BCSF vs SMBC

Comparison between Bain Capital Specialty Finance Inc (BCSF, Company) and Southern Missouri Bancorp Inc (SMBC, Company).

Both BCSF and SMBC are from the Financial Services sector.

5-Year PerformanceSMBC has outperformed BCSF, delivering a return of +11.9% compared to +7.6%

BCSF vs SMBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCSF(COMPANY)	SMBC(COMPANY)
Market Cap	$802M	$801M
Max Drawdown	64.53%	55.21%
Sharpe Ratio	-0.26	1.38
5Y Beta	0.70	0.86
Industry	Asset Management	Banks - Regional
P/E Ratio	10.90	12.04
Forward P/E	10.11	8.83
PEG Ratio	N/A	0.35
Dividend Yield	13.60%	1.37%
5Y Dividends CAGR	11.46%	14.68%
5Y EPS CAGR	N/A	19.67%
Debt to Equity	133.02%	0.00%
Free Cash Flow Yield	7.90%	11.23%

Market Cap

Winner

BCSF

$802M

SMBC

$801M

Max Drawdown

BCSF

64.53%

Winner

SMBC

55.21%

Sharpe Ratio

BCSF

-0.26

Winner

SMBC

1.38

5Y Beta

Winner

BCSF

0.70

SMBC

0.86

Industry

BCSF

Asset Management

SMBC

Banks - Regional

P/E Ratio

Winner

BCSF

10.90

SMBC

12.04

Forward P/E

BCSF

10.11

Winner

SMBC

8.83

PEG Ratio

BCSF

N/A

SMBC

0.35

Dividend Yield

Winner

BCSF

13.60%

SMBC

1.37%

5Y Dividends CAGR

BCSF

11.46%

Winner

SMBC

14.68%

5Y EPS CAGR

BCSF

N/A

SMBC

19.67%

Debt to Equity

BCSF

133.02%

Winner

SMBC

0.00%

Free Cash Flow Yield

BCSF

7.90%

Winner

SMBC

11.23%

BCSF vs SMBC - Historical Returns

Returns include dividend reinvestment.

Period	BCSF	SMBC
1 month	-2.66%	+6.98%
3 months	+4.24%	+18.87%
6 months	-3.52%	+15.48%
1 year	-4.93%	+42.60%
5 years(CAGR)	+7.62%	+11.94%
10 years(CAGR)	N/A	+14.08%
Max(CAGR)	+6.75%	+15.02%

BCSF

-2.66%

Winner

SMBC

+6.98%

BCSF

+4.24%

Winner

SMBC

+18.87%

BCSF

-3.52%

Winner

SMBC

+15.48%

BCSF

-4.93%

Winner

SMBC

+42.60%

5Y(CAGR)

BCSF

+7.62%

Winner

SMBC

+11.94%

10Y(CAGR)

BCSF

N/A

SMBC

+14.08%

Max(CAGR)

BCSF

+6.75%

Winner

SMBC

+15.02%

BCSF vs SMBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BCSF	SMBC
2026	-5.17%	+24.69%
2025	-9.85%	+6.45%
2024	+28.97%	+9.97%
2023	+39.60%	+19.76%
2022	-14.71%	-13.13%
2021	+38.15%	+76.31%
2020	-28.74%	-18.74%
2019	+23.28%	+16.42%
2018	-4.62%	-7.95%
2017	N/A	+9.97%
2016	N/A	+54.20%
2015	N/A	+28.12%
2014	N/A	+16.28%
2013	N/A	+42.39%
2012	N/A	+3.15%
2011	N/A	+32.47%
2010	N/A	+50.99%
2009	N/A	+8.27%
2008	N/A	-18.30%
2007	N/A	-2.71%
2006	N/A	+0.17%
2005	N/A	-15.58%
2004	N/A	+35.05%
2003	N/A	+35.51%
2002	N/A	+32.80%
2001	N/A	+23.03%
2000	N/A	+10.78%
1999	N/A	-0.49%

BCSF vs SMBC Drawdown Comparison

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The maximum drawdown for SMBC was -49.68%, occurring on Mar 4, 2009. Recovery took 1372 trading sessions.

The current BCSF drawdown is -20.95%.

Rank	BCSF	SMBC
#1	-62.22% Feb 20, 2020 - Jan 12, 2022	-49.68% Nov 30, 2004 - May 13, 2010
#2	-26.38% Feb 28, 2025 - Mar 13, 2026	-49.12% Dec 18, 2017 - Mar 3, 2021
#3	-24.32% Apr 20, 2022 - Jul 17, 2023	-48.51% Nov 10, 2021 - Oct 15, 2024
#4	-14.93% Nov 23, 2018 - Jan 15, 2019	-29.18% Nov 11, 2024 - Apr 7, 2026
#5	-10.51% Apr 26, 2019 - Dec 4, 2019	-23.08% Apr 19, 2011 - Mar 15, 2012
#6	-9.78% Sep 19, 2023 - Mar 12, 2024	-19.33% Nov 19, 1999 - Sep 19, 2000
#7	-9.14% Jul 30, 2024 - Aug 30, 2024	-17.80% Mar 15, 2012 - Mar 4, 2013
#8	-7.97% Feb 21, 2019 - Mar 21, 2019	-15.42% Feb 23, 2017 - Sep 29, 2017
#9	-5.63% May 1, 2024 - Jun 3, 2024	-14.11% Dec 20, 2013 - Mar 10, 2014
#10	-4.76% Mar 3, 2022 - Apr 5, 2022	-13.67% Feb 22, 2011 - Mar 7, 2011
#11	-4.65% Feb 16, 2022 - Mar 3, 2022	-12.44% May 13, 2010 - Dec 7, 2010
#12	-3.71% Mar 27, 2019 - Apr 9, 2019	-11.98% Dec 10, 2014 - Aug 17, 2015
#13	-3.70% Jan 2, 2025 - Jan 21, 2025	-11.64% Nov 29, 2013 - Dec 20, 2013
#14	-3.65% Jan 19, 2022 - Jan 31, 2022	-10.69% Apr 18, 2002 - Oct 31, 2002
#15	-3.48% Sep 5, 2024 - Oct 4, 2024	-10.26% Mar 4, 2013 - Jul 31, 2013

Correlation

Correlation between BCSF and SMBC is 0.82 which considered as a strong positive correlation - the stocks tend to move together.

0.82

-101

Dividend Comparison (1999 - 2026)

BCSF vs SMBC dividend yield comparison.

Year	BCSF	SMBC
2026	6.79%	0.69%
2025	14.02%	1.62%
2024	10.27%	1.53%
2023	10.62%	1.57%
2022	11.60%	1.79%
2021	8.94%	1.38%
2020	11.73%	1.97%
2019	8.30%	1.46%
2018	2.45%	1.42%
2017	0.00%	1.12%
2016	0.00%	1.07%
2015	0.00%	1.46%
2014	0.00%	1.74%
2013	0.00%	1.86%
2012	0.00%	2.41%
2011	0.00%	2.14%
2010	0.00%	2.78%
2009	0.00%	4.09%
2008	0.00%	3.97%
2007	0.00%	2.72%
2006	0.00%	2.46%
2005	0.00%	2.45%
2004	0.00%	1.95%
2003	0.00%	2.31%
2002	0.00%	2.54%
2001	0.00%	3.09%
2000	0.00%	3.67%
1999	0.00%	0.98%