CFFI vs AZ

Comparison between C & F Financial Corp (CFFI, Company) and A2Z Smart Technologies Corp (AZ, Company).

CFFI is from the Financial Services sector, while AZ is from the Technology sector.

5-Year PerformanceCFFI has outperformed AZ, delivering a return of +12.1% compared to -26.3%

CFFI vs AZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CFFI(COMPANY)	AZ(COMPANY)
Market Cap	$255M	$255M
Max Drawdown	75.51%	97.18%
Sharpe Ratio	0.92	-0.66
5Y Beta	0.84	1.28
Industry	Banks - Regional	Software - Application
P/E Ratio	9.00	-5.90
Forward P/E	5.69	N/A
PEG Ratio	0.30	-0.32
Dividend Yield	2.46%	N/A
5Y Dividends CAGR	4.07%	N/A
5Y EPS CAGR	4.49%	-9.69%
Debt to Equity	7.53%	3.48%
Free Cash Flow Yield	4.45%	-11.85%

Market Cap

CFFI

$255M

Winner

$255M

Max Drawdown

Winner

CFFI

75.51%

97.18%

Sharpe Ratio

Winner

CFFI

0.92

-0.66

5Y Beta

Winner

CFFI

0.84

1.28

Industry

CFFI

Banks - Regional

Software - Application

P/E Ratio

CFFI

9.00

Winner

-5.90

Forward P/E

CFFI

5.69

N/A

PEG Ratio

CFFI

0.30

Winner

-0.32

Dividend Yield

CFFI

2.46%

N/A

5Y Dividends CAGR

CFFI

4.07%

N/A

5Y EPS CAGR

Winner

CFFI

4.49%

-9.69%

Debt to Equity

CFFI

7.53%

Winner

3.48%

Free Cash Flow Yield

Winner

CFFI

4.45%

-11.85%

CFFI vs AZ - Historical Returns

Returns include dividend reinvestment.

Period	CFFI	AZ
1 month	+9.19%	-8.19%
3 months	+12.65%	+5.73%
6 months	+4.33%	+4.19%
1 year	+34.06%	-45.16%
5 years(CAGR)	+12.13%	-26.27%
10 years(CAGR)	+9.87%	N/A
Max(CAGR)	+8.93%	+20.25%

Winner

CFFI

+9.19%

-8.19%

Winner

CFFI

+12.65%

+5.73%

Winner

CFFI

+4.33%

+4.19%

Winner

CFFI

+34.06%

-45.16%

5Y(CAGR)

Winner

CFFI

+12.13%

-26.27%

10Y(CAGR)

CFFI

+9.87%

N/A

Max(CAGR)

CFFI

+8.93%

Winner

+20.25%

CFFI vs AZ - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CFFI	AZ
2026	+12.30%	-16.25%
2025	+5.93%	+0.93%
2024	+6.14%	+99.10%
2023	+18.14%	+4.58%
2022	+16.71%	-88.28%
2021	+42.70%	+408.45%
2020	-28.42%	+202.91%
2019	+3.69%	N/A
2018	-4.55%	N/A
2017	+23.46%	N/A
2016	+32.43%	N/A
2015	+1.45%	N/A
2014	-7.69%	N/A
2013	+19.34%	N/A
2012	+49.39%	N/A
2011	+22.57%	N/A
2010	+16.54%	N/A
2009	+22.54%	N/A
2008	-47.67%	N/A
2007	-22.98%	N/A
2006	+6.44%	N/A
2005	-3.42%	N/A
2004	+0.73%	N/A
2003	+61.01%	N/A
2002	+32.76%	N/A
2001	+31.37%	N/A
2000	-16.59%	N/A
1999	-11.59%	N/A

CFFI vs AZ Drawdown Comparison

The maximum drawdown for CFFI was -72.95%, occurring on Mar 9, 2009. Recovery took 1320 trading sessions.

The maximum drawdown for AZ was -97.18%, occurring on Jun 20, 2024. This drawdown has not yet recovered.

The current CFFI drawdown is -5.99%. The current AZ drawdown is -81.03%.

Rank	CFFI	AZ
#1	-72.95% Mar 7, 2007 - May 31, 2012	-97.18% Jun 14, 2021 - Jun 20, 2024
#2	-54.43% Jul 26, 2018 - Oct 17, 2022	-54.45% Feb 22, 2021 - Jun 14, 2021
#3	-50.65% Dec 15, 2023 - Nov 6, 2024	-33.17% Oct 12, 2020 - Dec 28, 2020
#4	-47.16% Jul 23, 2013 - Sep 20, 2017	-28.66% Dec 30, 2020 - Jan 29, 2021
#5	-41.33% Nov 1, 1999 - Oct 1, 2001	-21.15% Jun 10, 2020 - Aug 14, 2020
#6	-34.98% Feb 10, 2025 - Apr 11, 2025	-20.97% Sep 9, 2020 - Sep 30, 2020
#7	-28.43% Oct 1, 2003 - Feb 21, 2007	-18.36% Aug 26, 2020 - Sep 9, 2020
#8	-27.58% Dec 18, 2017 - Jun 22, 2018	-17.47% Jun 5, 2020 - Jun 10, 2020
#9	-22.21% Jul 2, 2012 - May 6, 2013	-13.91% Aug 17, 2020 - Aug 20, 2020
#10	-20.60% Apr 10, 2002 - Dec 12, 2002	-10.16% Sep 30, 2020 - Oct 8, 2020
#11	-20.24% Feb 6, 2023 - Nov 24, 2023	-5.62% Feb 5, 2021 - Feb 11, 2021
#12	-15.50% Jun 18, 2003 - Sep 15, 2003	-2.24% Feb 2, 2021 - Feb 4, 2021
#13	-14.76% Dec 12, 2024 - Feb 5, 2025	-2.10% Oct 8, 2020 - Oct 12, 2020
#14	-13.63% Oct 18, 2022 - Dec 8, 2022	N/A
#15	-11.05% Oct 2, 2001 - Jan 17, 2002	N/A