CBNK vs MLR

Comparison between Capital Bancorp Inc (CBNK, Company) and Miller Industries Inc (MLR, Company).

CBNK is from the Financial Services sector, while MLR is from the Consumer Cyclical sector.

5-Year PerformanceCBNK has outperformed MLR, delivering a return of +11.8% compared to +5.1%

CBNK vs MLR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CBNK(COMPANY)	MLR(COMPANY)
Market Cap	$546M	$545M
Max Drawdown	53.68%	90.35%
Sharpe Ratio	0.20	0.28
5Y Beta	0.68	0.97
Industry	Banks - Regional	Auto Parts
P/E Ratio	9.98	35.24
Forward P/E	8.35	18.21
PEG Ratio	0.29	2.56
Dividend Yield	1.38%	1.69%
5Y Dividends CAGR	N/A	7.21%
5Y EPS CAGR	7.68%	-10.92%
Debt to Equity	0.00%	5.56%
Free Cash Flow Yield	12.63%	20.24%
P/S Ratio	2.34	0.73
P/B Ratio	1.32	1.30

Market Cap

Winner

CBNK

$546M

MLR

$545M

Max Drawdown

Winner

CBNK

53.68%

MLR

90.35%

Sharpe Ratio

CBNK

0.20

Winner

MLR

0.28

5Y Beta

Winner

CBNK

0.68

MLR

0.97

Industry

CBNK

Banks - Regional

MLR

Auto Parts

P/E Ratio

Winner

CBNK

9.98

MLR

35.24

Forward P/E

Winner

CBNK

8.35

MLR

18.21

PEG Ratio

Winner

CBNK

0.29

MLR

2.56

Dividend Yield

CBNK

1.38%

Winner

MLR

1.69%

5Y Dividends CAGR

CBNK

N/A

MLR

7.21%

5Y EPS CAGR

Winner

CBNK

7.68%

MLR

-10.92%

Debt to Equity

Winner

CBNK

0.00%

MLR

5.56%

Free Cash Flow Yield

CBNK

12.63%

Winner

MLR

20.24%

P/S Ratio

CBNK

2.34

Winner

MLR

0.73

P/B Ratio

CBNK

1.32

Winner

MLR

1.30

CBNK vs MLR - Historical Returns

Returns include dividend reinvestment.

Period	CBNK	MLR
1 month	+11.19%	+4.66%
3 months	+18.76%	+10.29%
6 months	+16.05%	+25.65%
1 year	+6.71%	+8.65%
5 years(CAGR)	+11.77%	+5.15%
10 years(CAGR)	N/A	+10.74%
Max(CAGR)	+14.51%	+7.06%

Winner

CBNK

+11.19%

MLR

+4.66%

Winner

CBNK

+18.76%

MLR

+10.29%

CBNK

+16.05%

Winner

MLR

+25.65%

CBNK

+6.71%

Winner

MLR

+8.65%

5Y(CAGR)

Winner

CBNK

+11.77%

MLR

+5.15%

10Y(CAGR)

CBNK

N/A

MLR

+10.74%

Max(CAGR)

Winner

CBNK

+14.51%

MLR

+7.06%

CBNK vs MLR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CBNK	MLR
2026	+22.42%	+31.26%
2025	+2.05%	-42.13%
2024	+16.03%	+59.49%
2023	+5.68%	+62.76%
2022	-7.98%	-17.98%
2021	+93.42%	-8.97%
2020	-6.13%	+5.40%
2019	+36.11%	+38.93%
2018	-10.86%	+8.54%
2017	N/A	+0.52%
2016	N/A	+28.52%
2015	N/A	+10.25%
2014	N/A	+16.86%
2013	N/A	+21.51%
2012	N/A	-0.40%
2011	N/A	+10.81%
2010	N/A	+20.36%
2009	N/A	+120.39%
2008	N/A	-61.79%
2007	N/A	-42.48%
2006	N/A	+20.60%
2005	N/A	+80.52%
2004	N/A	+51.88%
2003	N/A	+114.57%
2002	N/A	+5.90%
2001	N/A	-7.78%
2000	N/A	-79.07%
1999	N/A	+21.05%

CBNK vs MLR Drawdown Comparison

The maximum drawdown for CBNK was -53.68%, occurring on Mar 16, 2020. Recovery took 306 trading sessions.

The maximum drawdown for MLR was -90.35%, occurring on Nov 9, 2001. Recovery took 1388 trading sessions.

The current CBNK drawdown is -3.01%. The current MLR drawdown is -34.67%.

Rank	CBNK	MLR
#1	-53.68% Nov 25, 2019 - Feb 12, 2021	-90.35% Mar 13, 2000 - Sep 20, 2005
#2	-43.34% Nov 24, 2021 - Nov 6, 2024	-83.30% May 8, 2006 - Nov 11, 2016
#3	-24.82% Jul 14, 2025 - Nov 19, 2025	-53.25% Apr 5, 2021 - Feb 27, 2024
#4	-21.94% Jun 7, 2021 - Oct 5, 2021	-52.70% Nov 11, 2024 - Nov 17, 2025
#5	-20.72% Dec 4, 2018 - Sep 12, 2019	-31.80% Dec 18, 2019 - Dec 15, 2020
#6	-19.31% Feb 19, 2025 - May 8, 2025	-23.88% Mar 4, 2019 - Sep 13, 2019
#7	-13.18% Oct 8, 2018 - Dec 3, 2018	-23.79% Sep 21, 2005 - Jan 26, 2006
#8	-13.17% Dec 11, 2024 - Jan 29, 2025	-22.04% Jan 20, 2000 - Mar 10, 2000
#9	-8.36% May 20, 2025 - Jul 1, 2025	-21.14% Dec 20, 1999 - Jan 12, 2000
#10	-8.10% Mar 10, 2021 - Apr 19, 2021	-19.62% Aug 30, 2018 - Dec 3, 2018
#11	-8.01% Sep 25, 2019 - Oct 29, 2019	-19.05% Nov 17, 1999 - Dec 16, 1999
#12	-6.87% Nov 6, 2024 - Dec 2, 2024	-17.00% Jul 30, 2024 - Nov 5, 2024
#13	-6.59% Apr 23, 2021 - Jun 4, 2021	-15.29% Jan 25, 2017 - Sep 27, 2017
#14	-4.98% Apr 19, 2021 - Apr 23, 2021	-15.03% Oct 3, 2017 - Aug 9, 2018
#15	-3.63% Feb 24, 2021 - Mar 3, 2021	-13.14% Nov 1, 1999 - Nov 17, 1999

Correlation

Correlation between CBNK and MLR is 0.58 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.58

-101

Dividend Comparison (2010 - 2026)

CBNK vs MLR dividend yield comparison.

Year	CBNK	MLR
2026	0.70%	0.86%
2025	1.56%	2.14%
2024	1.26%	1.16%
2023	1.16%	1.70%
2022	0.93%	2.70%
2021	0.38%	2.16%
2020	0.00%	1.89%
2019	0.00%	1.94%
2018	0.00%	2.67%
2017	0.00%	2.79%
2016	0.00%	2.57%
2015	0.00%	2.94%
2014	0.00%	2.89%
2013	0.00%	3.01%
2012	0.00%	3.41%
2011	0.00%	3.05%
2010	0.00%	0.70%