BWIN vs CUBI

Comparison between The Baldwin Insurance Group Inc - Class A (BWIN, Company) and Customers Bancorp Inc (CUBI, Company).

Both BWIN and CUBI are from the Financial Services sector.

5-Year PerformanceCUBI has outperformed BWIN, delivering a return of +16.9% compared to +0.3%

BWIN vs CUBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BWIN(COMPANY)	CUBI(COMPANY)
Market Cap	$2.65B	$2.65B
Max Drawdown	70.16%	78.56%
Sharpe Ratio	-0.19	0.65
5Y Beta	0.67	1.18
Industry	Insurance Brokers	Banks - Regional
P/E Ratio	-337.76	9.57
Forward P/E	13.77	8.26
PEG Ratio	N/A	0.10
5Y EPS CAGR	N/A	11.56%
Debt to Equity	1.67%	3.26%
Free Cash Flow Yield	1.08%	15.95%
P/S Ratio	1.69	3.20
P/B Ratio	2.90	1.21

Market Cap

BWIN

$2.65B

Winner

CUBI

$2.65B

Max Drawdown

Winner

BWIN

70.16%

CUBI

78.56%

Sharpe Ratio

BWIN

-0.19

Winner

CUBI

0.65

5Y Beta

Winner

BWIN

0.67

CUBI

1.18

Industry

BWIN

Insurance Brokers

CUBI

Banks - Regional

P/E Ratio

Winner

BWIN

-337.76

CUBI

9.57

Forward P/E

BWIN

13.77

Winner

CUBI

8.26

PEG Ratio

BWIN

N/A

CUBI

0.10

5Y EPS CAGR

BWIN

N/A

CUBI

11.56%

Debt to Equity

Winner

BWIN

1.67%

CUBI

3.26%

Free Cash Flow Yield

BWIN

1.08%

Winner

CUBI

15.95%

P/S Ratio

Winner

BWIN

1.69

CUBI

3.20

P/B Ratio

BWIN

2.90

Winner

CUBI

1.21

BWIN vs CUBI - Historical Returns

Returns include dividend reinvestment.

Period	BWIN	CUBI
1 month	+3.08%	-1.41%
3 months	+25.92%	+2.60%
6 months	+26.55%	+0.08%
1 year	-24.70%	+24.06%
5 years(CAGR)	+0.35%	+16.90%
10 years(CAGR)	N/A	+11.99%
Max(CAGR)	+8.10%	+15.46%

Winner

BWIN

+3.08%

CUBI

-1.41%

Winner

BWIN

+25.92%

CUBI

+2.60%

Winner

BWIN

+26.55%

CUBI

+0.08%

BWIN

-24.70%

Winner

CUBI

+24.06%

5Y(CAGR)

BWIN

+0.35%

Winner

CUBI

+16.90%

10Y(CAGR)

BWIN

N/A

CUBI

+11.99%

Max(CAGR)

BWIN

+8.10%

Winner

CUBI

+15.46%

BWIN vs CUBI - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	BWIN	CUBI
2026	+16.65%	+6.16%
2025	-35.52%	+54.13%
2024	+63.82%	-12.68%
2023	-3.88%	+105.49%
2022	-28.98%	-57.70%
2021	+24.95%	+260.36%
2020	+83.64%	-22.93%
2019	-1.95%	+25.25%
2018	N/A	-31.71%
2017	N/A	-27.10%
2016	N/A	+35.17%
2015	N/A	+43.34%
2014	N/A	+15.37%
2013	N/A	+41.10%
2012	N/A	+20.83%

BWIN vs CUBI Drawdown Comparison

The maximum drawdown for BWIN was -70.16%, occurring on Feb 13, 2026. This drawdown has not yet recovered.

The maximum drawdown for CUBI was -78.56%, occurring on May 4, 2023. Recovery took 990 trading sessions.

The current BWIN drawdown is -49.83%. The current CUBI drawdown is -2.80%.

Rank	BWIN	CUBI
#1	-70.16% Oct 17, 2024 - Feb 13, 2026	-78.56% Jan 7, 2022 - Dec 18, 2025
#2	-58.02% Nov 15, 2021 - Jul 26, 2024	-75.95% Dec 27, 2016 - May 24, 2021
#3	-49.09% Nov 14, 2019 - Jun 26, 2020	-29.74% Nov 27, 2015 - Nov 25, 2016
#4	-28.76% Nov 16, 2020 - Aug 10, 2021	-28.22% Oct 31, 2012 - Dec 10, 2013
#5	-22.31% Sep 3, 2021 - Nov 8, 2021	-22.43% Jul 20, 2015 - Nov 4, 2015
#6	-14.93% Sep 2, 2020 - Oct 13, 2020	-20.31% Jan 22, 2026 - Jun 26, 2026
#7	-12.31% Oct 13, 2020 - Nov 6, 2020	-19.48% Jun 7, 2021 - Aug 27, 2021
#8	-10.66% Jun 26, 2020 - Aug 7, 2020	-15.00% Feb 21, 2012 - Apr 24, 2012
#9	-7.46% Jul 30, 2024 - Aug 23, 2024	-14.75% Jul 1, 2014 - Feb 2, 2015
#10	-5.97% Sep 19, 2024 - Oct 4, 2024	-14.39% Aug 27, 2021 - Oct 4, 2021
#11	-5.86% Oct 24, 2019 - Nov 7, 2019	-14.23% Jul 5, 2012 - Aug 29, 2012
#12	-5.20% Aug 18, 2021 - Aug 31, 2021	-12.43% Dec 16, 2021 - Dec 27, 2021
#13	-5.00% Nov 8, 2021 - Nov 12, 2021	-12.00% May 7, 2012 - Jul 5, 2012
#14	-3.45% Aug 30, 2024 - Sep 13, 2024	-10.95% Apr 21, 2014 - May 22, 2014
#15	-3.42% Oct 4, 2024 - Oct 10, 2024	-7.11% Nov 9, 2021 - Dec 15, 2021