BRBS vs RFMZ

Comparison between Blue Ridge Bankshares Inc (VA) (BRBS, Company) and RiverNorth Flexible Municipal Income Fund II Inc (RFMZ, Company).

Both BRBS and RFMZ are from the Financial Services sector.

5-Year PerformanceRFMZ has outperformed BRBS, delivering a return of -1.7% compared to -23.1%

BRBS vs RFMZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BRBS(COMPANY)	RFMZ(COMPANY)
Market Cap	$313M	$312M
Max Drawdown	91.45%	48.24%
Sharpe Ratio	0.57	1.07
5Y Beta	0.63	N/A
Industry	Banks - Regional	Asset Management
P/E Ratio	26.66	N/A
5Y Dividends CAGR	17.47%	21.92%
5Y EPS CAGR	-34.38%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	9.62%	N/A
P/S Ratio	N/A	13.27
P/B Ratio	N/A	0.92

Market Cap

Winner

BRBS

$313M

RFMZ

$312M

Max Drawdown

BRBS

91.45%

Winner

RFMZ

48.24%

Sharpe Ratio

BRBS

0.57

Winner

RFMZ

1.07

5Y Beta

BRBS

0.63

RFMZ

N/A

Industry

BRBS

Banks - Regional

RFMZ

Asset Management

P/E Ratio

BRBS

26.66

RFMZ

N/A

5Y Dividends CAGR

BRBS

17.47%

Winner

RFMZ

21.92%

5Y EPS CAGR

BRBS

-34.38%

RFMZ

N/A

Debt to Equity

BRBS

0.00%

RFMZ

N/A

Free Cash Flow Yield

BRBS

9.62%

RFMZ

N/A

P/S Ratio

BRBS

N/A

RFMZ

13.27

P/B Ratio

BRBS

N/A

RFMZ

0.92

BRBS vs RFMZ - Historical Returns

Returns include dividend reinvestment.

Period	BRBS	RFMZ
1 month	-0.85%	-3.17%
3 months	+2.04%	+2.84%
6 months	-3.49%	+3.96%
1 year	+20.05%	+13.85%
5 years(CAGR)	-23.10%	-1.67%
10 years(CAGR)	-4.50%	N/A
Max(CAGR)	-6.57%	-0.56%

Winner

BRBS

-0.85%

RFMZ

-3.17%

BRBS

+2.04%

Winner

RFMZ

+2.84%

BRBS

-3.49%

Winner

RFMZ

+3.96%

Winner

BRBS

+20.05%

RFMZ

+13.85%

5Y(CAGR)

BRBS

-23.10%

Winner

RFMZ

-1.67%

10Y(CAGR)

BRBS

-4.50%

RFMZ

N/A

Max(CAGR)

BRBS

-6.57%

Winner

RFMZ

-0.56%

BRBS vs RFMZ - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BRBS	RFMZ
2026	-4.39%	+7.48%
2025	+36.71%	+1.07%
2024	+3.54%	+9.35%
2023	-74.71%	+3.37%
2022	-27.67%	-26.28%
2021	+54.66%	+3.62%
2020	-11.68%	N/A
2019	+25.94%	N/A
2018	+4.45%	N/A
2017	+14.50%	N/A
2016	+43.31%	N/A
2015	-8.14%	N/A
2014	+55.89%	N/A
2013	+17.52%	N/A
2012	+6.10%	N/A
2011	-2.34%	N/A
2010	-77.22%	N/A
2009	-6.25%	N/A
2008	-3.03%	N/A
2007	+1.02%	N/A

BRBS vs RFMZ Drawdown Comparison

The maximum drawdown for BRBS was -88.27%, occurring on Nov 1, 2023. This drawdown has not yet recovered.

The maximum drawdown for RFMZ was -39.26%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The current BRBS drawdown is -75.68%. The current RFMZ drawdown is -13.24%.

Rank	BRBS	RFMZ
#1	-88.27% Nov 3, 2021 - Nov 1, 2023	-39.26% Sep 1, 2021 - Oct 27, 2023
#2	-82.74% Jun 18, 2008 - Oct 18, 2021	-2.73% Jul 22, 2021 - Aug 11, 2021
#3	-11.11% Aug 13, 2007 - May 5, 2008	-2.02% Jun 14, 2021 - Jul 7, 2021
#4	-3.19% Oct 18, 2021 - Nov 1, 2021	-1.72% Mar 1, 2021 - May 7, 2021
#5	-0.58% Nov 1, 2021 - Nov 3, 2021	-1.57% May 10, 2021 - May 19, 2021
#6	N/A	-1.55% Jul 14, 2021 - Jul 22, 2021
#7	N/A	-1.16% Aug 24, 2021 - Sep 1, 2021
#8	N/A	-1.12% Aug 16, 2021 - Aug 24, 2021
#9	N/A	-0.89% May 19, 2021 - May 26, 2021
#10	N/A	-0.49% May 26, 2021 - May 28, 2021
#11	N/A	-0.34% Jun 9, 2021 - Jun 14, 2021
#12	N/A	-0.24% Jun 1, 2021 - Jun 7, 2021
#13	N/A	-0.14% Jul 12, 2021 - Jul 14, 2021

Correlation

Correlation between BRBS and RFMZ is 0.24 which considered as a very weak or no correlation - the stocks move independently of each other.

0.24

-101

Dividend Comparison (2012 - 2026)

BRBS vs RFMZ dividend yield comparison.

Year	BRBS	RFMZ
2026	17.14%	4.29%
2025	5.85%	8.13%
2024	0.00%	7.76%
2023	8.09%	7.92%
2022	3.90%	8.53%
2021	2.43%	4.53%
2020	2.40%	0.00%
2019	2.04%	0.00%
2018	3.13%	0.00%
2017	1.88%	0.00%
2016	2.07%	0.00%
2015	2.83%	0.00%
2014	2.42%	0.00%
2013	2.84%	0.00%
2012	3.57%	0.00%