BH vs CLBK

Comparison between Biglari Holdings Inc - Class B (BH, Company) and Columbia Financial Inc (CLBK, Company).

BH is from the Consumer Cyclical sector, while CLBK is from the Financial Services sector.

BH vs CLBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BH(COMPANY)	CLBK(COMPANY)
Market Cap	$1.21B	$1.21B
Max Drawdown	87.84%	4.46%
Sharpe Ratio	0.81	2.76
5Y Beta	0.89	-0.11
Industry	Restaurants	Banks - Regional
Forward P/E	10.57	72.46
Debt to Equity	43.86%	101.86%
Free Cash Flow Yield	4.14%	0.00%

Market Cap

Winner

$1.21B

CLBK

$1.21B

Max Drawdown

87.84%

Winner

CLBK

4.46%

Sharpe Ratio

0.81

Winner

CLBK

2.76

5Y Beta

0.89

Winner

CLBK

-0.11

Industry

Restaurants

CLBK

Banks - Regional

Forward P/E

Winner

10.57

CLBK

72.46

Debt to Equity

Winner

43.86%

CLBK

101.86%

Free Cash Flow Yield

Winner

4.14%

CLBK

0.00%

BH vs CLBK - Historical Returns

Returns include dividend reinvestment.

Period	BH	CLBK
1 month	-0.51%	N/A
3 months	+53.25%	N/A
6 months	-2.17%	N/A
1 year	+35.14%	N/A
5 years(CAGR)	+16.82%	N/A
10 years(CAGR)	+3.18%	N/A
Max(CAGR)	+3.58%	+129.22%

-0.51%

CLBK

N/A

+53.25%

CLBK

N/A

-2.17%

CLBK

N/A

+35.14%

CLBK

N/A

5Y(CAGR)

+16.82%

CLBK

N/A

10Y(CAGR)

+3.18%

CLBK

N/A

Max(CAGR)

+3.58%

Winner

CLBK

+129.22%

BH vs CLBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BH	CLBK
2026	+12.95%	+5.60%
2025	+32.99%	N/A
2024	+59.80%	N/A
2023	+19.21%	N/A
2022	-1.68%	N/A
2021	+30.19%	N/A
2020	-2.97%	N/A
2019	-2.10%	N/A
2018	-59.43%	N/A
2017	-13.48%	N/A
2016	+41.03%	N/A
2015	-19.15%	N/A
2014	-20.21%	N/A
2013	+37.54%	N/A
2012	+4.01%	N/A
2011	-11.27%	N/A
2010	+30.54%	N/A
2009	+162.66%	N/A
2008	-43.33%	N/A
2007	-37.96%	N/A
2006	+5.20%	N/A
2005	-13.25%	N/A
2004	+11.56%	N/A
2003	+75.86%	N/A
2002	-5.03%	N/A
2001	+62.11%	N/A
2000	-31.20%	N/A
1999	-17.71%	N/A

BH vs CLBK Drawdown Comparison

The maximum drawdown for BH was -87.84%, occurring on Mar 20, 2020. Recovery took 2966 trading sessions.

The maximum drawdown for CLBK was -4.46%, occurring on Aug 3, 2026. Recovery took 17 trading sessions.

The current BH drawdown is -18.61%.

Rank	BH	CLBK
#1	-87.84% Dec 26, 2013 - Oct 13, 2025	-4.46% Jul 20, 2026 - Aug 12, 2026
#2	-86.56% Aug 1, 2005 - Dec 20, 2010	N/A
#3	-48.04% Jan 21, 2026 - May 11, 2026	N/A
#4	-46.45% Nov 2, 1999 - Jan 14, 2002	N/A
#5	-43.19% Jun 28, 2002 - Jul 9, 2003	N/A
#6	-37.63% Feb 8, 2011 - Aug 22, 2013	N/A
#7	-27.01% Oct 24, 2025 - Jan 7, 2026	N/A
#8	-24.52% Jan 21, 2004 - Aug 1, 2005	N/A
#9	-13.18% Feb 25, 2002 - Jun 14, 2002	N/A
#10	-11.86% Jun 17, 2002 - Jun 28, 2002	N/A
#11	-10.28% Jul 9, 2003 - Sep 11, 2003	N/A
#12	-9.60% Sep 18, 2003 - Oct 14, 2003	N/A
#13	-9.38% Nov 3, 2003 - Dec 30, 2003	N/A
#14	-7.76% Dec 20, 2010 - Jan 14, 2011	N/A
#15	-7.76% Jan 23, 2002 - Feb 22, 2002	N/A

Correlation

Correlation between BH and CLBK is -1.00 which considered as a very strong negative correlation - the stocks move almost identically in opposite directions.

-1.00

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