BOTJ vs VRCA

Comparison between Bank of James Financial Group Inc (BOTJ, Company) and Verrica Pharmaceuticals Inc (VRCA, Company).

BOTJ is from the Financial Services sector, while VRCA is from the Healthcare sector.

5-Year PerformanceBOTJ has outperformed VRCA, delivering a return of +8.9% compared to -42.5%

BOTJ vs VRCA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BOTJ(COMPANY)	VRCA(COMPANY)
Market Cap	$104M	$104M
Max Drawdown	83.50%	98.39%
Sharpe Ratio	2.00	0.59
5Y Beta	0.25	0.57
Industry	Banks - Regional	Biotechnology
P/E Ratio	9.52	-5.82
PEG Ratio	0.14	N/A
Dividend Yield	1.76%	N/A
5Y Dividends CAGR	14.46%	N/A
5Y EPS CAGR	14.58%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	13.69%	-13.56%
P/S Ratio	2.06	2.66
P/B Ratio	1.28	6.16

Market Cap

Winner

BOTJ

$104M

VRCA

$104M

Max Drawdown

Winner

BOTJ

83.50%

VRCA

98.39%

Sharpe Ratio

Winner

BOTJ

2.00

VRCA

0.59

5Y Beta

Winner

BOTJ

0.25

VRCA

0.57

Industry

BOTJ

Banks - Regional

VRCA

Biotechnology

P/E Ratio

BOTJ

9.52

Winner

VRCA

-5.82

PEG Ratio

BOTJ

0.14

VRCA

N/A

Dividend Yield

BOTJ

1.76%

VRCA

N/A

5Y Dividends CAGR

BOTJ

14.46%

VRCA

N/A

5Y EPS CAGR

BOTJ

14.58%

VRCA

N/A

Debt to Equity

BOTJ

0.00%

VRCA

0.00%

Free Cash Flow Yield

Winner

BOTJ

13.69%

VRCA

-13.56%

P/S Ratio

Winner

BOTJ

2.06

VRCA

2.66

P/B Ratio

Winner

BOTJ

1.28

VRCA

6.16

BOTJ vs VRCA - Historical Returns

Returns include dividend reinvestment.

Period	BOTJ	VRCA
1 month	-1.95%	-3.30%
3 months	+15.84%	+15.38%
6 months	+30.62%	-26.96%
1 year	+65.62%	+3.38%
5 years(CAGR)	+8.91%	-42.49%
10 years(CAGR)	+10.17%	N/A
Max(CAGR)	+8.18%	-34.30%

Winner

BOTJ

-1.95%

VRCA

-3.30%

Winner

BOTJ

+15.84%

VRCA

+15.38%

Winner

BOTJ

+30.62%

VRCA

-26.96%

Winner

BOTJ

+65.62%

VRCA

+3.38%

5Y(CAGR)

Winner

BOTJ

+8.91%

VRCA

-42.49%

10Y(CAGR)

BOTJ

+10.17%

VRCA

N/A

Max(CAGR)

Winner

BOTJ

+8.18%

VRCA

-34.30%

BOTJ vs VRCA - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	BOTJ	VRCA
2026	+24.88%	-25.90%
2025	+24.33%	+18.27%
2024	+33.76%	-89.72%
2023	+5.58%	+154.17%
2022	-21.53%	-71.02%
2021	+38.91%	-23.92%
2020	-20.91%	-24.57%
2019	+19.76%	+99.87%
2018	-12.22%	-53.43%
2017	-0.22%	N/A
2016	+23.69%	N/A
2015	+26.13%	N/A
2014	+13.67%	N/A
2013	+60.16%	N/A
2012	+29.54%	N/A
2011	-29.60%	N/A
2010	-3.38%	N/A
2009	-2.87%	N/A
2008	-37.14%	N/A
2007	-7.93%	N/A
2006	-2.82%	N/A
2005	+19.39%	N/A
2004	+17.06%	N/A
2003	+60.34%	N/A
2002	+20.83%	N/A
2001	+20.00%	N/A
2000	-6.82%	N/A

BOTJ vs VRCA Drawdown Comparison

The maximum drawdown for BOTJ was -76.94%, occurring on Sep 30, 2011. Recovery took 2751 trading sessions.

The maximum drawdown for VRCA was -98.39%, occurring on Nov 4, 2025. This drawdown has not yet recovered.

The current BOTJ drawdown is -1.95%. The current VRCA drawdown is -96.98%.

Rank	BOTJ	VRCA
#1	-76.94% Feb 8, 2006 - Jan 12, 2017	-98.39% Jun 25, 2018 - Nov 4, 2025
#2	-50.27% Jun 23, 2021 - Oct 27, 2025	-1.04% Jun 20, 2018 - Jun 25, 2018
#3	-49.76% Jun 25, 2018 - May 24, 2021	N/A
#4	-25.00% Oct 4, 2001 - May 20, 2002	N/A
#5	-23.41% Mar 23, 2005 - Jan 27, 2006	N/A
#6	-20.83% Aug 16, 2000 - Oct 4, 2001	N/A
#7	-16.07% Aug 30, 2004 - Jan 24, 2005	N/A
#8	-14.72% Nov 18, 2003 - Jan 7, 2004	N/A
#9	-14.69% Mar 2, 2017 - May 17, 2018	N/A
#10	-14.00% Jan 7, 2004 - Aug 30, 2004	N/A
#11	-12.70% Nov 12, 2002 - May 27, 2003	N/A
#12	-11.54% Jul 16, 2003 - Oct 21, 2003	N/A
#13	-9.68% May 20, 2002 - Nov 12, 2002	N/A
#14	-8.96% May 27, 2003 - Jul 15, 2003	N/A
#15	-8.82% Feb 23, 2026 - Mar 16, 2026	N/A

Correlation

Correlation between BOTJ and VRCA is -0.43 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.43

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