BWB vs UNTY

Comparison between Bridgewater Bancshares Inc (BWB, Company) and Unity Bancorp Inc (UNTY, Company).

Both BWB and UNTY are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed BWB, delivering a return of +21.9% compared to +4.9%

BWB vs UNTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BWB(COMPANY)	UNTY(COMPANY)
Market Cap	$577M	$576M
Max Drawdown	59.49%	83.61%
Sharpe Ratio	0.87	0.32
5Y Beta	0.76	0.79
Industry	Banks - Regional	Banks - Regional
P/E Ratio	10.65	9.49
Forward P/E	11.25	8.39
PEG Ratio	0.20	0.24
Dividend Yield	N/A	1.08%
5Y Dividends CAGR	N/A	18.89%
5Y EPS CAGR	12.71%	18.91%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.06%	7.12%
P/S Ratio	3.66	4.42
P/B Ratio	1.32	1.55

Market Cap

Winner

BWB

$577M

UNTY

$576M

Max Drawdown

Winner

BWB

59.49%

UNTY

83.61%

Sharpe Ratio

Winner

BWB

0.87

UNTY

0.32

5Y Beta

Winner

BWB

0.76

UNTY

0.79

Industry

BWB

Banks - Regional

UNTY

Banks - Regional

P/E Ratio

BWB

10.65

Winner

UNTY

9.49

Forward P/E

BWB

11.25

Winner

UNTY

8.39

PEG Ratio

Winner

BWB

0.20

UNTY

0.24

Dividend Yield

BWB

N/A

UNTY

1.08%

5Y Dividends CAGR

BWB

N/A

UNTY

18.89%

5Y EPS CAGR

BWB

12.71%

Winner

UNTY

18.91%

Debt to Equity

BWB

0.00%

UNTY

0.00%

Free Cash Flow Yield

BWB

5.06%

Winner

UNTY

7.12%

P/S Ratio

Winner

BWB

3.66

UNTY

4.42

P/B Ratio

Winner

BWB

1.32

UNTY

1.55

BWB vs UNTY - Historical Returns

Returns include dividend reinvestment.

Period	BWB	UNTY
1 month	-0.10%	+0.57%
3 months	+10.26%	+8.09%
6 months	+12.01%	+9.09%
1 year	+26.60%	+8.72%
5 years(CAGR)	+4.90%	+21.85%
10 years(CAGR)	+5.93%	+19.05%
Max(CAGR)	+5.93%	+9.31%

BWB

-0.10%

Winner

UNTY

+0.57%

Winner

BWB

+10.26%

UNTY

+8.09%

Winner

BWB

+12.01%

UNTY

+9.09%

Winner

BWB

+26.60%

UNTY

+8.72%

5Y(CAGR)

BWB

+4.90%

Winner

UNTY

+21.85%

10Y(CAGR)

BWB

+5.93%

Winner

UNTY

+19.05%

Max(CAGR)

BWB

+5.93%

Winner

UNTY

+9.31%

BWB vs UNTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BWB	UNTY
2026	+16.49%	+12.02%
2025	+31.71%	+24.34%
2024	+2.89%	+53.48%
2023	-22.30%	+12.90%
2022	+1.37%	+4.32%
2021	+42.66%	+52.07%
2020	-8.09%	-19.58%
2019	+31.36%	+12.75%
2018	-16.40%	+4.54%
2017	N/A	+27.84%
2016	N/A	+45.24%
2015	N/A	+35.72%
2014	N/A	+23.49%
2013	N/A	+23.47%
2012	N/A	-2.52%
2011	N/A	+4.92%
2010	N/A	+50.50%
2009	N/A	+3.07%
2008	N/A	-52.39%
2007	N/A	-39.41%
2006	N/A	+12.39%
2005	N/A	+9.85%
2004	N/A	+12.33%
2003	N/A	+38.93%
2002	N/A	+28.75%
2001	N/A	+188.89%
2000	N/A	-67.69%
1999	N/A	-28.36%

BWB vs UNTY Drawdown Comparison

The maximum drawdown for BWB was -59.49%, occurring on May 12, 2023. Recovery took 898 trading sessions.

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The current BWB drawdown is -9.20%. The current UNTY drawdown is -4.48%.

Rank	BWB	UNTY
#1	-59.49% Nov 10, 2022 - Jun 12, 2026	-82.88% May 26, 2006 - Dec 5, 2016
#2	-40.00% Dec 24, 2019 - Feb 2, 2021	-76.12% Nov 1, 1999 - Feb 11, 2002
#3	-26.95% Apr 11, 2018 - Dec 19, 2019	-59.96% Jul 26, 2018 - May 21, 2021
#4	-24.71% Nov 11, 2021 - Nov 10, 2022	-30.93% Jan 10, 2022 - Dec 28, 2023
#5	-12.39% May 21, 2021 - Sep 29, 2021	-28.99% Feb 13, 2002 - Jan 6, 2003
#6	-12.27% Mar 5, 2021 - May 6, 2021	-23.58% Feb 6, 2025 - Jul 3, 2025
#7	-9.20% Jul 16, 2026 - Jul 23, 2026	-21.34% Jan 14, 2003 - Jun 23, 2003
#8	-5.74% Oct 8, 2021 - Nov 1, 2021	-20.23% Mar 3, 2004 - Jan 30, 2006
#9	-5.49% Feb 24, 2021 - Mar 1, 2021	-16.10% Jul 10, 2025 - Dec 10, 2025
#10	-3.77% May 6, 2021 - May 21, 2021	-15.83% Dec 16, 2024 - Jan 21, 2025
#11	-3.07% Feb 9, 2021 - Feb 24, 2021	-15.27% Jan 22, 2024 - Jul 15, 2024
#12	-2.85% Jun 12, 2026 - Jun 23, 2026	-13.81% Jul 26, 2024 - Oct 14, 2024
#13	-2.77% Jul 1, 2026 - Jul 15, 2026	-12.27% Dec 18, 2025 - Apr 9, 2026
#14	-2.29% Sep 29, 2021 - Oct 5, 2021	-12.20% Jun 2, 2021 - Oct 15, 2021
#15	-2.07% Mar 15, 2018 - Mar 29, 2018	-11.44% Aug 2, 2017 - Sep 18, 2017