BILL vs LRN

Comparison between BILL Holdings Inc (BILL, Company) and Stride Inc (LRN, Company).

BILL is from the Technology sector, while LRN is from the Consumer Defensive sector.

5-Year PerformanceLRN has outperformed BILL, delivering a return of +26.0% compared to -24.3%

BILL vs LRN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	LRN(COMPANY)
Market Cap	$3.80B	$3.78B
Max Drawdown	89.86%	81.41%
Sharpe Ratio	-0.11	-0.42
5Y Beta	1.66	0.49
Industry	Software - Application	Education & Training Services
P/E Ratio	-972.39	12.42
Forward P/E	11.42	9.85
PEG Ratio	0.38	3.07
5Y EPS CAGR	N/A	35.20%
Debt to Equity	48.25%	25.43%
Free Cash Flow Yield	10.07%	10.93%
P/S Ratio	2.39	1.49
P/B Ratio	1.00	2.31

Market Cap

Winner

BILL

$3.80B

LRN

$3.78B

Max Drawdown

BILL

89.86%

Winner

LRN

81.41%

Sharpe Ratio

Winner

BILL

-0.11

LRN

-0.42

5Y Beta

BILL

1.66

Winner

LRN

0.49

Industry

BILL

Software - Application

LRN

Education & Training Services

P/E Ratio

Winner

BILL

-972.39

LRN

12.42

Forward P/E

BILL

11.42

Winner

LRN

9.85

PEG Ratio

Winner

BILL

0.38

LRN

3.07

5Y EPS CAGR

BILL

N/A

LRN

35.20%

Debt to Equity

BILL

48.25%

Winner

LRN

25.43%

Free Cash Flow Yield

BILL

10.07%

Winner

LRN

10.93%

P/S Ratio

BILL

2.39

Winner

LRN

1.49

P/B Ratio

Winner

BILL

1.00

LRN

2.31

BILL vs LRN - Historical Returns

Returns include dividend reinvestment.

Period	BILL	LRN
1 month	-9.74%	-13.13%
3 months	-13.83%	+9.57%
6 months	-25.01%	+35.17%
1 year	-17.96%	-42.59%
5 years(CAGR)	-24.31%	+25.95%
10 years(CAGR)	N/A	+22.45%
Max(CAGR)	+0.28%	+7.21%

Winner

BILL

-9.74%

LRN

-13.13%

BILL

-13.83%

Winner

LRN

+9.57%

BILL

-25.01%

Winner

LRN

+35.17%

Winner

BILL

-17.96%

LRN

-42.59%

5Y(CAGR)

BILL

-24.31%

Winner

LRN

+25.95%

10Y(CAGR)

BILL

N/A

LRN

+22.45%

Max(CAGR)

BILL

+0.28%

Winner

LRN

+7.21%

BILL vs LRN - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BILL	LRN
2026	-28.52%	+37.18%
2025	-35.11%	-38.94%
2024	+9.69%	+71.84%
2023	-25.32%	+79.31%
2022	-53.34%	-5.90%
2021	+81.25%	+58.64%
2020	+252.71%	+5.46%
2019	+7.18%	-15.10%
2018	N/A	+53.88%
2017	N/A	-9.14%
2016	N/A	+100.70%
2015	N/A	-24.79%
2014	N/A	-43.50%
2013	N/A	+5.17%
2012	N/A	+13.43%
2011	N/A	-38.98%
2010	N/A	+44.82%
2009	N/A	+8.34%
2008	N/A	-28.87%
2007	N/A	+5.38%

BILL vs LRN Drawdown Comparison

The maximum drawdown for BILL was -89.86%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for LRN was -81.41%, occurring on Jan 13, 2016. Recovery took 2317 trading sessions.

The current BILL drawdown is -89.44%. The current LRN drawdown is -47.81%.

Rank	BILL	LRN
#1	-89.86% Nov 9, 2021 - Apr 10, 2026	-81.41% Apr 29, 2011 - Jul 15, 2020
#2	-53.59% Feb 12, 2020 - May 6, 2020	-64.07% Aug 27, 2025 - Dec 4, 2025
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-59.52% Aug 5, 2020 - Oct 25, 2023
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-57.65% May 29, 2008 - Sep 24, 2010
#5	-23.16% May 8, 2020 - Jun 22, 2020	-37.93% Dec 19, 2007 - May 29, 2008
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	-24.93% Sep 30, 2024 - Oct 23, 2024
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	-20.22% May 5, 2025 - Aug 18, 2025
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	-19.97% Sep 24, 2010 - Jan 3, 2011
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	-16.79% Feb 7, 2025 - Apr 29, 2025
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	-13.13% Jan 10, 2011 - Feb 10, 2011
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	-11.75% Mar 25, 2024 - Apr 25, 2024
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	-11.46% Feb 9, 2024 - Mar 20, 2024
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	-9.01% May 8, 2024 - Jul 26, 2024
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	-7.29% Jul 22, 2020 - Aug 5, 2020
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	-7.25% Aug 19, 2024 - Sep 19, 2024

Correlation

Correlation between BILL and LRN is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101