AWR vs NIC

Comparison between American States Water Company (AWR, Company) and Nicolet Bankshares Inc (NIC, Company).

AWR is from the Utilities sector, while NIC is from the Financial Services sector.

5-Year PerformanceNIC has outperformed AWR, delivering a return of +15.2% compared to +0.7%

AWR vs NIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AWR(COMPANY)	NIC(COMPANY)
Market Cap	$3.08B	$3.09B
Max Drawdown	39.05%	44.31%
Sharpe Ratio	-0.06	0.70
5Y Beta	-0.03	0.81
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	22.84	16.70
Forward P/E	21.41	14.84
PEG Ratio	3.77	8.77
Dividend Yield	2.57%	0.88%
5Y Dividends CAGR	13.12%	N/A
5Y EPS CAGR	6.72%	5.32%
Debt to Equity	73.58%	7.97%
Free Cash Flow Yield	1.23%	4.01%
P/S Ratio	4.57	7.27
P/B Ratio	2.92	1.36

Market Cap

AWR

$3.08B

Winner

NIC

$3.09B

Max Drawdown

Winner

AWR

39.05%

NIC

44.31%

Sharpe Ratio

AWR

-0.06

Winner

NIC

0.70

5Y Beta

Winner

AWR

-0.03

NIC

0.81

Industry

AWR

Utilities - Regulated Water

NIC

Banks - Regional

P/E Ratio

AWR

22.84

Winner

NIC

16.70

Forward P/E

AWR

21.41

Winner

NIC

14.84

PEG Ratio

Winner

AWR

3.77

NIC

8.77

Dividend Yield

Winner

AWR

2.57%

NIC

0.88%

5Y Dividends CAGR

AWR

13.12%

NIC

N/A

5Y EPS CAGR

Winner

AWR

6.72%

NIC

5.32%

Debt to Equity

AWR

73.58%

Winner

NIC

7.97%

Free Cash Flow Yield

AWR

1.23%

Winner

NIC

4.01%

P/S Ratio

Winner

AWR

4.57

NIC

7.27

P/B Ratio

AWR

2.92

Winner

NIC

1.36

AWR vs NIC - Historical Returns

Returns include dividend reinvestment.

Period	AWR	NIC
1 month	+0.30%	+2.36%
3 months	+6.09%	-1.90%
6 months	+6.86%	+11.54%
1 year	+0.89%	+24.72%
5 years(CAGR)	+0.71%	+15.22%
10 years(CAGR)	+8.50%	+15.74%
Max(CAGR)	+10.27%	+16.24%

AWR

+0.30%

Winner

NIC

+2.36%

Winner

AWR

+6.09%

NIC

-1.90%

AWR

+6.86%

Winner

NIC

+11.54%

AWR

+0.89%

Winner

NIC

+24.72%

5Y(CAGR)

AWR

+0.71%

Winner

NIC

+15.22%

10Y(CAGR)

AWR

+8.50%

Winner

NIC

+15.74%

Max(CAGR)

AWR

+10.27%

Winner

NIC

+16.24%

AWR vs NIC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	AWR	NIC
2026	+7.82%	+22.76%
2025	-2.93%	+18.95%
2024	-1.24%	+31.36%
2023	-13.87%	+3.14%
2022	-8.38%	-8.73%
2021	+34.49%	+27.09%
2020	-5.88%	-9.75%
2019	+34.19%	+48.62%
2018	+21.07%	-8.79%
2017	+31.53%	+13.85%
2016	+14.98%	+50.02%
2015	+12.45%	N/A
2014	+38.36%	N/A
2013	+19.92%	N/A
2012	+41.64%	N/A
2011	+2.81%	N/A
2010	-1.99%	N/A
2009	+6.65%	N/A
2008	-8.40%	N/A
2007	+0.06%	N/A
2006	+24.54%	N/A
2005	+22.72%	N/A
2004	+7.70%	N/A
2003	+10.54%	N/A
2002	+1.56%	N/A
2001	+4.37%	N/A
2000	+7.14%	N/A
1999	+4.13%	N/A

AWR vs NIC Drawdown Comparison

The maximum drawdown for AWR was -37.38%, occurring on Oct 27, 2008. Recovery took 1175 trading sessions.

The maximum drawdown for NIC was -44.31%, occurring on May 4, 2023. Recovery took 578 trading sessions.

The current AWR drawdown is -18.09%. The current NIC drawdown is -8.34%.

Rank	AWR	NIC
#1	-37.38% Oct 31, 2007 - Jun 29, 2012	-44.31% Mar 14, 2022 - Jul 17, 2024
#2	-33.96% Dec 10, 1999 - Aug 14, 2001	-37.05% Dec 20, 2019 - Feb 23, 2021
#3	-32.89% Dec 31, 2021 - Apr 16, 2024	-24.22% Oct 5, 2017 - Apr 26, 2019
#4	-30.77% Oct 31, 2019 - Aug 31, 2021	-22.15% May 2, 2016 - Dec 20, 2016
#5	-27.18% Jun 21, 2002 - Jun 16, 2003	-20.28% Mar 26, 2021 - Dec 23, 2021
#6	-22.83% Jun 17, 2003 - Feb 18, 2005	-17.90% Feb 20, 2026 - Jun 3, 2026
#7	-22.75% Aug 7, 2013 - Mar 18, 2014	-17.88% Jul 17, 2025 - Jan 21, 2026
#8	-20.13% May 10, 2006 - Oct 26, 2006	-16.85% Jul 26, 2024 - Oct 16, 2024
#9	-19.39% Feb 24, 2016 - Apr 26, 2017	-15.85% Mar 3, 2025 - May 2, 2025
#10	-18.14% Oct 30, 2006 - Aug 8, 2007	-12.22% Nov 6, 2024 - Feb 4, 2025
#11	-15.32% Jan 24, 2018 - Jul 5, 2018	-9.14% Mar 31, 2016 - Apr 27, 2016
#12	-14.69% May 3, 2002 - Jun 19, 2002	-7.54% Feb 23, 2017 - May 1, 2017
#13	-14.43% Jul 28, 2005 - Sep 29, 2005	-7.41% May 27, 2025 - Jun 27, 2025
#14	-14.36% Sep 29, 2005 - Jan 27, 2006	-6.54% Jul 3, 2017 - Sep 1, 2017
#15	-13.64% Aug 30, 2001 - Dec 7, 2001	-6.40% May 4, 2017 - Jun 9, 2017

Correlation

Correlation between AWR and NIC is 0.59 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.59

-101

Dividend Comparison (1999 - 2026)

AWR vs NIC dividend yield comparison.

Year	AWR	NIC
2026	1.31%	0.46%
2025	2.68%	1.02%
2024	2.30%	1.04%
2023	2.06%	0.93%
2022	1.65%	0.00%
2021	1.35%	0.00%
2020	1.61%	0.00%
2019	1.34%	0.00%
2018	1.58%	0.00%
2017	1.72%	0.00%
2016	2.01%	0.00%
2015	2.08%	0.00%
2014	2.21%	0.00%
2013	2.65%	0.00%
2012	2.65%	0.00%
2011	3.15%	0.00%
2010	3.02%	0.00%
2009	2.85%	0.00%
2008	3.03%	0.00%
2007	2.53%	0.00%
2006	2.36%	0.00%
2005	2.92%	0.00%
2004	3.42%	0.00%
2003	3.54%	0.00%
2002	3.76%	0.00%
2001	3.72%	0.00%
2000	3.48%	0.00%
1999	0.89%	0.00%