BFS-P-D vs ACIC

Comparison between Saul Centers Inc (BFS-P-D, Company) and American Coastal Insurance Corp (ACIC, Company).

5-Year PerformanceACIC has outperformed BFS-P-D, delivering a return of +16.4% compared to +2.0%

BFS-P-D vs ACIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BFS-P-D(COMPANY)	ACIC(COMPANY)
Market Cap	$516M	$518M
Max Drawdown	50.93%	98.93%
Sharpe Ratio	0.34	-0.18
5Y Beta	0.19	0.44
Industry	Other	Insurance - Property & Casualty
P/E Ratio	13.96	4.98
Forward P/E	N/A	9.51
PEG Ratio	N/A	0.12
Dividend Yield	N/A	6.44%
5Y Dividends CAGR	4.56%	39.10%
5Y EPS CAGR	-1.19%	N/A
Debt to Equity	529.23%	0.00%
Free Cash Flow Yield	19.14%	7.46%
P/S Ratio	N/A	1.55
P/B Ratio	N/A	1.58

Market Cap

BFS-P-D

$516M

Winner

ACIC

$518M

Max Drawdown

Winner

BFS-P-D

50.93%

ACIC

98.93%

Sharpe Ratio

Winner

BFS-P-D

0.34

ACIC

-0.18

5Y Beta

Winner

BFS-P-D

0.19

ACIC

0.44

Industry

BFS-P-D

Other

ACIC

Insurance - Property & Casualty

P/E Ratio

BFS-P-D

13.96

Winner

ACIC

4.98

Forward P/E

BFS-P-D

N/A

ACIC

9.51

PEG Ratio

BFS-P-D

N/A

ACIC

0.12

Dividend Yield

BFS-P-D

N/A

ACIC

6.44%

5Y Dividends CAGR

BFS-P-D

4.56%

Winner

ACIC

39.10%

5Y EPS CAGR

BFS-P-D

-1.19%

ACIC

N/A

Debt to Equity

BFS-P-D

529.23%

Winner

ACIC

0.00%

Free Cash Flow Yield

Winner

BFS-P-D

19.14%

ACIC

7.46%

P/S Ratio

BFS-P-D

N/A

ACIC

1.55

P/B Ratio

BFS-P-D

N/A

ACIC

1.58

BFS-P-D vs ACIC - Historical Returns

Returns include dividend reinvestment.

Period	BFS-P-D	ACIC
1 month	+2.18%	-13.40%
3 months	+2.41%	-11.61%
6 months	+5.37%	-9.52%
1 year	+8.54%	-0.02%
5 years(CAGR)	+2.03%	+16.38%
10 years(CAGR)	+4.66%	-2.87%
Max(CAGR)	+4.66%	+4.02%

Winner

BFS-P-D

+2.18%

ACIC

-13.40%

Winner

BFS-P-D

+2.41%

ACIC

-11.61%

Winner

BFS-P-D

+5.37%

ACIC

-9.52%

Winner

BFS-P-D

+8.54%

ACIC

-0.02%

5Y(CAGR)

BFS-P-D

+2.03%

Winner

ACIC

+16.38%

10Y(CAGR)

Winner

BFS-P-D

+4.66%

ACIC

-2.87%

Max(CAGR)

Winner

BFS-P-D

+4.66%

ACIC

+4.02%

BFS-P-D vs ACIC - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	BFS-P-D	ACIC
2026	+3.30%	-9.67%
2025	+4.57%	-0.79%
2024	-2.60%	+38.62%
2023	+20.66%	+846.00%
2022	-14.34%	-75.76%
2021	+13.75%	-20.50%
2020	-0.80%	-51.96%
2019	+29.63%	-20.86%
2018	-10.09%	-3.50%
2017	N/A	+9.83%
2016	N/A	-9.92%
2015	N/A	-18.29%
2014	N/A	+72.78%
2013	N/A	+132.02%
2012	N/A	+38.44%
2011	N/A	+43.54%
2010	N/A	-21.39%
2009	N/A	+51.34%
2008	N/A	-64.09%
2007	N/A	+1.26%

BFS-P-D vs ACIC Drawdown Comparison

The maximum drawdown for BFS-P-D was -49.02%, occurring on Apr 3, 2020. Recovery took 324 trading sessions.

The maximum drawdown for ACIC was -98.74%, occurring on Nov 25, 2022. This drawdown has not yet recovered.

The current BFS-P-D drawdown is -3.82%. The current ACIC drawdown is -52.09%.

Rank	BFS-P-D	ACIC
#1	-49.02% Oct 25, 2019 - Feb 9, 2021	-98.74% Feb 6, 2015 - Nov 25, 2022
#2	-23.92% Oct 14, 2021 - Dec 29, 2023	-73.44% Sep 26, 2008 - Jul 11, 2013
#3	-14.88% Oct 3, 2024 - Aug 18, 2025	-32.68% Aug 20, 2008 - Sep 26, 2008
#4	-13.95% Mar 7, 2018 - Feb 5, 2019	-28.96% Jun 9, 2014 - Oct 28, 2014
#5	-13.41% Jan 9, 2024 - Sep 17, 2024	-12.00% Dec 31, 2013 - Feb 20, 2014
#6	-9.30% Aug 22, 2025 - Nov 18, 2025	-10.79% Feb 21, 2014 - Mar 5, 2014
#7	-5.49% Feb 12, 2021 - Mar 24, 2021	-10.13% Dec 9, 2014 - Jan 14, 2015
#8	-4.73% Aug 31, 2021 - Oct 13, 2021	-9.90% Mar 19, 2014 - May 5, 2014
#9	-3.24% Aug 6, 2021 - Aug 27, 2021	-7.00% Oct 31, 2014 - Dec 4, 2014
#10	-3.19% Feb 7, 2018 - Mar 5, 2018	-6.95% May 5, 2014 - May 13, 2014
#11	-2.88% Aug 22, 2019 - Sep 20, 2019	-5.68% Sep 19, 2013 - Sep 30, 2013
#12	-2.83% Apr 12, 2019 - Jun 4, 2019	-5.42% May 27, 2014 - Jun 9, 2014
#13	-2.40% Jul 2, 2021 - Jul 30, 2021	-5.06% Mar 6, 2014 - Mar 14, 2014
#14	-2.00% Mar 5, 2019 - Mar 11, 2019	-4.76% Sep 30, 2013 - Oct 28, 2013
#15	-1.87% Feb 5, 2019 - Feb 15, 2019	-4.68% Jan 29, 2015 - Feb 2, 2015

Correlation

Correlation between BFS-P-D and ACIC is -0.24 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.24

-101

Dividend Comparison (2009 - 2026)

BFS-P-D vs ACIC dividend yield comparison.

Year	BFS-P-D	ACIC
2026	3.66%	7.30%
2025	7.36%	3.96%
2024	5.38%	0.00%
2023	6.52%	0.00%
2022	7.33%	5.66%
2021	5.89%	5.53%
2020	6.31%	4.20%
2019	5.86%	1.90%
2018	6.88%	1.44%
2017	0.00%	1.39%
2016	0.00%	1.52%
2015	0.00%	1.17%
2014	0.00%	0.73%
2013	0.00%	0.85%
2012	0.00%	1.33%
2011	0.00%	1.14%
2010	0.00%	1.61%
2009	0.00%	3.95%