BH-A vs ACIW

Comparison between Biglari Holdings Inc - Class A (BH-A, Company) and ACI Worldwide Inc (ACIW, Company).

BH-A is from the Consumer Cyclical sector, while ACIW is from the Technology sector.

5-Year PerformanceBH-A has outperformed ACIW, delivering a return of +14.0% compared to +1.8%

BH-A vs ACIW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BH-A(COMPANY)	ACIW(COMPANY)
Market Cap	$4.28B	$4.29B
Max Drawdown	77.48%	89.14%
Sharpe Ratio	0.64	-0.21
5Y Beta	0.51	1.01
Industry	Restaurants	Software - Infrastructure
P/E Ratio	192.33	21.10
Forward P/E	N/A	13.30
PEG Ratio	N/A	1.77
5Y EPS CAGR	N/A	19.78%
Debt to Equity	40.64%	53.80%
Free Cash Flow Yield	1.90%	6.88%
P/S Ratio	3.32	2.40
P/B Ratio	1.70	2.87

Market Cap

BH-A

$4.28B

Winner

ACIW

$4.29B

Max Drawdown

Winner

BH-A

77.48%

ACIW

89.14%

Sharpe Ratio

Winner

BH-A

0.64

ACIW

-0.21

5Y Beta

Winner

BH-A

0.51

ACIW

1.01

Industry

BH-A

Restaurants

ACIW

Software - Infrastructure

P/E Ratio

BH-A

192.33

Winner

ACIW

21.10

Forward P/E

BH-A

N/A

ACIW

13.30

PEG Ratio

BH-A

N/A

ACIW

1.77

5Y EPS CAGR

BH-A

N/A

ACIW

19.78%

Debt to Equity

Winner

BH-A

40.64%

ACIW

53.80%

Free Cash Flow Yield

BH-A

1.90%

Winner

ACIW

6.88%

P/S Ratio

BH-A

3.32

Winner

ACIW

2.40

P/B Ratio

Winner

BH-A

1.70

ACIW

2.87

BH-A vs ACIW - Historical Returns

Returns include dividend reinvestment.

Period	BH-A	ACIW
1 month	+2.87%	-3.08%
3 months	-11.76%	-0.14%
6 months	+3.96%	-6.77%
1 year	+26.12%	-8.88%
5 years(CAGR)	+14.05%	+1.81%
10 years(CAGR)	+3.74%	+7.21%
Max(CAGR)	+3.74%	+5.39%

Winner

BH-A

+2.87%

ACIW

-3.08%

BH-A

-11.76%

Winner

ACIW

-0.14%

Winner

BH-A

+3.96%

ACIW

-6.77%

Winner

BH-A

+26.12%

ACIW

-8.88%

5Y(CAGR)

Winner

BH-A

+14.05%

ACIW

+1.81%

10Y(CAGR)

BH-A

+3.74%

Winner

ACIW

+7.21%

Max(CAGR)

BH-A

+3.74%

Winner

ACIW

+5.39%

BH-A vs ACIW - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BH-A	ACIW
2026	-12.86%	-6.28%
2025	+37.01%	-9.09%
2024	+60.59%	+70.87%
2023	+14.88%	+32.87%
2022	-1.08%	-34.19%
2021	+20.87%	-8.39%
2020	-0.68%	+0.60%
2019	-5.44%	+39.61%
2018	-50.01%	+21.95%
2017	N/A	+22.14%
2016	N/A	-12.19%
2015	N/A	+8.57%
2014	N/A	-3.95%
2013	N/A	+46.23%
2012	N/A	+52.55%
2011	N/A	+4.34%
2010	N/A	+53.28%
2009	N/A	+6.72%
2008	N/A	-13.07%
2007	N/A	-42.16%
2006	N/A	+12.04%
2005	N/A	+47.41%
2004	N/A	-12.17%
2003	N/A	+215.89%
2002	N/A	-45.19%
2001	N/A	+6.61%
2000	N/A	-56.99%
1999	N/A	-11.81%

BH-A vs ACIW Drawdown Comparison

The maximum drawdown for BH-A was -77.48%, occurring on May 15, 2020. Recovery took 1668 trading sessions.

The maximum drawdown for ACIW was -89.14%, occurring on Oct 10, 2002. Recovery took 3106 trading sessions.

The current BH-A drawdown is -35.75%. The current ACIW drawdown is -27.70%.

Rank	BH-A	ACIW
#1	-77.48% May 1, 2018 - Dec 16, 2024	-89.14% Mar 1, 2000 - Jul 5, 2012
#2	-45.84% Jan 21, 2026 - May 11, 2026	-54.18% Feb 17, 2021 - Jul 29, 2024
#3	-24.85% Dec 26, 2024 - Jun 18, 2025	-45.75% Jan 13, 2020 - Dec 8, 2020
#4	-22.73% Oct 27, 2025 - Dec 23, 2025	-40.61% Nov 3, 1999 - Feb 24, 2000
#5	-13.54% Jul 23, 2025 - Aug 15, 2025	-36.58% Jun 22, 2015 - Mar 7, 2018
#6	-8.99% Dec 17, 2024 - Dec 26, 2024	-35.02% Nov 7, 2024 - Feb 23, 2026
#7	-7.47% Dec 23, 2025 - Jan 6, 2026	-19.76% Apr 30, 2019 - Nov 19, 2019
#8	-5.99% Aug 28, 2025 - Oct 2, 2025	-19.74% Dec 31, 2013 - Mar 20, 2015
#9	-5.15% Aug 15, 2025 - Aug 27, 2025	-18.28% Jul 13, 2012 - Jan 18, 2013
#10	-3.02% Oct 9, 2025 - Oct 13, 2025	-16.47% Nov 9, 2018 - Feb 6, 2019
#11	-2.74% Jun 23, 2025 - Jul 8, 2025	-15.66% Sep 14, 2018 - Nov 8, 2018
#12	-2.20% Jan 16, 2026 - Jan 21, 2026	-14.19% Mar 15, 2018 - Jun 18, 2018
#13	-2.01% Jul 9, 2025 - Jul 17, 2025	-12.20% Mar 28, 2013 - Aug 5, 2013
#14	-1.31% Oct 15, 2025 - Oct 17, 2025	-9.65% Jun 19, 2018 - Aug 3, 2018
#15	-1.00% Oct 2, 2025 - Oct 7, 2025	-7.70% Oct 16, 2024 - Nov 6, 2024