BCAL vs TCBX

Comparison between Southern Calif Bancorp (BCAL, Company) and Third Coast Bancshares Inc (TCBX, Company).

Both BCAL and TCBX are from the Financial Services sector.

5-Year PerformanceTCBX has outperformed BCAL, delivering a return of +10.6% compared to +8.7%

BCAL vs TCBX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	TCBX(COMPANY)
Market Cap	$672M	$672M
Max Drawdown	52.35%	54.53%
Sharpe Ratio	1.19	0.39
5Y Beta	0.76	0.88
Industry	Banks - Regional	Banks - Regional
P/E Ratio	11.28	8.47
Forward P/E	N/A	10.55
PEG Ratio	0.05	0.29
Dividend Yield	0.94%	N/A
Debt to Equity	5.92%	0.00%
Free Cash Flow Yield	8.68%	0.25%
P/S Ratio	3.64	3.17
P/B Ratio	1.17	1.03

Market Cap

Winner

BCAL

$672M

TCBX

$672M

Max Drawdown

Winner

BCAL

52.35%

TCBX

54.53%

Sharpe Ratio

Winner

BCAL

1.19

TCBX

0.39

5Y Beta

Winner

BCAL

0.76

TCBX

0.88

Industry

BCAL

Banks - Regional

TCBX

Banks - Regional

P/E Ratio

BCAL

11.28

Winner

TCBX

8.47

Forward P/E

BCAL

N/A

TCBX

10.55

PEG Ratio

Winner

BCAL

0.05

TCBX

0.29

Dividend Yield

BCAL

0.94%

TCBX

N/A

Debt to Equity

BCAL

5.92%

Winner

TCBX

0.00%

Free Cash Flow Yield

Winner

BCAL

8.68%

TCBX

0.25%

P/S Ratio

BCAL

3.64

Winner

TCBX

3.17

P/B Ratio

BCAL

1.17

Winner

TCBX

1.03

BCAL vs TCBX - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	TCBX
1 month	+8.25%	+3.33%
3 months	+16.21%	-2.15%
6 months	+14.32%	-0.42%
1 year	+31.70%	+11.18%
5 years(CAGR)	+8.71%	+10.56%
10 years(CAGR)	+10.08%	N/A
Max(CAGR)	+9.89%	+10.56%

Winner

BCAL

+8.25%

TCBX

+3.33%

Winner

BCAL

+16.21%

TCBX

-2.15%

Winner

BCAL

+14.32%

TCBX

-0.42%

Winner

BCAL

+31.70%

TCBX

+11.18%

5Y(CAGR)

BCAL

+8.71%

Winner

TCBX

+10.56%

10Y(CAGR)

BCAL

+10.08%

TCBX

N/A

Max(CAGR)

BCAL

+9.89%

Winner

TCBX

+10.56%

BCAL vs TCBX - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	TCBX
2026	+15.61%	+7.05%
2025	+15.35%	+15.74%
2024	-3.84%	+73.30%
2023	+3.58%	+10.51%
2022	+12.35%	-29.12%
2021	+17.57%	+3.88%
2020	+0.00%	N/A
2019	-5.55%	N/A
2018	-10.51%	N/A
2017	+28.26%	N/A
2016	+38.55%	N/A
2015	+4.40%	N/A

BCAL vs TCBX Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for TCBX was -54.53%, occurring on Apr 26, 2023. Recovery took 720 trading sessions.

The current BCAL drawdown is -1.65%. The current TCBX drawdown is -7.80%.

Rank	BCAL	TCBX
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-54.53% Dec 6, 2021 - Oct 17, 2024
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-28.88% Feb 6, 2025 - Jul 29, 2025
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-17.09% Dec 11, 2024 - Feb 5, 2025
#4	-20.97% May 3, 2017 - Jan 22, 2018	-16.06% Feb 6, 2026 - Mar 18, 2026
#5	-13.51% Dec 8, 2025 - Jun 23, 2026	-12.07% Sep 18, 2025 - Dec 18, 2025
#6	-9.26% Mar 15, 2017 - May 3, 2017	-9.72% Dec 18, 2025 - Jan 22, 2026
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-8.54% Jul 29, 2025 - Aug 13, 2025
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	-6.78% Jan 22, 2026 - Feb 4, 2026
#9	-4.25% Jul 1, 2026 - Jul 16, 2026	-6.29% Nov 19, 2021 - Dec 6, 2021
#10	-2.16% Jul 16, 2026 - Jul 20, 2026	-4.24% Oct 17, 2024 - Oct 24, 2024
#11	-1.04% Nov 12, 2024 - Nov 21, 2024	-4.03% Nov 25, 2024 - Dec 10, 2024
#12	-0.62% Nov 25, 2025 - Dec 3, 2025	-3.07% Oct 29, 2024 - Nov 6, 2024
#13	-0.56% Dec 4, 2025 - Dec 8, 2025	-2.91% Sep 4, 2025 - Sep 18, 2025
#14	-0.37% Nov 5, 2025 - Nov 10, 2025	-2.73% Nov 11, 2024 - Nov 18, 2024
#15	-0.35% Dec 27, 2023 - Dec 29, 2023	-2.15% Aug 13, 2025 - Aug 22, 2025