CCNEP vs HOV

Comparison between CNB Financial Corp (PA) (CCNEP, Company) and Hovnanian Enterprises Inc - Class A (HOV, Company).

CCNEP is from the Financial Services sector, while HOV is from the Consumer Cyclical sector.

5-Year PerformanceCCNEP has outperformed HOV, delivering a return of +5.4% compared to +5.0%

CCNEP vs HOV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CCNEP(COMPANY)	HOV(COMPANY)
Market Cap	$719M	$718M
Max Drawdown	37.25%	99.70%
Sharpe Ratio	0.43	0.48
5Y Beta	-0.06	1.37
Industry	Banks - Regional	Residential Construction
P/E Ratio	10.22	12.66
Forward P/E	N/A	13.50
PEG Ratio	N/A	2.00
Dividend Yield	2.98%	N/A
5Y Dividends CAGR	19.33%	N/A
5Y EPS CAGR	-0.35%	N/A
Debt to Equity	28.00%	109.34%
Free Cash Flow Yield	9.40%	37.80%
P/S Ratio	N/A	0.23
P/B Ratio	N/A	0.97

Market Cap

Winner

CCNEP

$719M

HOV

$718M

Max Drawdown

Winner

CCNEP

37.25%

HOV

99.70%

Sharpe Ratio

CCNEP

0.43

Winner

HOV

0.48

5Y Beta

Winner

CCNEP

-0.06

HOV

1.37

Industry

CCNEP

Banks - Regional

HOV

Residential Construction

P/E Ratio

Winner

CCNEP

10.22

HOV

12.66

Forward P/E

CCNEP

N/A

HOV

13.50

PEG Ratio

CCNEP

N/A

HOV

2.00

Dividend Yield

CCNEP

2.98%

HOV

N/A

5Y Dividends CAGR

CCNEP

19.33%

HOV

N/A

5Y EPS CAGR

CCNEP

-0.35%

HOV

N/A

Debt to Equity

Winner

CCNEP

28.00%

HOV

109.34%

Free Cash Flow Yield

CCNEP

9.40%

Winner

HOV

37.80%

P/S Ratio

CCNEP

N/A

HOV

0.23

P/B Ratio

CCNEP

N/A

HOV

0.97

CCNEP vs HOV - Historical Returns

Returns include dividend reinvestment.

Period	CCNEP	HOV
1 month	-0.14%	+16.70%
3 months	-0.22%	+14.21%
6 months	+4.31%	+12.95%
1 year	+8.12%	+21.34%
5 years(CAGR)	+5.39%	+5.03%
10 years(CAGR)	N/A	+11.41%
Max(CAGR)	+6.97%	+1.57%

CCNEP

-0.14%

Winner

HOV

+16.70%

CCNEP

-0.22%

Winner

HOV

+14.21%

CCNEP

+4.31%

Winner

HOV

+12.95%

CCNEP

+8.12%

Winner

HOV

+21.34%

5Y(CAGR)

Winner

CCNEP

+5.39%

HOV

+5.03%

10Y(CAGR)

CCNEP

N/A

HOV

+11.41%

Max(CAGR)

Winner

CCNEP

+6.97%

HOV

+1.57%

CCNEP vs HOV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CCNEP	HOV
2026	+2.76%	+23.52%
2025	+7.29%	-23.82%
2024	+25.86%	-11.87%
2023	-7.93%	+262.67%
2022	-0.59%	-65.25%
2021	+11.55%	+299.65%
2020	+4.92%	+45.85%
2019	N/A	+9.84%
2018	N/A	-79.40%
2017	N/A	+26.89%
2016	N/A	+55.11%
2015	N/A	-57.11%
2014	N/A	-37.42%
2013	N/A	-4.20%
2012	N/A	+351.61%
2011	N/A	-65.80%
2010	N/A	+2.76%
2009	N/A	+135.58%
2008	N/A	-74.93%
2007	N/A	-77.61%
2006	N/A	-33.42%
2005	N/A	+2.46%
2004	N/A	+19.47%
2003	N/A	+157.73%
2002	N/A	+53.59%
2001	N/A	+128.50%
2000	N/A	+53.27%
1999	N/A	+0.00%

CCNEP vs HOV Drawdown Comparison

The maximum drawdown for CCNEP was -33.35%, occurring on May 4, 2023. Recovery took 394 trading sessions.

The maximum drawdown for HOV was -99.70%, occurring on Aug 9, 2019. This drawdown has not yet recovered.

The current CCNEP drawdown is -1.01%. The current HOV drawdown is -93.40%.

Rank	CCNEP	HOV
#1	-33.35% Feb 3, 2023 - Aug 29, 2024	-99.70% Jul 20, 2005 - Aug 9, 2019
#2	-9.83% Nov 8, 2021 - Feb 3, 2023	-47.14% May 15, 2001 - Dec 24, 2001
#3	-8.12% Apr 4, 2025 - Jul 18, 2025	-39.28% Dec 8, 2003 - Dec 15, 2004
#4	-5.43% Aug 29, 2024 - Sep 20, 2024	-33.41% Jul 1, 2002 - Sep 9, 2002
#5	-4.50% Sep 30, 2024 - Nov 15, 2024	-30.72% Jun 16, 2003 - Oct 2, 2003
#6	-4.40% Jan 3, 2025 - Jan 23, 2025	-28.20% Sep 17, 2002 - Apr 23, 2003
#7	-4.39% Jan 23, 2025 - Apr 4, 2025	-19.24% Nov 9, 1999 - Aug 7, 2000
#8	-4.00% Sep 24, 2024 - Sep 30, 2024	-19.19% Mar 7, 2005 - May 24, 2005
#9	-3.87% Aug 16, 2021 - Nov 3, 2021	-18.44% Apr 30, 2001 - May 7, 2001
#10	-3.29% Sep 19, 2025 - Dec 3, 2025	-16.47% May 7, 2002 - Jun 6, 2002
#11	-3.08% Sep 2, 2020 - Nov 16, 2020	-14.06% Apr 2, 2001 - Apr 12, 2001
#12	-3.04% Dec 4, 2024 - Jan 3, 2025	-13.97% Feb 8, 2005 - Mar 4, 2005
#13	-2.56% Feb 27, 2026 - Apr 6, 2026	-11.91% Sep 11, 2000 - Nov 6, 2000
#14	-2.52% Jan 28, 2026 - Feb 13, 2026	-11.83% Aug 8, 2000 - Sep 11, 2000
#15	-2.01% Dec 5, 2025 - Dec 22, 2025	-10.48% Mar 6, 2002 - Apr 8, 2002