CACC vs MTG

Comparison between Credit Acceptance Corp (CACC, Company) and MGIC Investment Corp (MTG, Company).

Both CACC and MTG are from the Financial Services sector.

5-Year PerformanceMTG has outperformed CACC, delivering a return of +15.5% compared to +5.0%

CACC vs MTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CACC(COMPANY)	MTG(COMPANY)
Market Cap	$5.47B	$5.50B
Max Drawdown	66.85%	98.92%
Sharpe Ratio	0.33	-0.07
5Y Beta	1.17	0.63
Industry	Credit Services	Insurance - Specialty
P/E Ratio	12.49	8.01
Forward P/E	10.75	8.63
PEG Ratio	0.17	1.76
Dividend Yield	N/A	2.24%
5Y Dividends CAGR	N/A	24.92%
5Y EPS CAGR	0.50%	19.56%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	19.24%	12.83%
P/S Ratio	4.49	4.53
P/B Ratio	3.68	1.12

Market Cap

CACC

$5.47B

Winner

MTG

$5.50B

Max Drawdown

Winner

CACC

66.85%

MTG

98.92%

Sharpe Ratio

Winner

CACC

0.33

MTG

-0.07

5Y Beta

CACC

1.17

Winner

MTG

0.63

Industry

CACC

Credit Services

MTG

Insurance - Specialty

P/E Ratio

CACC

12.49

Winner

MTG

8.01

Forward P/E

CACC

10.75

Winner

MTG

8.63

PEG Ratio

Winner

CACC

0.17

MTG

1.76

Dividend Yield

CACC

N/A

MTG

2.24%

5Y Dividends CAGR

CACC

N/A

MTG

24.92%

5Y EPS CAGR

CACC

0.50%

Winner

MTG

19.56%

Debt to Equity

CACC

0.00%

MTG

0.00%

Free Cash Flow Yield

Winner

CACC

19.24%

MTG

12.83%

P/S Ratio

Winner

CACC

4.49

MTG

4.53

P/B Ratio

CACC

3.68

Winner

MTG

1.12

CACC vs MTG - Historical Returns

Returns include dividend reinvestment.

Period	CACC	MTG
1 month	+0.96%	-6.30%
3 months	+12.82%	+0.61%
6 months	+29.33%	-5.23%
1 year	+9.01%	-0.16%
5 years(CAGR)	+4.96%	+15.50%
10 years(CAGR)	+12.19%	+16.55%
Max(CAGR)	+19.35%	-2.20%

Winner

CACC

+0.96%

MTG

-6.30%

Winner

CACC

+12.82%

MTG

+0.61%

Winner

CACC

+29.33%

MTG

-5.23%

Winner

CACC

+9.01%

MTG

-0.16%

5Y(CAGR)

CACC

+4.96%

Winner

MTG

+15.50%

10Y(CAGR)

CACC

+12.19%

Winner

MTG

+16.55%

Max(CAGR)

Winner

CACC

+19.35%

MTG

-2.20%

CACC vs MTG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CACC	MTG
2026	+20.71%	-9.56%
2025	-4.67%	+26.10%
2024	-13.08%	+25.41%
2023	+16.70%	+51.14%
2022	-26.88%	-8.35%
2021	+104.67%	+22.26%
2020	-21.82%	-9.16%
2019	+13.64%	+36.05%
2018	+16.17%	-26.65%
2017	+49.52%	+35.41%
2016	+1.97%	+18.08%
2015	+56.33%	-5.66%
2014	+5.13%	+10.95%
2013	+25.78%	+183.22%
2012	+24.82%	-25.91%
2011	+29.07%	-65.40%
2010	+43.18%	+64.09%
2009	+190.75%	+44.50%
2008	-25.95%	-83.93%
2007	-37.42%	-64.13%
2006	+108.31%	-5.43%
2005	-37.40%	-1.79%
2004	+65.05%	+22.76%
2003	+132.17%	+32.55%
2002	-30.19%	-33.10%
2001	+50.69%	-3.78%
2000	+60.00%	+18.46%
1999	-26.24%	+2.93%

CACC vs MTG Drawdown Comparison

The maximum drawdown for CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 386 trading sessions.

The maximum drawdown for MTG was -98.86%, occurring on Aug 3, 2012. This drawdown has not yet recovered.

The current CACC drawdown is -21.30%. The current MTG drawdown is -58.50%.

Rank	CACC	MTG
#1	-66.85% May 17, 2002 - Nov 26, 2003	-98.86% Jul 13, 2004 - Aug 3, 2012
#2	-66.00% Oct 16, 2006 - Oct 7, 2009	-55.93% Jun 27, 2001 - Jul 13, 2004
#3	-56.93% Apr 26, 2019 - Aug 6, 2020	-47.79% Dec 7, 1999 - Sep 8, 2000
#4	-52.09% Dec 29, 2004 - May 3, 2006	-27.78% Oct 30, 2000 - Jun 6, 2001
#5	-45.68% Nov 4, 2021 - Jan 5, 2023	-7.02% Sep 11, 2000 - Oct 25, 2000
#6	-45.03% Aug 10, 2020 - Aug 2, 2021	-5.42% Nov 8, 1999 - Dec 7, 1999
#7	-40.57% Jul 8, 2015 - Aug 2, 2017	-3.62% Oct 25, 2000 - Oct 27, 2000
#8	-38.10% Nov 2, 1999 - Jan 24, 2000	-2.56% Nov 1, 1999 - Nov 8, 1999
#9	-35.68% Aug 21, 2001 - Mar 18, 2002	-2.14% Jun 13, 2001 - Jun 15, 2001
#10	-34.58% Sep 20, 2000 - Jan 5, 2001	-1.69% Jun 21, 2001 - Jun 27, 2001
#11	-33.04% Jul 1, 2011 - Dec 5, 2011	-1.63% Jun 15, 2001 - Jun 21, 2001
#12	-32.73% Jan 11, 2001 - Apr 30, 2001	-1.38% Jun 6, 2001 - Jun 13, 2001
#13	-32.52% Mar 29, 2004 - Sep 13, 2004	N/A
#14	-27.27% Jan 24, 2000 - Apr 7, 2000	N/A
#15	-26.72% Jan 29, 2010 - Jul 26, 2010	N/A

Correlation

Correlation between CACC and MTG is -0.38 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.38

-101