BRSP vs DGICB

Comparison between BrightSpire Capital Inc - Class A (BRSP, Company) and Donegal Group Inc - Class B (DGICB, Company).

BRSP is from the Real Estate sector, while DGICB is from the Financial Services sector.

5-Year PerformanceDGICB has outperformed BRSP, delivering a return of +9.2% compared to -1.2%

BRSP vs DGICB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BRSP(COMPANY)	DGICB(COMPANY)
Market Cap	$709M	$708M
Max Drawdown	87.78%	64.25%
Sharpe Ratio	0.67	0.35
5Y Beta	0.78	0.28
Industry	Reit - Mortgage	Insurance - Property & Casualty
P/E Ratio	-60.27	9.76
Forward P/E	25.25	14.37
PEG Ratio	N/A	1.90
Dividend Yield	11.40%	3.81%
5Y Dividends CAGR	51.57%	9.09%
5Y EPS CAGR	N/A	-0.44%
Debt to Equity	282.38%	5.39%
Free Cash Flow Yield	10.36%	9.13%
P/S Ratio	2.15	0.70
P/B Ratio	0.79	1.09

Market Cap

Winner

BRSP

$709M

DGICB

$708M

Max Drawdown

BRSP

87.78%

Winner

DGICB

64.25%

Sharpe Ratio

Winner

BRSP

0.67

DGICB

0.35

5Y Beta

BRSP

0.78

Winner

DGICB

0.28

Industry

BRSP

Reit - Mortgage

DGICB

Insurance - Property & Casualty

P/E Ratio

Winner

BRSP

-60.27

DGICB

9.76

Forward P/E

BRSP

25.25

Winner

DGICB

14.37

PEG Ratio

BRSP

N/A

DGICB

1.90

Dividend Yield

Winner

BRSP

11.40%

DGICB

3.81%

5Y Dividends CAGR

Winner

BRSP

51.57%

DGICB

9.09%

5Y EPS CAGR

BRSP

N/A

DGICB

-0.44%

Debt to Equity

BRSP

282.38%

Winner

DGICB

5.39%

Free Cash Flow Yield

Winner

BRSP

10.36%

DGICB

9.13%

P/S Ratio

BRSP

2.15

Winner

DGICB

0.70

P/B Ratio

Winner

BRSP

0.79

DGICB

1.09

BRSP vs DGICB - Historical Returns

Returns include dividend reinvestment.

Period	BRSP	DGICB
1 month	-1.83%	-4.02%
3 months	+3.13%	+21.37%
6 months	+0.35%	+19.28%
1 year	+18.14%	+11.41%
5 years(CAGR)	-1.23%	+9.20%
10 years(CAGR)	-5.84%	+6.14%
Max(CAGR)	-5.84%	+8.83%

Winner

BRSP

-1.83%

DGICB

-4.02%

BRSP

+3.13%

Winner

DGICB

+21.37%

BRSP

+0.35%

Winner

DGICB

+19.28%

Winner

BRSP

+18.14%

DGICB

+11.41%

5Y(CAGR)

BRSP

-1.23%

Winner

DGICB

+9.20%

10Y(CAGR)

BRSP

-5.84%

Winner

DGICB

+6.14%

Max(CAGR)

BRSP

-5.84%

Winner

DGICB

+8.83%

BRSP vs DGICB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BRSP	DGICB
2026	+1.15%	+6.78%
2025	+10.80%	+30.82%
2024	-13.40%	+3.36%
2023	+33.01%	-7.61%
2022	-31.10%	+24.64%
2021	+53.82%	+18.61%
2020	-40.04%	+2.01%
2019	-7.05%	+12.41%
2018	-16.04%	-19.54%
2017	N/A	-6.47%
2016	N/A	-0.76%
2015	N/A	-21.35%
2014	N/A	-6.31%
2013	N/A	+29.14%
2012	N/A	+12.30%
2011	N/A	-4.38%
2010	N/A	+7.26%
2009	N/A	+0.85%
2008	N/A	-4.54%
2007	N/A	+3.13%
2006	N/A	+13.46%
2005	N/A	+30.08%
2004	N/A	+17.14%
2003	N/A	+77.01%
2002	N/A	+13.59%
2001	N/A	+15.54%
2000	N/A	+56.28%
1999	N/A	-17.74%

BRSP vs DGICB Drawdown Comparison

The maximum drawdown for BRSP was -85.71%, occurring on Mar 20, 2020. This drawdown has not yet recovered.

The maximum drawdown for DGICB was -57.72%, occurring on Mar 23, 2020. Recovery took 2760 trading sessions.

The current BRSP drawdown is -49.03%. The current DGICB drawdown is -6.74%.

Rank	BRSP	DGICB
#1	-85.71% Sep 21, 2018 - Mar 20, 2020	-57.72% Feb 17, 2015 - Feb 6, 2026
#2	-12.11% Mar 9, 2018 - Jun 29, 2018	-37.03% Sep 19, 2007 - Nov 3, 2009
#3	-9.56% Feb 1, 2018 - Feb 23, 2018	-36.90% Jul 25, 2011 - Mar 15, 2013
#4	-7.18% Jul 13, 2018 - Sep 11, 2018	-35.12% Mar 20, 2013 - Apr 7, 2014
#5	-2.25% Mar 2, 2018 - Mar 7, 2018	-34.34% Nov 3, 2009 - Jul 20, 2011
#6	-1.82% Feb 28, 2018 - Mar 2, 2018	-31.60% Mar 28, 2000 - Oct 27, 2000
#7	-1.82% Jul 6, 2018 - Jul 13, 2018	-31.13% Aug 3, 2001 - Jun 4, 2003
#8	-0.78% Feb 23, 2018 - Feb 27, 2018	-29.91% Apr 7, 2014 - Feb 12, 2015
#9	-0.10% Jul 2, 2018 - Jul 5, 2018	-26.92% Nov 2, 1999 - Mar 27, 2000
#10	N/A	-23.31% Feb 6, 2026 - Apr 24, 2026
#11	N/A	-22.55% Feb 20, 2001 - Aug 3, 2001
#12	N/A	-22.39% Nov 21, 2000 - Feb 16, 2001
#13	N/A	-17.75% Apr 15, 2004 - Dec 23, 2004
#14	N/A	-16.95% May 10, 2006 - Jul 23, 2007
#15	N/A	-16.28% Feb 16, 2005 - Jun 24, 2005

Correlation

Correlation between BRSP and DGICB is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

-101

Dividend Comparison (2000 - 2026)

BRSP vs DGICB dividend yield comparison.

Year	BRSP	DGICB
2026	2.84%	1.85%
2025	11.43%	3.67%
2024	12.77%	4.38%
2023	10.75%	4.16%
2022	12.68%	3.60%
2021	5.65%	4.16%
2020	4.00%	4.45%
2019	12.54%	3.98%
2018	10.10%	4.22%
2017	0.00%	3.20%
2016	0.00%	3.00%
2015	0.00%	2.84%
2014	0.00%	2.15%
2013	0.00%	1.92%
2012	0.00%	2.43%
2011	0.00%	2.59%
2010	0.00%	2.32%
2009	0.00%	2.34%
2008	0.00%	2.08%
2007	0.00%	1.66%
2006	0.00%	1.52%
2005	0.00%	1.57%
2004	0.00%	1.87%
2003	0.00%	2.03%
2002	0.00%	3.20%
2001	0.00%	3.39%
2000	0.00%	3.79%