BSRR vs GOTU

Comparison between Sierra Bancorp (BSRR, Company) and Gaotu Techedu Inc (GOTU, Company).

BSRR is from the Financial Services sector, while GOTU is from the Consumer Defensive sector.

5-Year PerformanceBSRR has outperformed GOTU, delivering a return of +12.9% compared to -36.4%

BSRR vs GOTU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BSRR(COMPANY)	GOTU(COMPANY)
Market Cap	$526M	$525M
Max Drawdown	82.57%	99.54%
Sharpe Ratio	1.37	1.76
5Y Beta	0.86	1.61
Industry	Banks - Regional	Education & Training Services
P/E Ratio	11.73	-9.18
Forward P/E	11.44	526.32
PEG Ratio	0.56	N/A
Dividend Yield	2.54%	N/A
5Y Dividends CAGR	9.14%	N/A
5Y EPS CAGR	6.29%	-33.44%
Debt to Equity	13.61%	60.56%
Free Cash Flow Yield	0.55%	6.81%
P/S Ratio	3.39	0.06
P/B Ratio	1.43	1.91

Market Cap

Winner

BSRR

$526M

GOTU

$525M

Max Drawdown

Winner

BSRR

82.57%

GOTU

99.54%

Sharpe Ratio

BSRR

1.37

Winner

GOTU

1.76

5Y Beta

Winner

BSRR

0.86

GOTU

1.61

Industry

BSRR

Banks - Regional

GOTU

Education & Training Services

P/E Ratio

BSRR

11.73

Winner

GOTU

-9.18

Forward P/E

Winner

BSRR

11.44

GOTU

526.32

PEG Ratio

BSRR

0.56

GOTU

N/A

Dividend Yield

BSRR

2.54%

GOTU

N/A

5Y Dividends CAGR

BSRR

9.14%

GOTU

N/A

5Y EPS CAGR

Winner

BSRR

6.29%

GOTU

-33.44%

Debt to Equity

Winner

BSRR

13.61%

GOTU

60.56%

Free Cash Flow Yield

BSRR

0.55%

Winner

GOTU

6.81%

P/S Ratio

BSRR

3.39

Winner

GOTU

0.06

P/B Ratio

Winner

BSRR

1.43

GOTU

1.91

BSRR vs GOTU - Historical Returns

Returns include dividend reinvestment.

Period	BSRR	GOTU
1 month	+9.09%	-22.45%
3 months	+23.90%	-25.49%
6 months	+21.08%	-95.09%
1 year	+49.43%	-61.90%
5 years(CAGR)	+12.92%	-36.43%
10 years(CAGR)	+12.40%	N/A
Max(CAGR)	+8.76%	-24.05%

Winner

BSRR

+9.09%

GOTU

-22.45%

Winner

BSRR

+23.90%

GOTU

-25.49%

Winner

BSRR

+21.08%

GOTU

-95.09%

Winner

BSRR

+49.43%

GOTU

-61.90%

5Y(CAGR)

Winner

BSRR

+12.92%

GOTU

-36.43%

10Y(CAGR)

BSRR

+12.40%

GOTU

N/A

Max(CAGR)

Winner

BSRR

+8.76%

GOTU

-24.05%

BSRR vs GOTU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BSRR	GOTU
2026	+27.24%	-95.32%
2025	+18.55%	+1287.10%
2024	+32.26%	-33.03%
2023	+10.34%	+24.83%
2022	-18.80%	+22.92%
2021	+19.46%	-96.02%
2020	-14.96%	+117.82%
2019	+22.84%	+108.59%
2018	-7.92%	N/A
2017	+2.48%	N/A
2016	+56.11%	N/A
2015	+5.41%	N/A
2014	+12.76%	N/A
2013	+39.54%	N/A
2012	+30.09%	N/A
2011	-16.91%	N/A
2010	+43.03%	N/A
2009	-62.32%	N/A
2008	-9.65%	N/A
2007	-13.22%	N/A
2006	+32.71%	N/A
2005	+1.46%	N/A
2004	+47.01%	N/A
2003	+60.96%	N/A
2002	+48.22%	N/A
2001	+3.42%	N/A
2000	-20.48%	N/A
1999	+1.37%	N/A

BSRR vs GOTU Drawdown Comparison

The maximum drawdown for BSRR was -81.36%, occurring on Mar 2, 2009. Recovery took 2583 trading sessions.

The maximum drawdown for GOTU was -99.54%, occurring on Nov 1, 2022. This drawdown has not yet recovered.

The current GOTU drawdown is -98.93%.

Rank	BSRR	GOTU
#1	-81.36% Oct 17, 2006 - Jan 23, 2017	-99.54% Jan 27, 2021 - Nov 1, 2022
#2	-56.38% Dec 20, 2019 - Jan 4, 2022	-64.80% Aug 6, 2020 - Jan 27, 2021
#3	-43.31% Dec 29, 1999 - Feb 11, 2002	-36.13% Feb 24, 2020 - Jun 15, 2020
#4	-42.70% Jan 7, 2022 - Jul 16, 2024	-23.12% Aug 21, 2019 - Oct 30, 2019
#5	-29.07% Nov 6, 2024 - Dec 10, 2025	-17.35% Feb 10, 2020 - Feb 19, 2020
#6	-28.11% May 9, 2003 - Nov 2, 2004	-15.94% Jun 28, 2019 - Jul 22, 2019
#7	-25.70% May 6, 2002 - Feb 7, 2003	-14.99% Oct 31, 2019 - Nov 22, 2019
#8	-25.23% Sep 10, 2018 - Dec 20, 2019	-14.63% Jul 9, 2020 - Jul 31, 2020
#9	-20.91% Mar 2, 2005 - Jun 15, 2005	-13.11% Jan 29, 2020 - Feb 4, 2020
#10	-17.69% Feb 24, 2017 - Nov 29, 2017	-11.43% Jan 22, 2020 - Jan 29, 2020
#11	-17.17% Mar 10, 2003 - May 8, 2003	-10.78% Jun 6, 2019 - Jun 28, 2019
#12	-15.29% Feb 17, 2026 - May 7, 2026	-8.73% Aug 12, 2019 - Aug 21, 2019
#13	-13.79% Sep 19, 2024 - Nov 6, 2024	-7.23% Nov 25, 2019 - Dec 5, 2019
#14	-12.60% Jul 24, 2024 - Aug 30, 2024	-5.71% Jul 29, 2019 - Aug 9, 2019
#15	-11.46% Aug 8, 2006 - Oct 13, 2006	-5.02% Feb 19, 2020 - Feb 24, 2020