BANC vs USAR

Comparison between Banc of California Inc (BANC, Company) and USA Rare Earth Inc - Class A (USAR, Company).

BANC is from the Financial Services sector, while USAR is from the Basic Materials sector.

BANC vs USAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BANC(COMPANY)	USAR(COMPANY)
Market Cap	$2.86B	$2.85B
Max Drawdown	84.60%	69.23%
Sharpe Ratio	0.92	0.79
5Y Beta	1.17	0.81
Industry	Banks - Regional	Other Industrial Metals & Mining
P/E Ratio	11.34	-3.73
Forward P/E	12.02	N/A
PEG Ratio	0.16	N/A
Dividend Yield	2.34%	N/A
5Y Dividends CAGR	17.61%	N/A
5Y EPS CAGR	-2.58%	N/A
Debt to Equity	71.80%	0.00%
Free Cash Flow Yield	9.34%	-2.08%
P/S Ratio	2.68	435.62
P/B Ratio	1.07	1.83

Market Cap

Winner

BANC

$2.86B

USAR

$2.85B

Max Drawdown

BANC

84.60%

Winner

USAR

69.23%

Sharpe Ratio

Winner

BANC

0.92

USAR

0.79

5Y Beta

BANC

1.17

Winner

USAR

0.81

Industry

BANC

Banks - Regional

USAR

Other Industrial Metals & Mining

P/E Ratio

BANC

11.34

Winner

USAR

-3.73

Forward P/E

BANC

12.02

USAR

N/A

PEG Ratio

BANC

0.16

USAR

N/A

Dividend Yield

BANC

2.34%

USAR

N/A

5Y Dividends CAGR

BANC

17.61%

USAR

N/A

5Y EPS CAGR

BANC

-2.58%

USAR

N/A

Debt to Equity

BANC

71.80%

Winner

USAR

0.00%

Free Cash Flow Yield

Winner

BANC

9.34%

USAR

-2.08%

P/S Ratio

Winner

BANC

2.68

USAR

435.62

P/B Ratio

Winner

BANC

1.07

USAR

1.83

BANC vs USAR - Historical Returns

Returns include dividend reinvestment.

Period	BANC	USAR
1 month	-6.86%	-25.18%
3 months	+3.69%	-43.22%
6 months	-2.89%	-33.32%
1 year	+35.12%	+17.62%
5 years(CAGR)	+4.69%	N/A
10 years(CAGR)	+1.02%	N/A
Max(CAGR)	+4.18%	+13.89%

Winner

BANC

-6.86%

USAR

-25.18%

Winner

BANC

+3.69%

USAR

-43.22%

Winner

BANC

-2.89%

USAR

-33.32%

Winner

BANC

+35.12%

USAR

+17.62%

5Y(CAGR)

BANC

+4.69%

USAR

N/A

10Y(CAGR)

BANC

+1.02%

USAR

N/A

Max(CAGR)

BANC

+4.18%

Winner

USAR

+13.89%

BANC vs USAR - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	BANC	USAR
2026	-0.24%	+5.65%
2025	+29.77%	-3.79%
2024	+19.59%	+10.60%
2023	-12.57%	+2.58%
2022	-19.27%	N/A
2021	+32.39%	N/A
2020	-12.09%	N/A
2019	+29.07%	N/A
2018	-33.82%	N/A
2017	+22.78%	N/A
2016	+22.46%	N/A
2015	+32.40%	N/A
2014	-9.90%	N/A
2013	+12.89%	N/A
2012	+6.74%	N/A
2011	-22.91%	N/A
2010	+154.88%	N/A
2009	-42.23%	N/A
2008	-41.09%	N/A
2007	-31.66%	N/A
2006	+3.34%	N/A
2005	+1.62%	N/A
2004	+24.17%	N/A
2003	+34.57%	N/A
2002	+18.88%	N/A

BANC vs USAR Drawdown Comparison

The maximum drawdown for BANC was -82.28%, occurring on Oct 27, 2009. Recovery took 2599 trading sessions.

The maximum drawdown for USAR was -69.23%, occurring on Dec 31, 2025. This drawdown has not yet recovered.

The current BANC drawdown is -12.28%. The current USAR drawdown is -61.35%.

Rank	BANC	USAR
#1	-82.28% Mar 28, 2006 - Jul 25, 2016	-69.23% Oct 13, 2025 - Dec 31, 2025
#2	-69.80% Nov 29, 2017 - Mar 12, 2021	-69.00% Mar 14, 2025 - Aug 12, 2025
#3	-53.32% Jan 14, 2022 - Dec 22, 2025	-28.99% Aug 12, 2025 - Oct 2, 2025
#4	-51.02% Aug 8, 2016 - Nov 29, 2017	-22.80% Dec 10, 2024 - Mar 14, 2025
#5	-26.40% Mar 12, 2021 - Nov 3, 2021	-4.42% Oct 7, 2025 - Oct 9, 2025
#6	-20.47% Jan 21, 2026 - Jun 25, 2026	-1.16% Nov 12, 2024 - Nov 27, 2024
#7	-17.46% Feb 23, 2004 - Aug 25, 2004	-0.48% Jan 3, 2024 - Feb 5, 2024
#8	-14.84% Jul 21, 2026 - Jul 29, 2026	-0.38% Feb 12, 2024 - Mar 19, 2024
#9	-13.08% Nov 16, 2021 - Jan 14, 2022	-0.29% Aug 25, 2023 - Sep 5, 2023
#10	-12.65% Oct 29, 2004 - Nov 10, 2005	-0.29% Sep 21, 2023 - Oct 18, 2023
#11	-8.81% Dec 26, 2002 - Apr 15, 2003	-0.29% Oct 18, 2023 - Oct 20, 2023
#12	-6.89% Aug 21, 2003 - Nov 7, 2003	-0.29% Oct 24, 2023 - Nov 7, 2023
#13	-4.42% Jun 25, 2026 - Jul 16, 2026	-0.28% Jul 29, 2024 - Aug 14, 2024
#14	-4.21% Feb 16, 2006 - Feb 28, 2006	-0.28% Aug 16, 2024 - Sep 4, 2024
#15	-4.10% May 30, 2003 - Jul 22, 2003	-0.28% Jul 21, 2023 - Aug 10, 2023