AVBH vs CRNC

Comparison between Avidbank Holdings Inc (AVBH, Company) and Cerence Inc (CRNC, Company).

AVBH is from the Financial Services sector, while CRNC is from the Technology sector.

5-Year PerformanceAVBH has outperformed CRNC, delivering a return of +7.5% compared to -40.6%

AVBH vs CRNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AVBH(COMPANY)	CRNC(COMPANY)
Market Cap	$358M	$359M
Max Drawdown	49.91%	98.22%
Sharpe Ratio	1.94	0.20
5Y Beta	0.35	2.88
Industry	Banks - Regional	Software - Application
P/E Ratio	-25.87	-17.66
Forward P/E	N/A	44.25
Debt to Equity	19.07%	108.92%
Free Cash Flow Yield	11.99%	20.90%

Market Cap

AVBH

$358M

Winner

CRNC

$359M

Max Drawdown

Winner

AVBH

49.91%

CRNC

98.22%

Sharpe Ratio

Winner

AVBH

1.94

CRNC

0.20

5Y Beta

Winner

AVBH

0.35

CRNC

2.88

Industry

AVBH

Banks - Regional

CRNC

Software - Application

P/E Ratio

Winner

AVBH

-25.87

CRNC

-17.66

Forward P/E

AVBH

N/A

CRNC

44.25

Debt to Equity

Winner

AVBH

19.07%

CRNC

108.92%

Free Cash Flow Yield

AVBH

11.99%

Winner

CRNC

20.90%

AVBH vs CRNC - Historical Returns

Returns include dividend reinvestment.

Period	AVBH	CRNC
1 month	+0.05%	-26.73%
3 months	+11.05%	-6.91%
6 months	+18.54%	-32.40%
1 year	+46.66%	-9.35%
5 years(CAGR)	+7.53%	-40.63%
10 years(CAGR)	+7.96%	N/A
Max(CAGR)	+8.67%	-15.61%

Winner

AVBH

+0.05%

CRNC

-26.73%

Winner

AVBH

+11.05%

CRNC

-6.91%

Winner

AVBH

+18.54%

CRNC

-32.40%

Winner

AVBH

+46.66%

CRNC

-9.35%

5Y(CAGR)

Winner

AVBH

+7.53%

CRNC

-40.63%

10Y(CAGR)

AVBH

+7.96%

CRNC

N/A

Max(CAGR)

Winner

AVBH

+8.67%

CRNC

-15.61%

AVBH vs CRNC - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	AVBH	CRNC
2026	+24.88%	-31.23%
2025	+21.83%	+34.80%
2024	+7.13%	-58.88%
2023	+3.24%	+2.72%
2022	-18.79%	-76.90%
2021	+39.44%	-24.70%
2020	-29.29%	+342.64%
2019	+17.86%	-11.25%
2018	-11.76%	N/A
2017	+33.06%	N/A
2016	+30.22%	N/A
2015	+15.42%	N/A
2014	+2.12%	N/A
2013	+24.47%	N/A
2012	-9.31%	N/A

AVBH vs CRNC Drawdown Comparison

The maximum drawdown for AVBH was -49.91%, occurring on Sep 29, 2020. Recovery took 830 trading sessions.

The maximum drawdown for CRNC was -98.22%, occurring on Aug 6, 2024. This drawdown has not yet recovered.

The current AVBH drawdown is -2.40%. The current CRNC drawdown is -94.04%.

Rank	AVBH	CRNC
#1	-49.91% Sep 12, 2018 - Jan 5, 2022	-98.22% Feb 12, 2021 - Aug 6, 2024
#2	-48.89% Jan 12, 2022 - Dec 11, 2025	-49.53% Feb 24, 2020 - May 19, 2020
#3	-13.24% Feb 9, 2026 - May 28, 2026	-45.69% Sep 16, 2019 - Feb 20, 2020
#4	-12.86% Jul 15, 2015 - Dec 9, 2015	-23.62% Sep 16, 2020 - Oct 22, 2020
#5	-11.67% Dec 24, 2013 - Dec 23, 2014	-21.78% Jun 19, 2020 - Aug 4, 2020
#6	-9.71% Jul 23, 2012 - Mar 14, 2013	-16.52% May 22, 2020 - Jun 1, 2020
#7	-6.54% Nov 30, 2016 - Feb 13, 2017	-16.29% Oct 23, 2020 - Nov 13, 2020
#8	-5.54% Dec 9, 2015 - May 25, 2016	-13.19% Jun 9, 2020 - Jun 18, 2020
#9	-5.41% Jul 19, 2013 - Dec 24, 2013	-12.30% Jan 7, 2021 - Jan 14, 2021
#10	-5.10% Jul 1, 2026 - Jul 22, 2026	-12.12% Aug 17, 2020 - Sep 15, 2020
#11	-4.71% Jan 9, 2015 - Jul 8, 2015	-10.53% Aug 5, 2020 - Aug 17, 2020
#12	-4.51% Jul 1, 2016 - Aug 8, 2016	-10.26% Jan 22, 2021 - Feb 5, 2021
#13	-4.45% Dec 16, 2025 - Jan 22, 2026	-10.07% Dec 1, 2020 - Dec 16, 2020
#14	-4.08% Mar 14, 2013 - Jul 8, 2013	-9.07% Jun 4, 2020 - Jun 8, 2020
#15	-2.83% Jan 6, 2022 - Jan 12, 2022	-7.88% Dec 22, 2020 - Jan 7, 2021