BILL vs DAVE

Comparison between BILL Holdings Inc (BILL, Company) and Dave Inc - Class A (DAVE, Company).

Both BILL and DAVE are from the Technology sector.

5-Year PerformanceDAVE has outperformed BILL, delivering a return of -4.0% compared to -24.7%

BILL vs DAVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BILL(COMPANY)	DAVE(COMPANY)
Market Cap	$3.44B	$3.44B
Max Drawdown	89.86%	99.01%
Sharpe Ratio	-0.14	0.62
5Y Beta	1.66	2.31
Industry	Software - Application	Software - Application
P/E Ratio	-880.63	18.27
Forward P/E	10.73	17.24
PEG Ratio	0.34	0.04
Debt to Equity	48.25%	0.00%
Free Cash Flow Yield	11.12%	9.48%
P/S Ratio	2.16	5.65
P/B Ratio	0.91	16.80

Market Cap

Winner

BILL

$3.44B

DAVE

$3.44B

Max Drawdown

Winner

BILL

89.86%

DAVE

99.01%

Sharpe Ratio

BILL

-0.14

Winner

DAVE

0.62

5Y Beta

Winner

BILL

1.66

DAVE

2.31

Industry

BILL

Software - Application

DAVE

Software - Application

P/E Ratio

Winner

BILL

-880.63

DAVE

18.27

Forward P/E

Winner

BILL

10.73

DAVE

17.24

PEG Ratio

BILL

0.34

Winner

DAVE

0.04

Debt to Equity

BILL

48.25%

Winner

DAVE

0.00%

Free Cash Flow Yield

Winner

BILL

11.12%

DAVE

9.48%

P/S Ratio

Winner

BILL

2.16

DAVE

5.65

P/B Ratio

Winner

BILL

0.91

DAVE

16.80

BILL vs DAVE - Historical Returns

Returns include dividend reinvestment.

Period	BILL	DAVE
1 month	-6.09%	-2.11%
3 months	-20.26%	+18.35%
6 months	-32.68%	+24.75%
1 year	-21.22%	+23.46%
5 years(CAGR)	-24.67%	-3.98%
Max(CAGR)	+0.21%	-3.73%

BILL

-6.09%

Winner

DAVE

-2.11%

BILL

-20.26%

Winner

DAVE

+18.35%

BILL

-32.68%

Winner

DAVE

+24.75%

BILL

-21.22%

Winner

DAVE

+23.46%

5Y(CAGR)

BILL

-24.67%

Winner

DAVE

-3.98%

Max(CAGR)

Winner

BILL

+0.21%

DAVE

-3.73%

BILL vs DAVE - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	BILL	DAVE
2026	-28.83%	+17.66%
2025	-35.11%	+156.53%
2024	+9.69%	+908.35%
2023	-25.32%	-9.43%
2022	-53.34%	-96.52%
2021	+81.25%	+4.59%
2020	+252.71%	N/A
2019	+7.18%	N/A

BILL vs DAVE Drawdown Comparison

The maximum drawdown for BILL was -89.86%, occurring on May 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for DAVE was -99.01%, occurring on May 19, 2023. This drawdown has not yet recovered.

The current BILL drawdown is -89.49%. The current DAVE drawdown is -43.56%.

Rank	BILL	DAVE
#1	-89.86% Nov 9, 2021 - May 27, 2026	-99.01% Feb 1, 2022 - May 19, 2023
#2	-53.59% Feb 12, 2020 - May 6, 2020	-51.80% Dec 31, 2021 - Jan 28, 2022
#3	-32.12% Feb 10, 2021 - Jul 20, 2021	-2.70% Apr 27, 2021 - Sep 10, 2021
#4	-26.21% Dec 22, 2020 - Feb 5, 2021	-2.70% Sep 10, 2021 - Dec 31, 2021
#5	-23.16% May 8, 2020 - Jun 22, 2020	N/A
#6	-20.78% Aug 27, 2020 - Oct 7, 2020	N/A
#7	-20.52% Oct 14, 2020 - Nov 30, 2020	N/A
#8	-16.69% Aug 6, 2020 - Aug 26, 2020	N/A
#9	-13.03% Sep 8, 2021 - Oct 14, 2021	N/A
#10	-11.07% Jul 9, 2020 - Jul 30, 2020	N/A
#11	-8.81% Dec 24, 2019 - Jan 13, 2020	N/A
#12	-8.30% Feb 4, 2020 - Feb 7, 2020	N/A
#13	-6.67% Dec 13, 2019 - Dec 24, 2019	N/A
#14	-5.92% Feb 5, 2021 - Feb 10, 2021	N/A
#15	-5.75% Aug 5, 2021 - Aug 20, 2021	N/A