BHB vs RYAM

Comparison between Bar Harbor Bankshares Inc (BHB, Company) and Rayonier Advanced Materials Inc (RYAM, Company).

BHB is from the Financial Services sector, while RYAM is from the Basic Materials sector.

5-Year PerformanceBHB has outperformed RYAM, delivering a return of +11.4% compared to +4.9%

BHB vs RYAM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BHB(COMPANY)	RYAM(COMPANY)
Market Cap	$609M	$610M
Max Drawdown	58.37%	97.77%
Sharpe Ratio	1.06	1.47
5Y Beta	0.81	1.43
Industry	Banks - Regional	Chemicals
P/E Ratio	14.91	-1.29
Forward P/E	12.12	27.55
PEG Ratio	N/A	-0.00
Dividend Yield	3.54%	N/A
5Y Dividends CAGR	7.63%	N/A
5Y EPS CAGR	4.85%	188.17%
Debt to Equity	40.10%	12.19%
Free Cash Flow Yield	6.35%	2.66%

Market Cap

BHB

$609M

Winner

RYAM

$610M

Max Drawdown

Winner

BHB

58.37%

RYAM

97.77%

Sharpe Ratio

BHB

1.06

Winner

RYAM

1.47

5Y Beta

Winner

BHB

0.81

RYAM

1.43

Industry

BHB

Banks - Regional

RYAM

Chemicals

P/E Ratio

BHB

14.91

Winner

RYAM

-1.29

Forward P/E

Winner

BHB

12.12

RYAM

27.55

PEG Ratio

BHB

N/A

RYAM

-0.00

Dividend Yield

BHB

3.54%

RYAM

N/A

5Y Dividends CAGR

BHB

7.63%

RYAM

N/A

5Y EPS CAGR

BHB

4.85%

Winner

RYAM

188.17%

Debt to Equity

BHB

40.10%

Winner

RYAM

12.19%

Free Cash Flow Yield

Winner

BHB

6.35%

RYAM

2.66%

BHB vs RYAM - Historical Returns

Returns include dividend reinvestment.

Period	BHB	RYAM
1 month	+7.38%	+0.67%
3 months	+18.57%	-20.26%
6 months	+10.96%	+58.49%
1 year	+32.07%	+134.46%
5 years(CAGR)	+11.43%	+4.94%
10 years(CAGR)	+8.50%	-2.77%
Max(CAGR)	+9.68%	-10.97%

Winner

BHB

+7.38%

RYAM

+0.67%

Winner

BHB

+18.57%

RYAM

-20.26%

BHB

+10.96%

Winner

RYAM

+58.49%

BHB

+32.07%

Winner

RYAM

+134.46%

5Y(CAGR)

Winner

BHB

+11.43%

RYAM

+4.94%

10Y(CAGR)

Winner

BHB

+8.50%

RYAM

-2.77%

Max(CAGR)

Winner

BHB

+9.68%

RYAM

-10.97%

BHB vs RYAM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BHB	RYAM
2026	+18.78%	+54.44%
2025	+7.40%	-29.12%
2024	+8.08%	+96.43%
2023	-2.13%	-56.55%
2022	+13.36%	+64.38%
2021	+32.83%	-12.96%
2020	-6.07%	+63.00%
2019	+14.22%	-63.98%
2018	-14.56%	-46.75%
2017	-12.26%	+32.15%
2016	+44.62%	+66.36%
2015	+12.20%	-55.36%
2014	+25.41%	-44.84%
2013	+18.11%	N/A
2012	+15.96%	N/A
2011	+7.48%	N/A
2010	+9.96%	N/A
2009	+7.95%	N/A
2008	-14.70%	N/A
2007	+4.79%	N/A
2006	+24.29%	N/A
2005	-6.11%	N/A
2004	+11.05%	N/A
2003	+45.71%	N/A
2002	+14.03%	N/A
2001	+33.40%	N/A
2000	-15.84%	N/A
1999	-1.77%	N/A

BHB vs RYAM Drawdown Comparison

The maximum drawdown for BHB was -54.34%, occurring on Apr 16, 2020. Recovery took 986 trading sessions.

The maximum drawdown for RYAM was -97.52%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The current BHB drawdown is -1.57%. The current RYAM drawdown is -76.90%.

Rank	BHB	RYAM
#1	-54.34% Mar 31, 2017 - Mar 3, 2021	-97.52% Jul 16, 2014 - Apr 3, 2020
#2	-42.46% Oct 24, 2007 - Jun 26, 2009	-9.59% Jun 16, 2014 - Jul 3, 2014
#3	-33.36% Dec 16, 2022 - Jul 16, 2024	-5.39% Jul 3, 2014 - Jul 15, 2014
#4	-32.13% Nov 30, 1999 - Aug 31, 2001	N/A
#5	-28.25% Aug 19, 2009 - Mar 19, 2012	N/A
#6	-27.15% Nov 6, 2024 - Jun 5, 2026	N/A
#7	-23.25% Nov 11, 2021 - Dec 13, 2022	N/A
#8	-19.62% May 26, 2015 - Jul 12, 2016	N/A
#9	-19.39% Mar 8, 2021 - Nov 8, 2021	N/A
#10	-17.34% Dec 13, 2016 - Mar 31, 2017	N/A
#11	-17.00% Jan 16, 2002 - Apr 30, 2002	N/A
#12	-16.75% Jun 10, 2002 - May 7, 2003	N/A
#13	-14.60% Aug 31, 2001 - Nov 9, 2001	N/A
#14	-14.34% Jul 25, 2024 - Sep 19, 2024	N/A
#15	-14.00% Jun 19, 2012 - Mar 4, 2013	N/A

Correlation

Correlation between BHB and RYAM is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

-101

Dividend Comparison (1999 - 2026)

BHB vs RYAM dividend yield comparison.

Year	BHB	RYAM
2026	1.81%	0.00%
2025	4.06%	0.00%
2024	3.86%	0.00%
2023	3.75%	0.00%
2022	3.18%	0.00%
2021	3.25%	0.00%
2020	3.90%	0.00%
2019	3.39%	3.65%
2018	3.51%	2.63%
2017	2.76%	1.37%
2016	2.30%	1.81%
2015	2.93%	2.86%
2014	2.83%	0.63%
2013	3.13%	0.00%
2012	3.48%	0.00%
2011	3.65%	0.00%
2010	3.60%	0.00%
2009	3.79%	0.00%
2008	3.96%	0.00%
2007	3.04%	0.00%
2006	2.85%	0.00%
2005	3.19%	0.00%
2004	2.76%	0.00%
2003	2.81%	0.00%
2002	3.94%	0.00%
2001	4.22%	0.00%
2000	5.38%	0.00%
1999	1.07%	0.00%