
6 months	+6.47%	+58.15%
1 year	+22.01%	+61.67%
5 years(CAGR)	+11.83%	-22.06%
10 years(CAGR)	+9.36%	N/A
Max(CAGR)	+8.85%	-22.06%

Winner

CFFI

+6.97%

EWCZ

+0.00%

CFFI

+9.15%

Winner

EWCZ

+45.50%

CFFI

+6.47%

Winner

EWCZ

+58.15%

CFFI

+22.01%

Winner

EWCZ

+61.67%

5Y(CAGR)

Winner

CFFI

+11.83%

EWCZ

-22.06%

10Y(CAGR)

CFFI

+9.36%

EWCZ

N/A

Max(CAGR)

Winner

CFFI

+8.85%

EWCZ

-22.06%

CFFI vs EWCZ - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFFI	EWCZ
2026	+9.93%	+69.19%
2025	+5.93%	-43.40%
2024	+6.14%	-49.74%
2023	+18.14%	+4.54%
2022	+16.71%	-54.46%
2021	+42.70%	+41.89%
2020	-28.42%	N/A
2019	+3.69%	N/A
2018	-4.55%	N/A
2017	+23.46%	N/A
2016	+32.43%	N/A
2015	+1.45%	N/A
2014	-7.69%	N/A
2013	+19.34%	N/A
2012	+49.39%	N/A
2011	+22.57%	N/A
2010	+16.54%	N/A
2009	+22.54%	N/A
2008	-47.67%	N/A
2007	-22.98%	N/A
2006	+6.44%	N/A
2005	-3.42%	N/A
2004	+0.73%	N/A
2003	+61.01%	N/A
2002	+32.76%	N/A
2001	+31.37%	N/A
2000	-16.59%	N/A
1999	-11.59%	N/A

CFFI vs EWCZ Drawdown Comparison

The maximum drawdown for CFFI was -72.95%, occurring on Mar 9, 2009. Recovery took 1320 trading sessions.

The maximum drawdown for EWCZ was -89.46%, occurring on May 1, 2025. This drawdown has not yet recovered.

The current CFFI drawdown is -7.97%. The current EWCZ drawdown is -80.22%.

Rank	CFFI	EWCZ
#1	-72.95% Mar 7, 2007 - May 31, 2012	-89.46% Oct 28, 2021 - May 1, 2025
#2	-54.43% Jul 26, 2018 - Oct 17, 2022	-14.60% Sep 21, 2021 - Oct 27, 2021
#3	-50.65% Dec 15, 2023 - Nov 6, 2024	-10.96% Aug 10, 2021 - Aug 18, 2021
#4	-47.16% Jul 23, 2013 - Sep 20, 2017	-6.70% Sep 1, 2021 - Sep 15, 2021
#5	-41.33% Nov 1, 1999 - Oct 1, 2001	-6.57% Aug 20, 2021 - Sep 1, 2021
#6	-34.98% Feb 10, 2025 - Apr 11, 2025	-3.83% Sep 17, 2021 - Sep 21, 2021
#7	-28.43% Oct 1, 2003 - Feb 21, 2007	-1.29% Aug 18, 2021 - Aug 20, 2021
#8	-27.58% Dec 18, 2017 - Jun 22, 2018	-0.40% Aug 6, 2021 - Aug 10, 2021
#9	-22.21% Jul 2, 2012 - May 6, 2013	N/A
#10	-20.60% Apr 10, 2002 - Dec 12, 2002	N/A
#11	-20.24% Feb 6, 2023 - Nov 24, 2023	N/A
#12	-15.50% Jun 18, 2003 - Sep 15, 2003	N/A
#13	-14.76% Dec 12, 2024 - Feb 5, 2025	N/A
#14	-13.63% Oct 18, 2022 - Dec 8, 2022	N/A
#15	-11.05% Oct 2, 2001 - Jan 17, 2002	N/A

Correlation

Correlation between CFFI and EWCZ is -0.80 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.80

-101

Dividend Comparison (1999 - 2026)

CFFI vs EWCZ dividend yield comparison.

Year	CFFI	EWCZ
2026	0.62%	0.00%
2025	2.53%	0.00%
2024	2.47%	0.00%
2023	2.58%	0.00%
2022	2.81%	26.51%
2021	3.09%	0.00%
2020	4.10%	0.00%
2019	2.69%	0.00%
2018	2.65%	0.00%
2017	2.29%	0.00%
2016	2.59%	0.00%
2015	3.13%	0.00%
2014	2.99%	0.00%
2013	2.54%	0.00%
2012	2.77%	0.00%
2011	3.80%	0.00%
2010	4.48%	0.00%
2009	5.58%	0.00%
2008	7.87%	0.00%
2007	4.10%	0.00%
2006	2.92%	0.00%
2005	2.67%	0.00%
2004	2.23%	0.00%
2003	1.81%	0.00%
2002	2.52%	0.00%
2001	2.90%	0.00%
2000	3.66%	0.00%
1999	0.76%	0.00%