BFH vs CELC

Comparison between Bread Financial Holdings Inc (BFH, Company) and Celcuity Inc (CELC, Company).

BFH is from the Financial Services sector, while CELC is from the Healthcare sector.

5-Year PerformanceCELC has outperformed BFH, delivering a return of +27.5% compared to +6.3%

BFH vs CELC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BFH(COMPANY)	CELC(COMPANY)
Market Cap	$4.23B	$4.24B
Max Drawdown	92.70%	85.64%
Sharpe Ratio	1.86	1.61
5Y Beta	1.44	1.09
Industry	Credit Services	Biotechnology
P/E Ratio	8.13	-20.29
Forward P/E	8.90	N/A
PEG Ratio	0.15	-0.75
Dividend Yield	0.87%	N/A
5Y Dividends CAGR	6.07%	N/A
5Y EPS CAGR	7.63%	36.83%
Debt to Equity	0.00%	257.58%
Free Cash Flow Yield	51.68%	-4.08%

Market Cap

BFH

$4.23B

Winner

CELC

$4.24B

Max Drawdown

BFH

92.70%

Winner

CELC

85.64%

Sharpe Ratio

Winner

BFH

1.86

CELC

1.61

5Y Beta

BFH

1.44

Winner

CELC

1.09

Industry

BFH

Credit Services

CELC

Biotechnology

P/E Ratio

BFH

8.13

Winner

CELC

-20.29

Forward P/E

BFH

8.90

CELC

N/A

PEG Ratio

BFH

0.15

Winner

CELC

-0.75

Dividend Yield

BFH

0.87%

CELC

N/A

5Y Dividends CAGR

BFH

6.07%

CELC

N/A

5Y EPS CAGR

BFH

7.63%

Winner

CELC

36.83%

Debt to Equity

Winner

BFH

0.00%

CELC

257.58%

Free Cash Flow Yield

Winner

BFH

51.68%

CELC

-4.08%

BFH vs CELC - Historical Returns

Returns include dividend reinvestment.

Period	BFH	CELC
1 month	+19.49%	-33.61%
3 months	+44.06%	-22.00%
6 months	+32.67%	-11.50%
1 year	+96.65%	+643.10%
5 years(CAGR)	+6.33%	+27.50%
10 years(CAGR)	-3.22%	+23.08%
Max(CAGR)	+10.30%	+23.08%

Winner

BFH

+19.49%

CELC

-33.61%

Winner

BFH

+44.06%

CELC

-22.00%

Winner

BFH

+32.67%

CELC

-11.50%

BFH

+96.65%

Winner

CELC

+643.10%

5Y(CAGR)

BFH

+6.33%

Winner

CELC

+27.50%

10Y(CAGR)

BFH

-3.22%

Winner

CELC

+23.08%

Max(CAGR)

BFH

+10.30%

Winner

CELC

+23.08%

BFH vs CELC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	BFH	CELC
2026	+36.80%	-12.72%
2025	+24.24%	+659.63%
2024	+88.60%	-11.43%
2023	-10.91%	+13.65%
2022	-44.18%	+5.10%
2021	+18.69%	+26.46%
2020	-32.82%	-21.58%
2019	-26.40%	-53.46%
2018	-40.61%	+16.91%
2017	+9.77%	+32.61%
2016	-15.69%	N/A
2015	-3.08%	N/A
2014	+9.04%	N/A
2013	+76.42%	N/A
2012	+40.87%	N/A
2011	+43.19%	N/A
2010	+7.80%	N/A
2009	+35.69%	N/A
2008	-37.27%	N/A
2007	+17.06%	N/A
2006	+69.02%	N/A
2005	-23.70%	N/A
2004	+69.57%	N/A
2003	+53.78%	N/A
2002	+1.20%	N/A
2001	+48.91%	N/A

BFH vs CELC Drawdown Comparison

The maximum drawdown for BFH was -92.35%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The maximum drawdown for CELC was -85.64%, occurring on Apr 16, 2020. Recovery took 696 trading sessions.

The current BFH drawdown is -51.80%. The current CELC drawdown is -39.47%.

Rank	BFH	CELC
#1	-92.35% Apr 23, 2015 - Mar 18, 2020	-85.64% Sep 20, 2018 - Jun 28, 2021
#2	-70.54% Oct 24, 2007 - Mar 4, 2011	-82.70% Jun 28, 2021 - Jul 28, 2025
#3	-46.63% Apr 1, 2002 - Jul 8, 2003	-39.77% May 4, 2026 - Jun 16, 2026
#4	-32.42% Dec 29, 2004 - Apr 20, 2006	-37.41% Nov 10, 2017 - Jun 22, 2018
#5	-32.24% Jul 18, 2001 - Nov 19, 2001	-27.68% Sep 8, 2025 - Oct 20, 2025
#6	-20.86% Jul 3, 2006 - Oct 19, 2006	-22.34% Jun 27, 2018 - Sep 14, 2018
#7	-20.59% Mar 20, 2014 - Jan 21, 2015	-16.45% Sep 20, 2017 - Oct 13, 2017
#8	-18.67% Jul 26, 2011 - Oct 24, 2011	-13.00% Jan 27, 2026 - Apr 9, 2026
#9	-15.88% Jan 31, 2007 - May 17, 2007	-9.92% Apr 21, 2026 - May 4, 2026
#10	-15.43% Jun 30, 2004 - Oct 14, 2004	-8.04% Jan 14, 2026 - Jan 27, 2026
#11	-15.18% Jan 30, 2002 - Mar 4, 2002	-7.56% Oct 30, 2025 - Nov 11, 2025
#12	-11.77% Dec 1, 2003 - Jan 29, 2004	-7.20% Oct 20, 2025 - Oct 24, 2025
#13	-11.33% Oct 28, 2011 - Dec 5, 2011	-6.87% Aug 13, 2025 - Aug 22, 2025
#14	-11.19% Jan 3, 2014 - Feb 7, 2014	-6.44% Dec 4, 2025 - Jan 7, 2026
#15	-10.81% Aug 29, 2003 - Nov 26, 2003	-6.17% Aug 28, 2025 - Sep 5, 2025