BRCC vs CZWI

Comparison between BRC Inc - Class A (BRCC, Company) and Citizens Community Bancorp Inc MD (CZWI, Company).

BRCC is from the Consumer Defensive sector, while CZWI is from the Financial Services sector.

5-Year PerformanceCZWI has outperformed BRCC, delivering a return of +10.6% compared to -33.2%

BRCC vs CZWI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BRCC(COMPANY)	CZWI(COMPANY)
Market Cap	$199M	$199M
Max Drawdown	98.11%	84.82%
Sharpe Ratio	-0.01	1.64
5Y Beta	0.80	0.47
Industry	Packaged Foods	Banks - Regional
P/E Ratio	-15.86	13.46
Forward P/E	71.43	10.72
PEG Ratio	-0.18	0.66
Dividend Yield	N/A	0.51%
5Y Dividends CAGR	N/A	-1.80%
5Y EPS CAGR	N/A	1.63%
Debt to Equity	73.90%	27.16%
Free Cash Flow Yield	-1.02%	6.17%
P/S Ratio	0.48	3.25
P/B Ratio	4.28	1.05

Market Cap

Winner

BRCC

$199M

CZWI

$199M

Max Drawdown

BRCC

98.11%

Winner

CZWI

84.82%

Sharpe Ratio

BRCC

-0.01

Winner

CZWI

1.64

5Y Beta

BRCC

0.80

Winner

CZWI

0.47

Industry

BRCC

Packaged Foods

CZWI

Banks - Regional

P/E Ratio

Winner

BRCC

-15.86

CZWI

13.46

Forward P/E

BRCC

71.43

Winner

CZWI

10.72

PEG Ratio

Winner

BRCC

-0.18

CZWI

0.66

Dividend Yield

BRCC

N/A

CZWI

0.51%

5Y Dividends CAGR

BRCC

N/A

CZWI

-1.80%

5Y EPS CAGR

BRCC

N/A

CZWI

1.63%

Debt to Equity

BRCC

73.90%

Winner

CZWI

27.16%

Free Cash Flow Yield

BRCC

-1.02%

Winner

CZWI

6.17%

P/S Ratio

Winner

BRCC

0.48

CZWI

3.25

P/B Ratio

BRCC

4.28

Winner

CZWI

1.05

BRCC vs CZWI - Historical Returns

Returns include dividend reinvestment.

Period	BRCC	CZWI
1 month	-4.07%	-1.36%
3 months	+69.95%	+16.75%
6 months	+3.60%	+17.99%
1 year	-21.04%	+49.55%
5 years(CAGR)	-33.21%	+10.60%
10 years(CAGR)	N/A	+9.93%
Max(CAGR)	-32.85%	+3.73%

BRCC

-4.07%

Winner

CZWI

-1.36%

Winner

BRCC

+69.95%

CZWI

+16.75%

BRCC

+3.60%

Winner

CZWI

+17.99%

BRCC

-21.04%

Winner

CZWI

+49.55%

5Y(CAGR)

BRCC

-33.21%

Winner

CZWI

+10.60%

10Y(CAGR)

BRCC

N/A

CZWI

+9.93%

Max(CAGR)

BRCC

-32.85%

Winner

CZWI

+3.73%

BRCC vs CZWI - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	BRCC	CZWI
2026	+15.62%	+20.29%
2025	-65.42%	+11.93%
2024	-24.70%	+44.94%
2023	-42.65%	+1.19%
2022	-39.92%	-11.18%
2021	+3.26%	+28.24%
2020	N/A	-9.31%
2019	N/A	+8.89%
2018	N/A	-17.17%
2017	N/A	+10.96%
2016	N/A	+33.84%
2015	N/A	+5.46%
2014	N/A	+25.88%
2013	N/A	+21.83%
2012	N/A	+20.72%
2011	N/A	+30.53%
2010	N/A	+15.16%
2009	N/A	-49.10%
2008	N/A	-17.38%
2007	N/A	-8.30%
2006	N/A	-25.06%
2005	N/A	-11.41%
2004	N/A	+21.26%

BRCC vs CZWI Drawdown Comparison

The maximum drawdown for BRCC was -98.11%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The current BRCC drawdown is -96.09%. The current CZWI drawdown is -3.04%.

Rank	BRCC	CZWI
#1	-98.11% Apr 11, 2022 - Feb 23, 2026	-83.63% Aug 3, 2006 - Dec 2, 2024
#2	-20.16% Feb 22, 2022 - Mar 29, 2022	-31.15% Feb 10, 2005 - Apr 27, 2006
#3	-18.45% Nov 2, 2021 - Feb 9, 2022	-23.32% Dec 5, 2024 - Sep 4, 2025
#4	-14.78% Apr 4, 2022 - Apr 8, 2022	-15.09% Apr 5, 2004 - Nov 1, 2004
#5	-8.91% Feb 11, 2022 - Feb 17, 2022	-14.47% Dec 3, 2004 - Feb 10, 2005
#6	-3.13% May 19, 2021 - Aug 9, 2021	-9.47% Sep 18, 2025 - Nov 13, 2025
#7	-3.02% Aug 9, 2021 - Nov 2, 2021	-8.42% Feb 9, 2026 - Mar 20, 2026
#8	-1.11% May 5, 2021 - May 19, 2021	-6.54% May 8, 2026 - Jun 1, 2026
#9	-0.20% May 3, 2021 - May 5, 2021	-5.63% Dec 18, 2025 - Jan 21, 2026
#10	N/A	-4.62% Jan 21, 2026 - Feb 4, 2026
#11	N/A	-4.02% Jun 30, 2006 - Jul 26, 2006
#12	N/A	-3.31% Nov 13, 2025 - Nov 25, 2025
#13	N/A	-2.95% Sep 4, 2025 - Sep 18, 2025
#14	N/A	-2.45% Apr 8, 2026 - Apr 28, 2026
#15	N/A	-2.22% May 3, 2006 - Jun 29, 2006

Correlation

Correlation between BRCC and CZWI is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

-101