CDZI vs MBCN

Comparison between Cadiz Inc (CDZI, Company) and Middlefield Banc Corp (MBCN, Company).

CDZI is from the Utilities sector, while MBCN is from the Financial Services sector.

5-Year PerformanceMBCN has outperformed CDZI, delivering a return of +11.0% compared to -23.8%

CDZI vs MBCN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CDZI(COMPANY)	MBCN(COMPANY)
Market Cap	$272M	$272M
Max Drawdown	99.51%	64.42%
Sharpe Ratio	0.29	0.69
5Y Beta	1.40	N/A
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	-8.11	12.86
Forward P/E	13.97	17.21
PEG Ratio	1.51	0.26
Dividend Yield	N/A	2.49%
5Y Dividends CAGR	N/A	11.84%
5Y EPS CAGR	-8.84%	13.20%
Debt to Equity	548.48%	0.00%
Free Cash Flow Yield	-10.03%	6.46%
P/S Ratio	18.23	N/A
P/B Ratio	17.24	N/A

Market Cap

Winner

CDZI

$272M

MBCN

$272M

Max Drawdown

CDZI

99.51%

Winner

MBCN

64.42%

Sharpe Ratio

CDZI

0.29

Winner

MBCN

0.69

5Y Beta

CDZI

1.40

MBCN

N/A

Industry

CDZI

Utilities - Regulated Water

MBCN

Banks - Regional

P/E Ratio

Winner

CDZI

-8.11

MBCN

12.86

Forward P/E

Winner

CDZI

13.97

MBCN

17.21

PEG Ratio

CDZI

1.51

Winner

MBCN

0.26

Dividend Yield

CDZI

N/A

MBCN

2.49%

5Y Dividends CAGR

CDZI

N/A

MBCN

11.84%

5Y EPS CAGR

CDZI

-8.84%

Winner

MBCN

13.20%

Debt to Equity

CDZI

548.48%

Winner

MBCN

0.00%

Free Cash Flow Yield

CDZI

-10.03%

Winner

MBCN

6.46%

P/S Ratio

CDZI

18.23

MBCN

N/A

P/B Ratio

CDZI

17.24

MBCN

N/A

CDZI vs MBCN - Historical Returns

Returns include dividend reinvestment.

Period	CDZI	MBCN
1 month	-9.28%	+0.01%
3 months	-24.89%	-5.65%
6 months	-26.95%	+17.02%
1 year	-2.25%	+30.35%
5 years(CAGR)	-23.78%	+10.97%
10 years(CAGR)	-7.78%	+10.88%
Max(CAGR)	-14.22%	+7.84%

CDZI

-9.28%

Winner

MBCN

+0.01%

CDZI

-24.89%

Winner

MBCN

-5.65%

CDZI

-26.95%

Winner

MBCN

+17.02%

CDZI

-2.25%

Winner

MBCN

+30.35%

5Y(CAGR)

CDZI

-23.78%

Winner

MBCN

+10.97%

10Y(CAGR)

CDZI

-7.78%

Winner

MBCN

+10.88%

Max(CAGR)

CDZI

-14.22%

Winner

MBCN

+7.84%

CDZI vs MBCN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CDZI	MBCN
2026	-40.17%	-0.18%
2025	+10.65%	+27.56%
2024	+79.31%	-11.56%
2023	+8.95%	+21.89%
2022	-40.76%	+13.87%
2021	-63.27%	+15.94%
2020	-2.65%	-13.23%
2019	+7.41%	+25.93%
2018	-27.46%	-11.76%
2017	+16.33%	+26.54%
2016	+117.01%	+23.35%
2015	-51.65%	-0.42%
2014	+58.87%	+33.89%
2013	-16.35%	+0.09%
2012	-16.19%	+53.54%
2011	-23.33%	+8.04%
2010	+3.41%	-8.22%
2009	-9.52%	-4.98%
2008	-37.92%	-40.54%
2007	-8.50%	-3.66%
2006	+9.29%	+5.41%
2005	+55.23%	+10.30%
2004	+196.88%	+22.52%
2003	-66.00%	+8.30%
2002	-93.28%	+14.09%
2001	-8.34%	N/A
2000	-0.67%	N/A
1999	+12.56%	N/A

CDZI vs MBCN Drawdown Comparison

The maximum drawdown for CDZI was -99.51%, occurring on Jul 22, 2003. This drawdown has not yet recovered.

The maximum drawdown for MBCN was -59.04%, occurring on Sep 23, 2009. Recovery took 1947 trading sessions.

The current CDZI drawdown is -98.88%. The current MBCN drawdown is -9.77%.

Rank	CDZI	MBCN
#1	-99.51% Feb 15, 2000 - Jul 22, 2003	-59.04% Apr 12, 2005 - Jan 4, 2013
#2	-11.11% Nov 2, 1999 - Dec 16, 1999	-52.45% Dec 16, 2019 - Nov 10, 2021
#3	-9.51% Dec 16, 1999 - Dec 31, 1999	-42.71% Dec 15, 2023 - Nov 28, 2025
#4	-5.89% Dec 31, 1999 - Jan 7, 2000	-26.52% Jun 12, 2018 - Nov 27, 2019
#5	-4.77% Jan 25, 2000 - Feb 3, 2000	-23.58% Feb 13, 2023 - Jun 7, 2023
#6	-3.69% Feb 4, 2000 - Feb 10, 2000	-22.79% Jan 22, 2013 - Sep 5, 2014
#7	-2.33% Jan 12, 2000 - Jan 24, 2000	-22.65% Sep 4, 2002 - Feb 23, 2004
#8	-2.03% Feb 10, 2000 - Feb 15, 2000	-21.66% Jun 2, 2017 - Apr 16, 2018
#9	N/A	-17.55% Aug 8, 2023 - Dec 6, 2023
#10	N/A	-16.67% Aug 12, 2002 - Sep 4, 2002
#11	N/A	-16.39% Sep 26, 2014 - Dec 1, 2015
#12	N/A	-12.25% Dec 11, 2025 - Jan 28, 2026
#13	N/A	-11.87% Jun 7, 2023 - Jul 24, 2023
#14	N/A	-11.42% Nov 15, 2021 - Aug 4, 2022
#15	N/A	-9.51% Dec 2, 2015 - Sep 8, 2016