BFC vs NCNO

Comparison between Bank First Corp (BFC, Company) and Ncino Inc (NCNO, Company).

BFC is from the Financial Services sector, while NCNO is from the Technology sector.

5-Year PerformanceBFC has outperformed NCNO, delivering a return of +17.5% compared to -25.7%

BFC vs NCNO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BFC(COMPANY)	NCNO(COMPANY)
Market Cap	$1.60B	$1.61B
Max Drawdown	82.02%	85.71%
Sharpe Ratio	0.96	-1.13
5Y Beta	0.64	0.92
Industry	Banks - Regional	Software - Application
P/E Ratio	19.83	119.79
Forward P/E	5.81	14.60
PEG Ratio	3.75	N/A
Dividend Yield	1.28%	N/A
5Y Dividends CAGR	47.88%	N/A
5Y EPS CAGR	5.62%	N/A
Debt to Equity	0.00%	27.08%
Free Cash Flow Yield	1.88%	6.88%

Market Cap

BFC

$1.60B

Winner

NCNO

$1.61B

Max Drawdown

Winner

BFC

82.02%

NCNO

85.71%

Sharpe Ratio

Winner

BFC

0.96

NCNO

-1.13

5Y Beta

Winner

BFC

0.64

NCNO

0.92

Industry

BFC

Banks - Regional

NCNO

Software - Application

P/E Ratio

Winner

BFC

19.83

NCNO

119.79

Forward P/E

Winner

BFC

5.81

NCNO

14.60

PEG Ratio

BFC

3.75

NCNO

N/A

Dividend Yield

BFC

1.28%

NCNO

N/A

5Y Dividends CAGR

BFC

47.88%

NCNO

N/A

5Y EPS CAGR

BFC

5.62%

NCNO

N/A

Debt to Equity

Winner

BFC

0.00%

NCNO

27.08%

Free Cash Flow Yield

BFC

1.88%

Winner

NCNO

6.88%

BFC vs NCNO - Historical Returns

Returns include dividend reinvestment.

Period	BFC	NCNO
1 month	-0.68%	-2.05%
3 months	+8.56%	-2.57%
6 months	+5.63%	-41.48%
1 year	+29.77%	-44.78%
5 years(CAGR)	+17.50%	-25.72%
10 years(CAGR)	+19.72%	N/A
Max(CAGR)	+8.53%	-26.47%

Winner

BFC

-0.68%

NCNO

-2.05%

Winner

BFC

+8.56%

NCNO

-2.57%

Winner

BFC

+5.63%

NCNO

-41.48%

Winner

BFC

+29.77%

NCNO

-44.78%

5Y(CAGR)

Winner

BFC

+17.50%

NCNO

-25.72%

10Y(CAGR)

BFC

+19.72%

NCNO

N/A

Max(CAGR)

Winner

BFC

+8.53%

NCNO

-26.47%

BFC vs NCNO - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	BFC	NCNO
2026	+18.73%	-39.96%
2025	+30.77%	-23.26%
2024	+16.13%	-3.14%
2023	-4.01%	+27.24%
2022	+30.94%	-52.96%
2021	+12.46%	-23.43%
2020	-5.91%	-20.94%
2019	+47.63%	N/A
2018	+5.70%	N/A
2017	+37.31%	N/A
2016	+27.13%	N/A
2015	+28.05%	N/A
2014	+21.22%	N/A
2013	+26.17%	N/A
2012	+17.36%	N/A
2011	+20.19%	N/A
2010	+35.47%	N/A
2009	-15.60%	N/A
2008	-19.26%	N/A
2007	-16.01%	N/A
2006	-7.54%	N/A
2005	+15.48%	N/A
2004	+1.64%	N/A
2003	+5.17%	N/A
2002	-48.21%	N/A

BFC vs NCNO Drawdown Comparison

The maximum drawdown for BFC was -82.02%, occurring on Feb 18, 2009. Recovery took 3198 trading sessions.

The maximum drawdown for NCNO was -85.71%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current BFC drawdown is -5.68%. The current NCNO drawdown is -84.90%.

Rank	BFC	NCNO
#1	-82.02% Sep 13, 2002 - Jun 1, 2015	-85.71% Sep 1, 2020 - Mar 27, 2026
#2	-39.78% Jun 12, 2019 - Mar 8, 2021	-25.49% Jul 14, 2020 - Aug 31, 2020
#3	-32.75% Nov 25, 2022 - Oct 17, 2024	N/A
#4	-20.02% Apr 30, 2018 - Mar 7, 2019	N/A
#5	-14.17% Feb 9, 2026 - Mar 20, 2026	N/A
#6	-13.46% Dec 11, 2024 - Apr 21, 2025	N/A
#7	-12.65% Jul 23, 2025 - Oct 6, 2025	N/A
#8	-12.09% Mar 12, 2021 - Jun 24, 2022	N/A
#9	-11.75% Oct 14, 2025 - Dec 11, 2025	N/A
#10	-11.30% Dec 30, 2015 - May 3, 2016	N/A
#11	-11.07% Dec 11, 2025 - Jan 21, 2026	N/A
#12	-7.55% May 30, 2019 - Jun 11, 2019	N/A
#13	-7.23% Nov 25, 2015 - Dec 30, 2015	N/A
#14	-7.08% Aug 18, 2022 - Oct 21, 2022	N/A
#15	-7.07% Jun 24, 2015 - Nov 6, 2015	N/A

Correlation

Correlation between BFC and NCNO is -0.67 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.67

-101