BANC-P-F vs BFH

Comparison between Banc of California Inc (BANC-P-F, Company) and Bread Financial Holdings Inc (BFH, Company).

BANC-P-F vs BFH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BANC-P-F(COMPANY)	BFH(COMPANY)
Market Cap	$3.88B	$3.88B
Max Drawdown	11.90%	92.70%
Sharpe Ratio	1.12	1.32
5Y Beta	0.21	1.44
Industry	N/A	Credit Services
P/E Ratio	15.42	7.45
Forward P/E	N/A	8.58
PEG Ratio	0.21	0.14
Dividend Yield	N/A	0.91%
5Y Dividends CAGR	N/A	6.07%
5Y EPS CAGR	-2.58%	7.63%
Debt to Equity	71.80%	0.00%
Free Cash Flow Yield	6.87%	56.40%
P/S Ratio	N/A	1.51
P/B Ratio	N/A	1.24

Market Cap

Winner

BANC-P-F

$3.88B

BFH

$3.88B

Max Drawdown

Winner

BANC-P-F

11.90%

BFH

92.70%

Sharpe Ratio

BANC-P-F

1.12

Winner

BFH

1.32

5Y Beta

Winner

BANC-P-F

0.21

BFH

1.44

Industry

BANC-P-F

N/A

BFH

Credit Services

P/E Ratio

BANC-P-F

15.42

Winner

BFH

7.45

Forward P/E

BANC-P-F

N/A

BFH

8.58

PEG Ratio

BANC-P-F

0.21

Winner

BFH

0.14

Dividend Yield

BANC-P-F

N/A

BFH

0.91%

5Y Dividends CAGR

BANC-P-F

N/A

BFH

6.07%

5Y EPS CAGR

BANC-P-F

-2.58%

Winner

BFH

7.63%

Debt to Equity

BANC-P-F

71.80%

Winner

BFH

0.00%

Free Cash Flow Yield

BANC-P-F

6.87%

Winner

BFH

56.40%

P/S Ratio

BANC-P-F

N/A

BFH

1.51

P/B Ratio

BANC-P-F

N/A

BFH

1.24

BANC-P-F vs BFH - Historical Returns

Returns include dividend reinvestment.

Period	BANC-P-F	BFH
1 month	+0.32%	-3.88%
3 months	+1.97%	+19.52%
6 months	+4.63%	+43.62%
1 year	+9.95%	+61.01%
5 years(CAGR)	N/A	+5.60%
10 years(CAGR)	N/A	-3.84%
Max(CAGR)	+14.78%	+10.10%

Winner

BANC-P-F

+0.32%

BFH

-3.88%

BANC-P-F

+1.97%

Winner

BFH

+19.52%

BANC-P-F

+4.63%

Winner

BFH

+43.62%

BANC-P-F

+9.95%

Winner

BFH

+61.01%

5Y(CAGR)

BANC-P-F

N/A

BFH

+5.60%

10Y(CAGR)

BANC-P-F

N/A

BFH

-3.84%

Max(CAGR)

Winner

BANC-P-F

+14.78%

BFH

+10.10%

BANC-P-F vs BFH - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	BANC-P-F	BFH
2026	+4.59%	+31.60%
2025	+10.91%	+24.24%
2024	+15.87%	+88.60%
2023	+7.90%	-10.91%
2022	N/A	-44.18%
2021	N/A	+18.69%
2020	N/A	-32.82%
2019	N/A	-26.40%
2018	N/A	-40.61%
2017	N/A	+9.77%
2016	N/A	-15.69%
2015	N/A	-3.08%
2014	N/A	+9.04%
2013	N/A	+76.42%
2012	N/A	+40.87%
2011	N/A	+43.19%
2010	N/A	+7.80%
2009	N/A	+35.69%
2008	N/A	-37.27%
2007	N/A	+17.06%
2006	N/A	+69.02%
2005	N/A	-23.70%
2004	N/A	+69.57%
2003	N/A	+53.78%
2002	N/A	+1.20%
2001	N/A	+48.91%

BANC-P-F vs BFH Drawdown Comparison

The maximum drawdown for BANC-P-F was -9.95%, occurring on Feb 28, 2024. Recovery took 96 trading sessions.

The maximum drawdown for BFH was -92.35%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current BFH drawdown is -53.63%.

Rank	BANC-P-F	BFH
#1	-9.95% Dec 27, 2023 - May 15, 2024	-92.35% Apr 23, 2015 - Mar 18, 2020
#2	-5.24% Feb 28, 2025 - May 19, 2025	-70.54% Oct 24, 2007 - Mar 4, 2011
#3	-5.04% Sep 20, 2024 - Nov 8, 2024	-46.63% Apr 1, 2002 - Jul 8, 2003
#4	-3.56% Jul 26, 2024 - Aug 19, 2024	-32.42% Dec 29, 2004 - Apr 20, 2006
#5	-2.80% Nov 29, 2024 - Jan 21, 2025	-32.24% Jul 18, 2001 - Nov 19, 2001
#6	-2.79% Jun 6, 2024 - Jul 11, 2024	-20.86% Jul 3, 2006 - Oct 19, 2006
#7	-2.70% May 30, 2025 - Jul 3, 2025	-20.59% Mar 20, 2014 - Jan 21, 2015
#8	-2.29% Sep 11, 2025 - Nov 25, 2025	-18.67% Jul 26, 2011 - Oct 24, 2011
#9	-2.27% May 15, 2024 - Jun 3, 2024	-15.88% Jan 31, 2007 - May 17, 2007
#10	-1.87% Aug 19, 2024 - Aug 23, 2024	-15.43% Jun 30, 2004 - Oct 14, 2004
#11	-1.74% Feb 27, 2026 - Apr 14, 2026	-15.18% Jan 30, 2002 - Mar 4, 2002
#12	-1.32% Jul 22, 2024 - Jul 26, 2024	-11.77% Dec 1, 2003 - Jan 29, 2004
#13	-1.30% Jan 30, 2025 - Feb 26, 2025	-11.33% Oct 28, 2011 - Dec 5, 2011
#14	-1.25% Dec 1, 2023 - Dec 14, 2023	-11.19% Jan 3, 2014 - Feb 7, 2014
#15	-1.24% Nov 12, 2024 - Nov 21, 2024	-10.81% Aug 29, 2003 - Nov 26, 2003

Correlation

Correlation between BANC-P-F and BFH is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88

-101

Dividend Comparison (2016 - 2026)

BANC-P-F vs BFH dividend yield comparison.

Year	BANC-P-F	BFH
2026	3.83%	0.47%
2025	7.70%	1.16%
2024	7.93%	1.38%
2023	0.00%	2.55%
2022	0.00%	2.23%
2021	0.00%	1.07%
2020	0.00%	1.70%
2019	0.00%	2.25%
2018	0.00%	1.52%
2017	0.00%	0.82%
2016	0.00%	0.23%