BCML vs PMTS

Comparison between BayCom Corp (BCML, Company) and CPI Card Group Inc (PMTS, Company).

Both BCML and PMTS are from the Financial Services sector.

5-Year PerformanceBCML has outperformed PMTS, delivering a return of +14.1% compared to +7.3%

BCML vs PMTS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCML(COMPANY)	PMTS(COMPANY)
Market Cap	$340M	$341M
Max Drawdown	62.19%	99.10%
Sharpe Ratio	0.40	1.08
5Y Beta	0.65	1.37
Industry	Banks - Regional	Credit Services
P/E Ratio	25.99	24.63
Forward P/E	11.86	9.92
PEG Ratio	0.99	21.98
Dividend Yield	3.70%	N/A
5Y EPS CAGR	1.10%	-9.11%
Debt to Equity	0.00%	-2284.63%
Free Cash Flow Yield	7.65%	22.47%
P/S Ratio	3.54	0.56
P/B Ratio	0.99	N/A

Market Cap

BCML

$340M

Winner

PMTS

$341M

Max Drawdown

Winner

BCML

62.19%

PMTS

99.10%

Sharpe Ratio

BCML

0.40

Winner

PMTS

1.08

5Y Beta

Winner

BCML

0.65

PMTS

1.37

Industry

BCML

Banks - Regional

PMTS

Credit Services

P/E Ratio

BCML

25.99

Winner

PMTS

24.63

Forward P/E

BCML

11.86

Winner

PMTS

9.92

PEG Ratio

Winner

BCML

0.99

PMTS

21.98

Dividend Yield

BCML

3.70%

PMTS

N/A

5Y EPS CAGR

Winner

BCML

1.10%

PMTS

-9.11%

Debt to Equity

BCML

0.00%

Winner

PMTS

-2284.63%

Free Cash Flow Yield

BCML

7.65%

Winner

PMTS

22.47%

P/S Ratio

BCML

3.54

Winner

PMTS

0.56

P/B Ratio

BCML

0.99

PMTS

N/A

BCML vs PMTS - Historical Returns

Returns include dividend reinvestment.

Period	BCML	PMTS
1 month	-7.38%	+51.92%
3 months	+3.08%	+76.69%
6 months	+3.33%	+150.44%
1 year	+12.74%	+81.30%
5 years(CAGR)	+14.11%	+7.34%
10 years(CAGR)	+10.90%	+2.16%
Max(CAGR)	+5.77%	-6.21%

BCML

-7.38%

Winner

PMTS

+51.92%

BCML

+3.08%

Winner

PMTS

+76.69%

BCML

+3.33%

Winner

PMTS

+150.44%

BCML

+12.74%

Winner

PMTS

+81.30%

5Y(CAGR)

Winner

BCML

+14.11%

PMTS

+7.34%

10Y(CAGR)

Winner

BCML

+10.90%

PMTS

+2.16%

Max(CAGR)

Winner

BCML

+5.77%

PMTS

-6.21%

BCML vs PMTS - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	BCML	PMTS
2026	+9.93%	+100.42%
2025	+15.80%	-53.84%
2024	+17.46%	+52.66%
2023	+26.88%	-48.91%
2022	+2.02%	+106.17%
2021	+25.57%	+311.31%
2020	-32.88%	+365.78%
2019	+1.61%	-61.54%
2018	+18.71%	-44.42%
2017	+30.36%	-82.02%
2016	+12.15%	-60.57%
2015	+11.34%	-12.41%
2014	+22.68%	N/A
2013	+18.29%	N/A
2012	+19.71%	N/A
2011	-2.00%	N/A
2010	-9.81%	N/A
2009	+9.15%	N/A
2008	-32.38%	N/A
2007	-11.39%	N/A
2006	-1.25%	N/A
2005	-7.69%	N/A
2004	+30.00%	N/A

BCML vs PMTS Drawdown Comparison

The maximum drawdown for BCML was -62.19%, occurring on Sep 25, 2020. Recovery took 1561 trading sessions.

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The current BCML drawdown is -10.71%. The current PMTS drawdown is -52.81%.

Rank	BCML	PMTS
#1	-62.19% Aug 23, 2018 - Nov 6, 2024	-99.04% Oct 12, 2015 - Mar 17, 2020
#2	-58.62% Oct 15, 2004 - Dec 22, 2016	N/A
#3	-18.03% Nov 26, 2024 - Aug 22, 2025	N/A
#4	-14.29% Dec 17, 2025 - Apr 9, 2026	N/A
#5	-13.59% Apr 9, 2026 - Jun 24, 2026	N/A
#6	-13.25% Jul 16, 2026 - Jul 31, 2026	N/A
#7	-11.80% Sep 18, 2025 - Dec 10, 2025	N/A
#8	-9.15% Mar 21, 2018 - May 17, 2018	N/A
#9	-6.78% Jun 4, 2018 - Aug 6, 2018	N/A
#10	-3.96% May 17, 2018 - Jun 4, 2018	N/A
#11	-3.85% Sep 15, 2004 - Sep 27, 2004	N/A
#12	-3.28% Mar 17, 2017 - Apr 24, 2017	N/A
#13	-2.69% Mar 1, 2017 - Mar 17, 2017	N/A
#14	-2.62% Aug 26, 2025 - Sep 18, 2025	N/A
#15	-2.58% Jun 27, 2017 - Sep 27, 2017	N/A