BILL vs UNMA

Comparison between BILL Holdings Inc (BILL, Company) and Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company).

5-Year PerformanceUNMA has outperformed BILL, delivering a return of +3.1% compared to -24.3%

BILL vs UNMA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	UNMA(COMPANY)
Market Cap	$3.80B	$3.80B
Max Drawdown	89.86%	42.85%
Sharpe Ratio	-0.11	-0.15
5Y Beta	1.66	0.16
Industry	Software - Application	N/A
P/E Ratio	-972.39	5.00
Forward P/E	11.42	N/A
PEG Ratio	0.38	N/A
Dividend Yield	N/A	4.12%
5Y Dividends CAGR	N/A	-0.01%
5Y EPS CAGR	N/A	11.95%
Debt to Equity	48.25%	0.00%
Free Cash Flow Yield	10.07%	14.16%
P/S Ratio	2.39	N/A
P/B Ratio	1.00	N/A

Market Cap

BILL

$3.80B

Winner

UNMA

$3.80B

Max Drawdown

BILL

89.86%

Winner

UNMA

42.85%

Sharpe Ratio

Winner

BILL

-0.11

UNMA

-0.15

5Y Beta

BILL

1.66

Winner

UNMA

0.16

Industry

BILL

Software - Application

UNMA

N/A

P/E Ratio

Winner

BILL

-972.39

UNMA

5.00

Forward P/E

BILL

11.42

UNMA

N/A

PEG Ratio

BILL

0.38

UNMA

N/A

Dividend Yield

BILL

N/A

UNMA

4.12%

5Y Dividends CAGR

BILL

N/A

UNMA

-0.01%

5Y EPS CAGR

BILL

N/A

UNMA

11.95%

Debt to Equity

BILL

48.25%

Winner

UNMA

0.00%

Free Cash Flow Yield

BILL

10.07%

Winner

UNMA

14.16%

P/S Ratio

BILL

2.39

UNMA

N/A

P/B Ratio

BILL

1.00

UNMA

N/A

BILL vs UNMA - Historical Returns

Returns include dividend reinvestment.

Period	BILL	UNMA
1 month	-9.74%	-2.90%
3 months	-13.83%	-0.94%
6 months	-25.01%	+0.49%
1 year	-17.96%	+2.13%
5 years(CAGR)	-24.31%	+3.12%
Max(CAGR)	+0.28%	+5.20%

BILL

-9.74%

Winner

UNMA

-2.90%

BILL

-13.83%

Winner

UNMA

-0.94%

BILL

-25.01%

Winner

UNMA

+0.49%

BILL

-17.96%

Winner

UNMA

+2.13%

5Y(CAGR)

BILL

-24.31%

Winner

UNMA

+3.12%

Max(CAGR)

BILL

+0.28%

Winner

UNMA

+5.20%

BILL vs UNMA - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	BILL	UNMA
2026	-28.52%	+0.59%
2025	-35.11%	+1.92%
2024	+9.69%	+0.28%
2023	-25.32%	+11.85%
2022	-53.34%	-2.31%
2021	+81.25%	+1.54%
2020	+252.71%	+7.35%
2019	+7.18%	+21.44%
2018	N/A	-6.26%

BILL vs UNMA Drawdown Comparison

The maximum drawdown for BILL was -89.86%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The current BILL drawdown is -89.44%. The current UNMA drawdown is -2.99%.

Rank	BILL	UNMA
#1	-89.86% Nov 9, 2021 - Apr 10, 2026	-41.65% Feb 10, 2020 - Aug 14, 2020
#2	-53.59% Feb 12, 2020 - May 6, 2020	-15.18% Nov 4, 2021 - Dec 5, 2023
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-11.96% Aug 30, 2018 - Jan 11, 2019
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-9.00% Sep 23, 2024 - Sep 12, 2025
#5	-23.16% May 8, 2020 - Jun 22, 2020	-5.78% Jan 5, 2021 - May 28, 2021
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	-5.62% Aug 26, 2020 - Nov 16, 2020
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	-5.59% Oct 16, 2019 - Jan 14, 2020
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	-4.79% Sep 16, 2025 - Dec 30, 2025
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	-4.30% Jul 3, 2024 - Sep 12, 2024
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	-3.73% Mar 19, 2024 - Jun 3, 2024
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	-3.42% Aug 30, 2019 - Sep 27, 2019
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	-2.53% Sep 16, 2021 - Oct 21, 2021
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	-2.31% Jul 8, 2021 - Jul 30, 2021
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	-2.17% Aug 5, 2021 - Sep 16, 2021
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	-2.05% Jan 31, 2019 - Feb 28, 2019

Correlation

Correlation between BILL and UNMA is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101