CBSH vs VOYA

Comparison between Commerce Bancshares Inc (CBSH, Company) and Voya Financial Inc (VOYA, Company).

Both CBSH and VOYA are from the Financial Services sector.

5-Year PerformanceVOYA has outperformed CBSH, delivering a return of +6.4% compared to -1.5%

CBSH vs VOYA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CBSH(COMPANY)	VOYA(COMPANY)
Market Cap	$7.62B	$7.61B
Max Drawdown	45.45%	52.28%
Sharpe Ratio	-0.64	0.85
5Y Beta	0.75	1.13
Industry	Banks - Regional	Financial Conglomerates
P/E Ratio	12.41	11.44
Forward P/E	12.84	8.89
PEG Ratio	3.29	0.51
Dividend Yield	2.03%	2.23%
5Y Dividends CAGR	10.09%	24.52%
5Y EPS CAGR	5.38%	-2.47%
Debt to Equity	60.09%	53.67%
Free Cash Flow Yield	14.73%	18.80%
P/S Ratio	4.28	0.91
P/B Ratio	1.75	1.60

Market Cap

Winner

CBSH

$7.62B

VOYA

$7.61B

Max Drawdown

Winner

CBSH

45.45%

VOYA

52.28%

Sharpe Ratio

CBSH

-0.64

Winner

VOYA

0.85

5Y Beta

Winner

CBSH

0.75

VOYA

1.13

Industry

CBSH

Banks - Regional

VOYA

Financial Conglomerates

P/E Ratio

CBSH

12.41

Winner

VOYA

11.44

Forward P/E

CBSH

12.84

Winner

VOYA

8.89

PEG Ratio

CBSH

3.29

Winner

VOYA

0.51

Dividend Yield

CBSH

2.03%

Winner

VOYA

2.23%

5Y Dividends CAGR

CBSH

10.09%

Winner

VOYA

24.52%

5Y EPS CAGR

Winner

CBSH

5.38%

VOYA

-2.47%

Debt to Equity

CBSH

60.09%

Winner

VOYA

53.67%

Free Cash Flow Yield

CBSH

14.73%

Winner

VOYA

18.80%

P/S Ratio

CBSH

4.28

Winner

VOYA

0.91

P/B Ratio

CBSH

1.75

Winner

VOYA

1.60

CBSH vs VOYA - Historical Returns

Returns include dividend reinvestment.

Period	CBSH	VOYA
1 month	+3.50%	+8.77%
3 months	+0.80%	+19.83%
6 months	+2.30%	+20.94%
1 year	-11.30%	+26.73%
5 years(CAGR)	-1.52%	+6.37%
10 years(CAGR)	+8.01%	+11.14%
Max(CAGR)	+8.23%	+12.18%

CBSH

+3.50%

Winner

VOYA

+8.77%

CBSH

+0.80%

Winner

VOYA

+19.83%

CBSH

+2.30%

Winner

VOYA

+20.94%

CBSH

-11.30%

Winner

VOYA

+26.73%

5Y(CAGR)

CBSH

-1.52%

Winner

VOYA

+6.37%

10Y(CAGR)

CBSH

+8.01%

Winner

VOYA

+11.14%

Max(CAGR)

CBSH

+8.23%

Winner

VOYA

+12.18%

CBSH vs VOYA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CBSH	VOYA
2026	+0.80%	+9.71%
2025	-9.32%	+11.35%
2024	+22.87%	-3.99%
2023	-15.35%	+20.41%
2022	+4.50%	-8.17%
2021	+10.82%	+15.52%
2020	+3.68%	-2.80%
2019	+28.71%	+54.13%
2018	+7.33%	-19.24%
2017	+3.37%	+24.71%
2016	+50.76%	+7.53%
2015	+5.40%	-12.72%
2014	+5.74%	+20.29%
2013	+32.56%	+68.77%
2012	+1.71%	N/A
2011	+1.13%	N/A
2010	+5.93%	N/A
2009	-4.00%	N/A
2008	+7.16%	N/A
2007	-5.15%	N/A
2006	+0.47%	N/A
2005	+13.97%	N/A
2004	+11.61%	N/A
2003	+31.38%	N/A
2002	+9.37%	N/A
2001	+3.26%	N/A
2000	+38.21%	N/A
1999	-9.94%	N/A

CBSH vs VOYA Drawdown Comparison

The maximum drawdown for CBSH was -44.65%, occurring on Mar 9, 2009. Recovery took 996 trading sessions.

The maximum drawdown for VOYA was -52.15%, occurring on Mar 23, 2020. Recovery took 260 trading sessions.

The current CBSH drawdown is -20.14%. The current VOYA drawdown is -0.87%.

Rank	CBSH	VOYA
#1	-44.65% Oct 1, 2008 - Sep 13, 2012	-52.15% Feb 20, 2020 - Mar 3, 2021
#2	-38.21% May 6, 2021 - Nov 6, 2024	-51.38% Jun 23, 2015 - Dec 21, 2017
#3	-34.85% Feb 11, 2020 - Nov 16, 2020	-34.55% Oct 17, 2024 - Apr 27, 2026
#4	-31.20% Nov 9, 1999 - Nov 30, 2000	-32.76% May 17, 2018 - Apr 16, 2019
#5	-27.59% Nov 25, 2024 - Mar 12, 2026	-23.29% Jan 14, 2022 - Feb 8, 2023
#6	-24.70% Apr 17, 2002 - Jul 31, 2003	-17.88% Feb 16, 2023 - Apr 18, 2023
#7	-22.92% Feb 22, 2007 - Sep 18, 2008	-16.21% Apr 19, 2023 - May 31, 2024
#8	-22.73% Feb 12, 2001 - Feb 11, 2002	-16.01% Jul 26, 2019 - Nov 6, 2019
#9	-21.55% Aug 21, 2018 - Nov 27, 2019	-15.26% Jun 3, 2024 - Sep 16, 2024
#10	-17.95% Dec 1, 2015 - Apr 14, 2016	-14.92% May 5, 2021 - Oct 29, 2021
#11	-12.37% Jul 3, 2014 - May 19, 2015	-14.11% Jan 19, 2018 - May 17, 2018
#12	-12.34% Sep 14, 2012 - Feb 13, 2013	-11.89% Nov 1, 2021 - Jan 4, 2022
#13	-12.33% Sep 19, 2008 - Oct 1, 2008	-11.26% Sep 19, 2014 - Nov 7, 2014
#14	-12.31% Mar 1, 2017 - Nov 29, 2017	-10.59% Jan 8, 2014 - Apr 2, 2014
#15	-11.72% Jul 20, 2015 - Nov 6, 2015	-10.58% Aug 2, 2013 - Nov 6, 2013

Correlation

Correlation between CBSH and VOYA is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88

-101

Dividend Comparison (1999 - 2026)

CBSH vs VOYA dividend yield comparison.

Year	CBSH	VOYA
2026	0.53%	0.57%
2025	2.03%	2.44%
2024	1.67%	2.47%
2023	1.95%	1.64%
2022	1.50%	1.37%
2021	1.47%	1.11%
2020	2.00%	1.02%
2019	1.48%	1.00%
2018	1.61%	0.10%
2017	1.55%	0.08%
2016	2.93%	0.10%
2015	2.04%	0.11%
2014	2.00%	0.09%
2013	1.93%	0.06%
2012	6.81%	0.00%
2011	2.33%	0.00%
2010	4.42%	0.00%
2009	2.39%	0.00%
2008	2.19%	0.00%
2007	2.23%	0.00%
2006	1.95%	0.00%
2005	1.77%	0.00%
2004	1.76%	0.00%
2003	1.54%	0.00%
2002	1.59%	0.00%
2001	1.19%	0.00%
2000	5.33%	0.00%
1999	5.52%	0.00%