BILL vs SR

Comparison between BILL Holdings Inc (BILL, Company) and Spire Inc (SR, Company).

BILL is from the Technology sector, while SR is from the Utilities sector.

5-Year PerformanceSR has outperformed BILL, delivering a return of +6.9% compared to -25.0%

BILL vs SR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	SR(COMPANY)
Market Cap	$4.80B	$4.78B
Max Drawdown	90.66%	46.00%
Sharpe Ratio	0.44	0.58
5Y Beta	1.63	0.13
Industry	Software - Application	Utilities - Regulated Gas
P/E Ratio	-1226.08	13.34
Forward P/E	13.33	14.31
PEG Ratio	0.44	0.32
Dividend Yield	N/A	4.03%
5Y Dividends CAGR	N/A	9.47%
5Y EPS CAGR	N/A	41.43%
Debt to Equity	48.25%	225.79%
Free Cash Flow Yield	7.98%	-4.66%
P/S Ratio	3.01	1.81
P/B Ratio	1.18	1.38

Market Cap

Winner

BILL

$4.80B

$4.78B

Max Drawdown

BILL

90.66%

Winner

46.00%

Sharpe Ratio

BILL

0.44

Winner

0.58

5Y Beta

BILL

1.63

Winner

0.13

Industry

BILL

Software - Application

Utilities - Regulated Gas

P/E Ratio

Winner

BILL

-1226.08

13.34

Forward P/E

Winner

BILL

13.33

14.31

PEG Ratio

BILL

0.44

Winner

0.32

Dividend Yield

BILL

N/A

4.03%

5Y Dividends CAGR

BILL

N/A

9.47%

5Y EPS CAGR

BILL

N/A

41.43%

Debt to Equity

Winner

BILL

48.25%

225.79%

Free Cash Flow Yield

Winner

BILL

7.98%

-4.66%

P/S Ratio

BILL

3.01

Winner

1.81

P/B Ratio

Winner

BILL

1.18

1.38

BILL vs SR - Historical Returns

Returns include dividend reinvestment.

Period	BILL	SR
1 month	+17.93%	+1.15%
3 months	+27.39%	-3.14%
6 months	-1.97%	-2.88%
1 year	+15.57%	+12.69%
5 years(CAGR)	-25.05%	+6.95%
10 years(CAGR)	N/A	+5.81%
Max(CAGR)	+4.63%	+9.72%

Winner

BILL

+17.93%

+1.15%

Winner

BILL

+27.39%

-3.14%

Winner

BILL

-1.97%

-2.88%

Winner

BILL

+15.57%

+12.69%

5Y(CAGR)

BILL

-25.05%

Winner

+6.95%

10Y(CAGR)

BILL

N/A

+5.81%

Max(CAGR)

BILL

+4.63%

Winner

+9.72%

BILL vs SR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BILL	SR
2026	-5.11%	+0.47%
2025	-35.11%	+26.00%
2024	+9.69%	+11.62%
2023	-25.32%	-6.07%
2022	-53.34%	+9.79%
2021	+81.25%	+6.88%
2020	+252.71%	-19.39%
2019	+7.18%	+18.47%
2018	N/A	+3.18%
2017	N/A	+20.26%
2016	N/A	+13.51%
2015	N/A	+15.50%
2014	N/A	+23.01%
2013	N/A	+21.41%
2012	N/A	-1.00%
2011	N/A	+13.89%
2010	N/A	+11.23%
2009	N/A	-24.50%
2008	N/A	+42.32%
2007	N/A	+0.83%
2006	N/A	+22.70%
2005	N/A	+0.56%
2004	N/A	+13.31%
2003	N/A	+23.02%
2002	N/A	+2.79%
2001	N/A	+7.56%
2000	N/A	+16.58%
1999	N/A	+2.69%

BILL vs SR Drawdown Comparison

The maximum drawdown for BILL was -90.66%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for SR was -44.98%, occurring on May 27, 2009. Recovery took 1122 trading sessions.

The current BILL drawdown is -85.98%. The current SR drawdown is -12.98%.

Rank	BILL	SR
#1	-90.66% Nov 9, 2021 - Jun 22, 2026	-44.98% Nov 3, 2008 - Apr 22, 2013
#2	-53.59% Feb 12, 2020 - May 6, 2020	-39.52% Feb 18, 2020 - Nov 22, 2024
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-24.95% Nov 30, 2017 - Nov 19, 2018
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-23.79% Oct 1, 2008 - Oct 30, 2008
#5	-23.16% May 8, 2020 - Jun 22, 2020	-20.54% Nov 18, 1999 - Aug 30, 2000
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	-20.30% May 3, 2002 - Aug 19, 2002
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	-19.38% Apr 9, 2026 - Jun 22, 2026
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	-19.06% Nov 15, 2006 - Dec 6, 2007
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	-16.24% Apr 2, 2004 - Nov 3, 2004
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	-15.59% Sep 12, 2005 - Feb 22, 2006
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	-15.10% Mar 7, 2005 - Jun 28, 2005
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	-14.72% Jun 30, 2016 - Apr 12, 2017
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	-14.14% Dec 27, 2000 - Mar 13, 2001
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	-13.66% Jun 28, 2001 - Jan 2, 2002
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	-13.41% Sep 30, 2019 - Feb 5, 2020

Correlation

Correlation between BILL and SR is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101