BAND vs ECPG

Comparison between Bandwidth Inc - Class A (BAND, Company) and Encore Capital Group Inc (ECPG, Company).

BAND is from the Technology sector, while ECPG is from the Financial Services sector.

5-Year PerformanceECPG has outperformed BAND, delivering a return of +13.8% compared to -14.9%

BAND vs ECPG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BAND(COMPANY)	ECPG(COMPANY)
Market Cap	$2.02B	$2.02B
Max Drawdown	95.16%	95.07%
Sharpe Ratio	1.96	2.44
5Y Beta	1.44	1.24
Industry	Software - Infrastructure	Credit Services
P/E Ratio	-311.13	7.02
Forward P/E	23.04	5.54
PEG Ratio	N/A	0.17
5Y EPS CAGR	N/A	5.64%
Debt to Equity	36.66%	0.00%
Free Cash Flow Yield	5.01%	8.24%
P/S Ratio	2.56	1.09
P/B Ratio	5.03	1.93

Market Cap

Winner

BAND

$2.02B

ECPG

$2.02B

Max Drawdown

BAND

95.16%

Winner

ECPG

95.07%

Sharpe Ratio

BAND

1.96

Winner

ECPG

2.44

5Y Beta

BAND

1.44

Winner

ECPG

1.24

Industry

BAND

Software - Infrastructure

ECPG

Credit Services

P/E Ratio

Winner

BAND

-311.13

ECPG

7.02

Forward P/E

BAND

23.04

Winner

ECPG

5.54

PEG Ratio

BAND

N/A

ECPG

0.17

5Y EPS CAGR

BAND

N/A

ECPG

5.64%

Debt to Equity

BAND

36.66%

Winner

ECPG

0.00%

Free Cash Flow Yield

BAND

5.01%

Winner

ECPG

8.24%

P/S Ratio

BAND

2.56

Winner

ECPG

1.09

P/B Ratio

BAND

5.03

Winner

ECPG

1.93

BAND vs ECPG - Historical Returns

Returns include dividend reinvestment.

Period	BAND	ECPG
1 month	-9.24%	+16.03%
3 months	+241.27%	+27.37%
6 months	+333.19%	+62.06%
1 year	+282.37%	+121.65%
5 years(CAGR)	-14.86%	+13.82%
10 years(CAGR)	+13.15%	+14.48%
Max(CAGR)	+13.15%	+13.05%

BAND

-9.24%

Winner

ECPG

+16.03%

Winner

BAND

+241.27%

ECPG

+27.37%

Winner

BAND

+333.19%

ECPG

+62.06%

Winner

BAND

+282.37%

ECPG

+121.65%

5Y(CAGR)

BAND

-14.86%

Winner

ECPG

+13.82%

10Y(CAGR)

BAND

+13.15%

Winner

ECPG

+14.48%

Max(CAGR)

Winner

BAND

+13.15%

ECPG

+13.05%

BAND vs ECPG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BAND	ECPG
2026	+333.19%	+62.06%
2025	-7.54%	+15.64%
2024	+19.61%	-7.37%
2023	-34.88%	+2.88%
2022	-68.74%	-21.93%
2021	-54.72%	+66.83%
2020	+139.29%	+8.38%
2019	+55.01%	+44.09%
2018	+75.34%	-44.05%
2017	+9.11%	+43.93%
2016	N/A	-1.61%
2015	N/A	-33.70%
2014	N/A	-10.36%
2013	N/A	+63.66%
2012	N/A	+37.12%
2011	N/A	-10.67%
2010	N/A	+33.16%
2009	N/A	+151.08%
2008	N/A	-18.64%
2007	N/A	-21.11%
2006	N/A	-26.49%
2005	N/A	-25.50%
2004	N/A	+60.68%
2003	N/A	+1158.33%
2002	N/A	+323.08%
2001	N/A	-23.53%
2000	N/A	-90.41%
1999	N/A	+12.79%

BAND vs ECPG Drawdown Comparison

The maximum drawdown for BAND was -95.16%, occurring on Oct 14, 2022. This drawdown has not yet recovered.

The maximum drawdown for ECPG was -95.07%, occurring on Dec 14, 2000. Recovery took 871 trading sessions.

The current BAND drawdown is -68.10%. The current ECPG drawdown is -3.39%.

Rank	BAND	ECPG
#1	-95.16% Oct 13, 2020 - Oct 14, 2022	-95.07% Nov 5, 1999 - Apr 29, 2003
#2	-46.32% Aug 22, 2019 - May 1, 2020	-88.48% Nov 30, 2004 - Feb 15, 2011
#3	-36.68% Nov 1, 2018 - Feb 28, 2019	-67.51% Feb 14, 2014 - Oct 13, 2021
#4	-18.46% Dec 28, 2017 - Feb 22, 2018	-62.54% Jul 29, 2022 - Mar 4, 2026
#5	-14.30% Nov 10, 2017 - Nov 22, 2017	-41.61% May 31, 2011 - May 17, 2013
#6	-14.18% Jun 6, 2018 - Aug 8, 2018	-32.81% Jul 25, 2003 - Dec 12, 2003
#7	-12.92% Sep 1, 2020 - Sep 22, 2020	-24.27% Jan 30, 2004 - Sep 7, 2004
#8	-12.90% Sep 18, 2018 - Nov 1, 2018	-22.40% Feb 18, 2022 - Jul 29, 2022
#9	-11.53% Jul 9, 2020 - Jul 27, 2020	-17.00% Jun 17, 2003 - Jul 15, 2003
#10	-10.79% Dec 5, 2017 - Dec 18, 2017	-15.31% Apr 30, 2003 - May 9, 2003
#11	-10.24% May 21, 2019 - Jul 9, 2019	-13.94% Jun 13, 2013 - Jul 31, 2013
#12	-7.88% Aug 5, 2020 - Aug 20, 2020	-13.85% Feb 25, 2011 - Apr 26, 2011
#13	-7.82% Apr 30, 2019 - May 16, 2019	-11.23% Oct 30, 2013 - Feb 13, 2014
#14	-7.74% May 15, 2020 - Jun 3, 2020	-9.88% Mar 4, 2026 - Apr 7, 2026
#15	-7.27% Jul 26, 2019 - Aug 8, 2019	-7.93% Nov 8, 2021 - Dec 22, 2021