BILL vs GBDC

Comparison between BILL Holdings Inc (BILL, Company) and Golub Capital BDC Inc (GBDC, Company).

BILL is from the Technology sector, while GBDC is from the Financial Services sector.

5-Year PerformanceGBDC has outperformed BILL, delivering a return of +5.7% compared to -29.7%

BILL vs GBDC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	GBDC(COMPANY)
Market Cap	$3.22B	$3.23B
Max Drawdown	90.66%	53.13%
Sharpe Ratio	-0.17	-0.38
5Y Beta	1.66	0.59
Industry	Software - Application	Asset Management
P/E Ratio	-824.15	16.07
Forward P/E	9.61	9.94
Dividend Yield	N/A	11.70%
5Y Dividends CAGR	N/A	4.42%
Debt to Equity	48.25%	125.46%
Free Cash Flow Yield	11.88%	16.32%

Market Cap

BILL

$3.22B

Winner

GBDC

$3.23B

Max Drawdown

BILL

90.66%

Winner

GBDC

53.13%

Sharpe Ratio

Winner

BILL

-0.17

GBDC

-0.38

5Y Beta

BILL

1.66

Winner

GBDC

0.59

Industry

BILL

Software - Application

GBDC

Asset Management

P/E Ratio

Winner

BILL

-824.15

GBDC

16.07

Forward P/E

Winner

BILL

9.61

GBDC

9.94

Dividend Yield

BILL

N/A

GBDC

11.70%

5Y Dividends CAGR

BILL

N/A

GBDC

4.42%

Debt to Equity

Winner

BILL

48.25%

GBDC

125.46%

Free Cash Flow Yield

BILL

11.88%

Winner

GBDC

16.32%

BILL vs GBDC - Historical Returns

Returns include dividend reinvestment.

Period	BILL	GBDC
1 month	-11.54%	-2.18%
3 months	-21.04%	-0.09%
6 months	-43.04%	-4.03%
1 year	-27.82%	-3.91%
5 years(CAGR)	-29.73%	+5.74%
10 years(CAGR)	N/A	+5.97%
Max(CAGR)	-1.59%	+7.91%

BILL

-11.54%

Winner

GBDC

-2.18%

BILL

-21.04%

Winner

GBDC

-0.09%

BILL

-43.04%

Winner

GBDC

-4.03%

BILL

-27.82%

Winner

GBDC

-3.91%

5Y(CAGR)

BILL

-29.73%

Winner

GBDC

+5.74%

10Y(CAGR)

BILL

N/A

GBDC

+5.97%

Max(CAGR)

BILL

-1.59%

Winner

GBDC

+7.91%

BILL vs GBDC - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	BILL	GBDC
2026	-36.77%	-4.52%
2025	-35.11%	-1.11%
2024	+9.69%	+13.64%
2023	-25.32%	+27.67%
2022	-53.34%	-6.92%
2021	+81.25%	+17.19%
2020	+252.71%	-14.35%
2019	+7.18%	+20.08%
2018	N/A	-1.64%
2017	N/A	+6.26%
2016	N/A	+18.96%
2015	N/A	+0.75%
2014	N/A	+3.12%
2013	N/A	+27.92%
2012	N/A	+12.24%
2011	N/A	-4.31%
2010	N/A	+23.10%

BILL vs GBDC Drawdown Comparison

The maximum drawdown for BILL was -90.66%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for GBDC was -47.30%, occurring on Apr 2, 2020. Recovery took 441 trading sessions.

The current BILL drawdown is -90.66%. The current GBDC drawdown is -11.54%.

Rank	BILL	GBDC
#1	-90.66% Nov 9, 2021 - Jun 22, 2026	-47.30% Dec 30, 2019 - Sep 29, 2021
#2	-53.59% Feb 12, 2020 - May 6, 2020	-19.26% Feb 10, 2022 - Aug 7, 2023
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-18.70% Dec 30, 2010 - Sep 12, 2012
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-18.14% Jul 17, 2025 - Feb 27, 2026
#5	-23.16% May 8, 2020 - Jun 22, 2020	-16.72% Mar 14, 2014 - Dec 30, 2014
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	-16.54% Apr 29, 2024 - Jul 14, 2025
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	-13.47% Apr 20, 2010 - Jun 24, 2010
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	-11.72% Nov 9, 2018 - Feb 26, 2019
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	-11.17% Dec 1, 2015 - Mar 7, 2016
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	-9.65% Aug 30, 2016 - Jan 24, 2017
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	-9.62% Oct 5, 2012 - Dec 21, 2012
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	-9.41% Jul 23, 2013 - Nov 20, 2013
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	-9.02% May 5, 2017 - Jul 17, 2018
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	-8.74% Apr 23, 2015 - Nov 24, 2015
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	-7.52% Nov 26, 2010 - Dec 30, 2010

Correlation

Correlation between BILL and GBDC is -0.42 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.42

-101