CACC vs MORN

Comparison between Credit Acceptance Corp (CACC, Company) and Morningstar Inc (MORN, Company).

Both CACC and MORN are from the Financial Services sector.

5-Year PerformanceCACC has outperformed MORN, delivering a return of +4.4% compared to -7.0%

CACC vs MORN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CACC(COMPANY)	MORN(COMPANY)
Market Cap	$6.32B	$6.34B
Max Drawdown	66.85%	67.92%
Sharpe Ratio	0.44	-1.20
5Y Beta	1.15	0.66
Industry	Credit Services	Financial Data & Stock Exchanges
P/E Ratio	14.42	16.63
Forward P/E	13.02	16.29
PEG Ratio	0.20	1.42
Dividend Yield	N/A	1.15%
5Y Dividends CAGR	N/A	14.12%
5Y EPS CAGR	0.50%	10.99%
Debt to Equity	0.00%	169.92%
Free Cash Flow Yield	16.66%	6.89%
P/S Ratio	4.97	2.53
P/B Ratio	4.27	6.18

Market Cap

CACC

$6.32B

Winner

MORN

$6.34B

Max Drawdown

Winner

CACC

66.85%

MORN

67.92%

Sharpe Ratio

Winner

CACC

0.44

MORN

-1.20

5Y Beta

CACC

1.15

Winner

MORN

0.66

Industry

CACC

Credit Services

MORN

Financial Data & Stock Exchanges

P/E Ratio

Winner

CACC

14.42

MORN

16.63

Forward P/E

Winner

CACC

13.02

MORN

16.29

PEG Ratio

Winner

CACC

0.20

MORN

1.42

Dividend Yield

CACC

N/A

MORN

1.15%

5Y Dividends CAGR

CACC

N/A

MORN

14.12%

5Y EPS CAGR

CACC

0.50%

Winner

MORN

10.99%

Debt to Equity

Winner

CACC

0.00%

MORN

169.92%

Free Cash Flow Yield

Winner

CACC

16.66%

MORN

6.89%

P/S Ratio

CACC

4.97

Winner

MORN

2.53

P/B Ratio

Winner

CACC

4.27

MORN

6.18

CACC vs MORN - Historical Returns

Returns include dividend reinvestment.

Period	CACC	MORN
1 month	+0.44%	+7.60%
3 months	+14.45%	-5.38%
6 months	+33.04%	-20.07%
1 year	+11.08%	-38.80%
5 years(CAGR)	+4.44%	-7.03%
10 years(CAGR)	+11.83%	+7.88%
Max(CAGR)	+19.56%	+11.17%

CACC

+0.44%

Winner

MORN

+7.60%

Winner

CACC

+14.45%

MORN

-5.38%

Winner

CACC

+33.04%

MORN

-20.07%

Winner

CACC

+11.08%

MORN

-38.80%

5Y(CAGR)

Winner

CACC

+4.44%

MORN

-7.03%

10Y(CAGR)

Winner

CACC

+11.83%

MORN

+7.88%

Max(CAGR)

Winner

CACC

+19.56%

MORN

+11.17%

CACC vs MORN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CACC	MORN
2026	+30.55%	-19.89%
2025	-4.67%	-34.19%
2024	-13.08%	+21.97%
2023	+16.70%	+32.17%
2022	-26.88%	-35.18%
2021	+104.67%	+48.27%
2020	-21.82%	+54.23%
2019	+13.64%	+40.51%
2018	+16.17%	+14.36%
2017	+49.52%	+32.26%
2016	+1.97%	-6.83%
2015	+56.33%	+24.65%
2014	+5.13%	-16.52%
2013	+25.78%	+23.36%
2012	+24.82%	+6.51%
2011	+29.07%	+11.00%
2010	+43.18%	+9.95%
2009	+190.75%	+30.79%
2008	-25.95%	-53.19%
2007	-37.42%	+72.97%
2006	+108.31%	+30.96%
2005	-37.40%	+72.77%
2004	+65.05%	N/A
2003	+132.17%	N/A
2002	-30.19%	N/A
2001	+50.69%	N/A
2000	+60.00%	N/A
1999	-26.24%	N/A

CACC vs MORN Drawdown Comparison

The maximum drawdown for CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 386 trading sessions.

The maximum drawdown for MORN was -67.92%, occurring on Nov 20, 2008. Recovery took 1479 trading sessions.

The current CACC drawdown is -14.89%. The current MORN drawdown is -52.59%.

Rank	CACC	MORN
#1	-66.85% May 17, 2002 - Nov 26, 2003	-67.92% Dec 11, 2007 - Oct 25, 2013
#2	-66.00% Oct 16, 2006 - Oct 7, 2009	-59.99% Dec 12, 2024 - Jun 25, 2026
#3	-56.93% Apr 26, 2019 - Aug 6, 2020	-49.91% Dec 27, 2021 - Oct 14, 2024
#4	-52.09% Dec 29, 2004 - May 3, 2006	-35.42% Feb 19, 2020 - Jul 30, 2020
#5	-45.68% Nov 4, 2021 - Jan 5, 2023	-28.34% May 19, 2006 - Nov 20, 2006
#6	-45.03% Aug 10, 2020 - Aug 2, 2021	-26.97% Nov 22, 2013 - Jul 24, 2015
#7	-40.57% Jul 8, 2015 - Aug 2, 2017	-25.71% Aug 31, 2018 - Apr 24, 2019
#8	-38.10% Nov 2, 1999 - Jan 24, 2000	-24.04% Aug 11, 2005 - Nov 3, 2005
#9	-35.68% Aug 21, 2001 - Mar 18, 2002	-23.03% Apr 1, 2016 - Oct 26, 2017
#10	-34.58% Sep 20, 2000 - Jan 5, 2001	-20.92% Nov 11, 2005 - Jan 10, 2006
#11	-33.04% Jul 1, 2011 - Dec 5, 2011	-13.66% Apr 23, 2007 - Aug 2, 2007
#12	-32.73% Jan 11, 2001 - Apr 30, 2001	-12.90% Apr 29, 2021 - Aug 4, 2021
#13	-32.52% Mar 29, 2004 - Sep 13, 2004	-12.53% Aug 5, 2015 - Mar 28, 2016
#14	-27.27% Jan 24, 2000 - Apr 7, 2000	-11.85% Feb 16, 2021 - Apr 26, 2021
#15	-26.72% Jan 29, 2010 - Jul 26, 2010	-11.46% Aug 8, 2007 - Oct 2, 2007