CBAN vs PBFS

Comparison between Colony Bankcorp Inc (CBAN, Company) and Pioneer Bancorp Inc (PBFS, Company).

Both CBAN and PBFS are from the Financial Services sector.

5-Year PerformancePBFS has outperformed CBAN, delivering a return of +8.3% compared to +7.1%

CBAN vs PBFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CBAN(COMPANY)	PBFS(COMPANY)
Market Cap	$435M	$435M
Max Drawdown	94.72%	48.33%
Sharpe Ratio	0.85	1.43
5Y Beta	0.79	0.39
Industry	Banks - Regional	Banks - Regional
P/E Ratio	15.44	22.11
Forward P/E	11.00	N/A
PEG Ratio	0.97	N/A
Dividend Yield	2.23%	N/A
5Y Dividends CAGR	2.98%	N/A
5Y EPS CAGR	0.89%	31.87%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.74%	3.33%
P/S Ratio	3.17	N/A
P/B Ratio	1.16	N/A

Market Cap

CBAN

$435M

Winner

PBFS

$435M

Max Drawdown

CBAN

94.72%

Winner

PBFS

48.33%

Sharpe Ratio

CBAN

0.85

Winner

PBFS

1.43

5Y Beta

CBAN

0.79

Winner

PBFS

0.39

Industry

CBAN

Banks - Regional

PBFS

Banks - Regional

P/E Ratio

Winner

CBAN

15.44

PBFS

22.11

Forward P/E

CBAN

11.00

PBFS

N/A

PEG Ratio

CBAN

0.97

PBFS

N/A

Dividend Yield

CBAN

2.23%

PBFS

N/A

5Y Dividends CAGR

CBAN

2.98%

PBFS

N/A

5Y EPS CAGR

CBAN

0.89%

Winner

PBFS

31.87%

Debt to Equity

CBAN

0.00%

PBFS

0.00%

Free Cash Flow Yield

Winner

CBAN

6.74%

PBFS

3.33%

P/S Ratio

CBAN

3.17

PBFS

N/A

P/B Ratio

CBAN

1.16

PBFS

N/A

CBAN vs PBFS - Historical Returns

Returns include dividend reinvestment.

Period	CBAN	PBFS
1 month	+2.89%	+1.41%
3 months	+9.22%	+21.26%
6 months	+17.69%	+27.53%
1 year	+25.07%	+37.03%
5 years(CAGR)	+7.12%	+8.34%
10 years(CAGR)	+10.95%	N/A
Max(CAGR)	+4.55%	+2.28%

Winner

CBAN

+2.89%

PBFS

+1.41%

CBAN

+9.22%

Winner

PBFS

+21.26%

CBAN

+17.69%

Winner

PBFS

+27.53%

CBAN

+25.07%

Winner

PBFS

+37.03%

5Y(CAGR)

CBAN

+7.12%

Winner

PBFS

+8.34%

10Y(CAGR)

CBAN

+10.95%

PBFS

N/A

Max(CAGR)

Winner

CBAN

+4.55%

PBFS

+2.28%

CBAN vs PBFS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CBAN	PBFS
2026	+23.94%	+29.83%
2025	+15.89%	+19.19%
2024	+27.54%	+16.36%
2023	+7.85%	-13.86%
2022	-24.67%	+1.69%
2021	+23.24%	+9.80%
2020	-4.17%	-30.64%
2019	+15.12%	+3.80%
2018	+2.64%	N/A
2017	+10.59%	N/A
2016	+37.93%	N/A
2015	+20.94%	N/A
2014	+29.18%	N/A
2013	+71.83%	N/A
2012	+71.43%	N/A
2011	-47.04%	N/A
2010	-10.44%	N/A
2009	-41.38%	N/A
2008	-46.37%	N/A
2007	-12.24%	N/A
2006	-27.16%	N/A
2005	-25.40%	N/A
2004	+70.45%	N/A
2003	+60.35%	N/A
2002	+21.68%	N/A
2001	+36.92%	N/A
2000	-24.56%	N/A
1999	+6.20%	N/A

CBAN vs PBFS Drawdown Comparison

The maximum drawdown for CBAN was -94.15%, occurring on Jan 17, 2012. This drawdown has not yet recovered.

The maximum drawdown for PBFS was -48.33%, occurring on Nov 13, 2023. Recovery took 1611 trading sessions.

The current CBAN drawdown is -15.20%. The current PBFS drawdown is -1.54%.

Rank	CBAN	PBFS
#1	-94.15% May 13, 2005 - Jan 17, 2012	-48.33% Dec 31, 2019 - Jun 1, 2026
#2	-32.21% Jan 14, 2000 - Jan 30, 2002	-17.99% Sep 11, 2019 - Dec 27, 2019
#3	-21.33% Sep 8, 2003 - Feb 6, 2004	-5.78% Jun 2, 2026 - Jun 11, 2026
#4	-15.54% Jul 12, 2002 - Jan 7, 2003	-5.29% Jul 18, 2019 - Sep 9, 2019
#5	-13.94% Dec 28, 2004 - May 9, 2005	-2.95% Jul 2, 2026 - Jul 16, 2026
#6	-13.24% Feb 25, 2003 - Jun 9, 2003	-2.55% Jun 25, 2026 - Jul 1, 2026
#7	-9.80% Nov 1, 1999 - Dec 28, 1999	-2.17% Jul 16, 2026 - Jul 17, 2026
#8	-8.82% Feb 6, 2004 - Apr 1, 2004	-1.90% Jun 12, 2026 - Jun 18, 2026
#9	-7.63% Apr 27, 2004 - Jun 21, 2004	-0.40% Dec 27, 2019 - Dec 31, 2019
#10	-7.41% Dec 30, 1999 - Jan 14, 2000	-0.35% Jun 18, 2026 - Jun 24, 2026
#11	-6.98% Jan 7, 2003 - Jan 27, 2003	N/A
#12	-6.41% Jan 31, 2002 - Apr 12, 2002	N/A
#13	-6.40% Nov 23, 2004 - Dec 16, 2004	N/A
#14	-5.99% May 8, 2002 - Jul 8, 2002	N/A
#15	-5.84% Apr 14, 2004 - Apr 27, 2004	N/A