CACC vs GAP

Comparison between Credit Acceptance Corp (CACC, Company) and Gap Inc (GAP, Company).

CACC is from the Financial Services sector, while GAP is from the Consumer Cyclical sector.

5-Year PerformanceCACC has outperformed GAP, delivering a return of +7.7% compared to -7.0%

CACC vs GAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CACC(COMPANY)	GAP(COMPANY)
Market Cap	$6.83B	$6.79B
Max Drawdown	66.85%	89.60%
Sharpe Ratio	0.64	-0.14
5Y Beta	1.14	1.38
Industry	Credit Services	Apparel Retail
P/E Ratio	15.60	7.20
Forward P/E	10.75	8.06
PEG Ratio	0.21	0.62
Dividend Yield	N/A	3.59%
5Y Dividends CAGR	N/A	28.05%
5Y EPS CAGR	0.50%	17.77%
Debt to Equity	0.00%	40.82%
Free Cash Flow Yield	15.40%	16.54%
P/S Ratio	5.22	0.44
P/B Ratio	4.39	1.85

Market Cap

Winner

CACC

$6.83B

GAP

$6.79B

Max Drawdown

Winner

CACC

66.85%

GAP

89.60%

Sharpe Ratio

Winner

CACC

0.64

GAP

-0.14

5Y Beta

Winner

CACC

1.14

GAP

1.38

Industry

CACC

Credit Services

GAP

Apparel Retail

P/E Ratio

CACC

15.60

Winner

GAP

7.20

Forward P/E

CACC

10.75

Winner

GAP

8.06

PEG Ratio

Winner

CACC

0.21

GAP

0.62

Dividend Yield

CACC

N/A

GAP

3.59%

5Y Dividends CAGR

CACC

N/A

GAP

28.05%

5Y EPS CAGR

CACC

0.50%

Winner

GAP

17.77%

Debt to Equity

Winner

CACC

0.00%

GAP

40.82%

Free Cash Flow Yield

CACC

15.40%

Winner

GAP

16.54%

P/S Ratio

CACC

5.22

Winner

GAP

0.44

P/B Ratio

CACC

4.39

Winner

GAP

1.85

CACC vs GAP - Historical Returns

Returns include dividend reinvestment.

Period	CACC	GAP
1 month	+21.25%	-9.69%
3 months	+57.77%	-21.26%
6 months	+44.77%	-22.60%
1 year	+20.85%	-12.25%
5 years(CAGR)	+7.71%	-6.99%
10 years(CAGR)	+13.65%	+2.34%
Max(CAGR)	+20.07%	-0.14%

Winner

CACC

+21.25%

GAP

-9.69%

Winner

CACC

+57.77%

GAP

-21.26%

Winner

CACC

+44.77%

GAP

-22.60%

Winner

CACC

+20.85%

GAP

-12.25%

5Y(CAGR)

Winner

CACC

+7.71%

GAP

-6.99%

10Y(CAGR)

Winner

CACC

+13.65%

GAP

+2.34%

Max(CAGR)

Winner

CACC

+20.07%

GAP

-0.14%

CACC vs GAP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CACC	GAP
2026	+44.77%	-22.60%
2025	-4.67%	+11.68%
2024	-13.08%	+15.43%
2023	+16.70%	+93.36%
2022	-26.88%	-35.52%
2021	+104.67%	-6.63%
2020	-21.82%	+18.41%
2019	+13.64%	-28.01%
2018	+16.17%	-22.07%
2017	+49.52%	+49.17%
2016	+1.97%	-8.52%
2015	+56.33%	-39.88%
2014	+5.13%	+11.08%
2013	+25.78%	+26.20%
2012	+24.82%	+70.17%
2011	+29.07%	-14.52%
2010	+43.18%	+9.40%
2009	+190.75%	+52.12%
2008	-25.95%	-32.79%
2007	-37.42%	+11.63%
2006	+108.31%	+12.01%
2005	-37.40%	-14.98%
2004	+65.05%	-5.87%
2003	+132.17%	+45.16%
2002	-30.19%	+10.78%
2001	+50.69%	-44.93%
2000	+60.00%	-40.69%
1999	-26.24%	+27.17%

CACC vs GAP Drawdown Comparison

The maximum drawdown for CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 386 trading sessions.

The maximum drawdown for GAP was -85.61%, occurring on Apr 2, 2020. This drawdown has not yet recovered.

The current CACC drawdown is -5.62%. The current GAP drawdown is -38.71%.

Rank	CACC	GAP
#1	-66.85% May 17, 2002 - Nov 26, 2003	-85.61% Sep 4, 2014 - Apr 2, 2020
#2	-66.00% Oct 16, 2006 - Oct 7, 2009	-83.07% Feb 3, 2000 - Jul 11, 2013
#3	-56.93% Apr 26, 2019 - Aug 6, 2020	-20.70% Aug 2, 2013 - Aug 25, 2014
#4	-52.09% Dec 29, 2004 - May 3, 2006	-15.21% Dec 28, 1999 - Jan 10, 2000
#5	-45.68% Nov 4, 2021 - Jan 5, 2023	-14.78% Jan 12, 2000 - Feb 3, 2000
#6	-45.03% Aug 10, 2020 - Aug 2, 2021	-11.41% Nov 1, 1999 - Nov 12, 1999
#7	-40.57% Jul 8, 2015 - Aug 2, 2017	-8.97% Dec 16, 1999 - Dec 28, 1999
#8	-38.10% Nov 2, 1999 - Jan 24, 2000	-5.01% Nov 16, 1999 - Nov 26, 1999
#9	-35.68% Aug 21, 2001 - Mar 18, 2002	-4.25% Dec 1, 1999 - Dec 8, 1999
#10	-34.58% Sep 20, 2000 - Jan 5, 2001	-3.31% Dec 10, 1999 - Dec 15, 1999
#11	-33.04% Jul 1, 2011 - Dec 5, 2011	-1.98% Nov 29, 1999 - Dec 1, 1999
#12	-32.73% Jan 11, 2001 - Apr 30, 2001	-0.98% Dec 8, 1999 - Dec 10, 1999
#13	-32.52% Mar 29, 2004 - Sep 13, 2004	-0.95% Jul 12, 2013 - Jul 25, 2013
#14	-27.27% Jan 24, 2000 - Apr 7, 2000	-0.46% Jul 30, 2013 - Aug 1, 2013
#15	-26.72% Jan 29, 2010 - Jul 26, 2010	-0.39% Aug 28, 2014 - Sep 2, 2014