BILL vs PHI

Comparison between BILL Holdings Inc (BILL, Company) and PLDT Inc (PHI, Company).

BILL is from the Technology sector, while PHI is from the Communication Services sector.

5-Year PerformancePHI has outperformed BILL, delivering a return of +1.8% compared to -26.1%

BILL vs PHI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	PHI(COMPANY)
Market Cap	$3.90B	$3.90B
Max Drawdown	90.66%	85.95%
Sharpe Ratio	0.12	-0.23
5Y Beta	1.64	0.32
Industry	Software - Application	Telecom Services
P/E Ratio	-997.26	7.57
Forward P/E	12.35	7.21
PEG Ratio	0.40	2.59
Dividend Yield	N/A	8.27%
5Y Dividends CAGR	N/A	0.49%
5Y EPS CAGR	N/A	0.73%
Debt to Equity	48.25%	283.75%
Free Cash Flow Yield	9.82%	16.42%
P/S Ratio	2.53	0.02
P/B Ratio	1.06	1.92

Market Cap

Winner

BILL

$3.90B

PHI

$3.90B

Max Drawdown

BILL

90.66%

Winner

PHI

85.95%

Sharpe Ratio

Winner

BILL

0.12

PHI

-0.23

5Y Beta

BILL

1.64

Winner

PHI

0.32

Industry

BILL

Software - Application

PHI

Telecom Services

P/E Ratio

Winner

BILL

-997.26

PHI

7.57

Forward P/E

BILL

12.35

Winner

PHI

7.21

PEG Ratio

Winner

BILL

0.40

PHI

2.59

Dividend Yield

BILL

N/A

PHI

8.27%

5Y Dividends CAGR

BILL

N/A

PHI

0.49%

5Y EPS CAGR

BILL

N/A

PHI

0.73%

Debt to Equity

Winner

BILL

48.25%

PHI

283.75%

Free Cash Flow Yield

BILL

9.82%

Winner

PHI

16.42%

P/S Ratio

BILL

2.53

Winner

PHI

0.02

P/B Ratio

Winner

BILL

1.06

PHI

1.92

BILL vs PHI - Historical Returns

Returns include dividend reinvestment.

Period	BILL	PHI
1 month	+23.40%	+7.61%
3 months	+11.86%	-6.83%
6 months	-17.73%	-11.73%
1 year	-10.60%	-3.36%
5 years(CAGR)	-26.06%	+1.76%
10 years(CAGR)	N/A	-2.17%
Max(CAGR)	+2.36%	+4.93%

Winner

BILL

+23.40%

PHI

+7.61%

Winner

BILL

+11.86%

PHI

-6.83%

BILL

-17.73%

Winner

PHI

-11.73%

BILL

-10.60%

Winner

PHI

-3.36%

5Y(CAGR)

BILL

-26.06%

Winner

PHI

+1.76%

10Y(CAGR)

BILL

N/A

PHI

-2.17%

Max(CAGR)

BILL

+2.36%

Winner

PHI

+4.93%

BILL vs PHI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BILL	PHI
2026	-18.14%	-8.70%
2025	-35.11%	+5.10%
2024	+9.69%	+0.80%
2023	-25.32%	+7.55%
2022	-53.34%	-31.32%
2021	+81.25%	+32.22%
2020	+252.71%	+51.15%
2019	+7.18%	-1.35%
2018	N/A	-28.25%
2017	N/A	+12.73%
2016	N/A	-30.41%
2015	N/A	-29.14%
2014	N/A	+13.92%
2013	N/A	+1.57%
2012	N/A	+10.84%
2011	N/A	+9.71%
2010	N/A	+10.47%
2009	N/A	+29.35%
2008	N/A	-33.36%
2007	N/A	+53.61%
2006	N/A	+51.18%
2005	N/A	+39.11%
2004	N/A	+37.79%
2003	N/A	+259.18%
2002	N/A	-37.82%
2001	N/A	-50.92%
2000	N/A	-36.32%
1999	N/A	+27.93%

BILL vs PHI Drawdown Comparison

The maximum drawdown for BILL was -90.66%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for PHI was -85.86%, occurring on Oct 22, 2002. Recovery took 1359 trading sessions.

The current BILL drawdown is -87.91%. The current PHI drawdown is -50.68%.

Rank	BILL	PHI
#1	-90.66% Nov 9, 2021 - Jun 22, 2026	-85.86% Jan 3, 2000 - Jun 1, 2005
#2	-53.59% Feb 12, 2020 - May 6, 2020	-73.00% Sep 5, 2014 - Mar 18, 2020
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-47.13% Dec 31, 2007 - Oct 4, 2010
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-23.91% May 15, 2013 - Aug 14, 2014
#5	-23.16% May 8, 2020 - Jun 22, 2020	-23.88% Oct 7, 2010 - Dec 20, 2011
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	-23.65% May 8, 2006 - Sep 15, 2006
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	-18.33% Jan 20, 2012 - Jul 3, 2012
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	-17.74% Jul 23, 2007 - Aug 31, 2007
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	-17.11% Jan 24, 2007 - May 29, 2007
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	-13.11% Sep 14, 2012 - Jan 30, 2013
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	-12.02% Nov 5, 1999 - Dec 10, 1999
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	-9.85% Dec 10, 1999 - Jan 3, 2000
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	-9.29% Aug 11, 2005 - Sep 28, 2005
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	-9.22% Jan 9, 2006 - Jan 27, 2006
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	-8.25% Feb 6, 2006 - Mar 17, 2006