BILS vs IVLU

Comparison between SPDR BLOOMBERG 3-12 MONTH T-BILL ETF (BILS, ETF) and ISHARES MSCI INTL VALUE FACTOR ETF (IVLU, ETF).

5-Year PerformanceIVLU has outperformed BILS, delivering a return of +14.8% compared to +3.2%

BILS vs IVLU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILS(ETF)	IVLU(ETF)
Net Assets	$4B	$4B
Expense Ratio	0.14%	0.31%
Max Drawdown	1.20%	45.37%
Sharpe Ratio	1.05	2.05
5Y Beta	-0.00	0.69
5Y Dividends CAGR	N/A	18.76%

Net Assets

BILS

$4B

IVLU

$4B

Expense Ratio

Winner

BILS

0.14%

IVLU

0.31%

Max Drawdown

Winner

BILS

1.20%

IVLU

45.37%

Sharpe Ratio

BILS

1.05

Winner

IVLU

2.05

5Y Beta

Winner

BILS

-0.00

IVLU

0.69

5Y Dividends CAGR

BILS

N/A

IVLU

18.76%

BILS vs IVLU - Historical Returns

Returns include dividend reinvestment.

Period	BILS	IVLU
1 month	+0.27%	+1.24%
3 months	+0.81%	-0.49%
6 months	+1.75%	+15.42%
1 year	+3.94%	+38.08%
5 years(CAGR)	+3.25%	+14.77%
10 years(CAGR)	N/A	+11.04%
Max(CAGR)	+2.88%	+8.54%

BILS

+0.27%

Winner

IVLU

+1.24%

Winner

BILS

+0.81%

IVLU

-0.49%

BILS

+1.75%

Winner

IVLU

+15.42%

BILS

+3.94%

Winner

IVLU

+38.08%

5Y(CAGR)

BILS

+3.25%

Winner

IVLU

+14.77%

10Y(CAGR)

BILS

N/A

IVLU

+11.04%

Max(CAGR)

BILS

+2.88%

Winner

IVLU

+8.54%

BILS vs IVLU - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BILS	IVLU
2026	+1.16%	+9.92%
2025	+4.19%	+46.91%
2024	+5.15%	+7.34%
2023	+4.92%	+18.89%
2022	+0.91%	-6.63%
2021	-0.08%	+15.17%
2020	+0.00%	-5.66%
2019	N/A	+15.74%
2018	N/A	-15.89%
2017	N/A	+21.93%
2016	N/A	+5.31%
2015	N/A	-10.18%

BILS vs IVLU Drawdown Comparison

The maximum drawdown for BILS was -0.41%, occurring on Jun 14, 2022. Recovery took 415 trading sessions.

The maximum drawdown for IVLU was -41.86%, occurring on Mar 23, 2020. Recovery took 824 trading sessions.

The current IVLU drawdown is -1.58%.

Rank	BILS	IVLU
#1	-0.41% Feb 5, 2021 - Sep 29, 2022	-41.86% Jan 26, 2018 - May 6, 2021
#2	-0.08% Oct 6, 2022 - Oct 27, 2022	-26.01% Feb 9, 2022 - Jun 15, 2023
#3	-0.07% Mar 17, 2023 - Mar 23, 2023	-24.85% Aug 5, 2015 - May 5, 2017
#4	-0.04% Feb 1, 2024 - Feb 7, 2024	-15.48% Mar 19, 2025 - May 9, 2025
#5	-0.04% Apr 5, 2023 - Apr 13, 2023	-11.69% Feb 25, 2026 - Mar 20, 2026
#6	-0.04% Mar 13, 2023 - Mar 15, 2023	-9.66% Jul 31, 2023 - Dec 13, 2023
#7	-0.03% Mar 2, 2023 - Mar 9, 2023	-9.13% Jun 7, 2021 - Jan 7, 2022
#8	-0.03% Apr 8, 2025 - Apr 11, 2025	-8.95% Sep 26, 2024 - Feb 14, 2025
#9	-0.03% Apr 13, 2023 - Apr 19, 2023	-8.04% Jul 17, 2024 - Aug 23, 2024
#10	-0.03% Nov 10, 2022 - Nov 17, 2022	-5.41% Nov 12, 2025 - Dec 2, 2025
#11	-0.03% Oct 28, 2025 - Oct 31, 2025	-5.00% May 15, 2024 - Jul 12, 2024
#12	-0.03% Mar 24, 2023 - Mar 30, 2023	-4.82% Jan 14, 2022 - Feb 9, 2022
#13	-0.02% Oct 9, 2020 - Feb 5, 2021	-4.22% Apr 9, 2024 - May 6, 2024
#14	-0.02% Dec 17, 2024 - Dec 19, 2024	-3.86% Jul 23, 2025 - Aug 8, 2025
#15	-0.02% Mar 15, 2023 - Mar 17, 2023	-3.56% Oct 3, 2025 - Oct 27, 2025

Correlation

Correlation between BILS and IVLU is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.

0.94

-101

Dividend Comparison (2015 - 2026)

BILS vs IVLU dividend yield comparison.

Year	BILS	IVLU
2026	1.16%	0.00%
2025	4.08%	3.71%
2024	5.01%	4.46%
2023	4.98%	4.69%
2022	1.61%	3.59%
2021	0.00%	3.47%
2020	0.00%	2.05%
2019	0.00%	3.53%
2018	0.00%	2.82%
2017	0.00%	2.87%
2016	0.00%	2.53%
2015	0.00%	0.93%