AVAL vs TERN

Comparison between Grupo Aval Acciones y Valores S.A. (AVAL, Company) and Terns Pharmaceuticals Inc (TERN, Company).

AVAL is from the Financial Services sector, while TERN is from the Healthcare sector.

5-Year PerformanceTERN has outperformed AVAL, delivering a return of +25.4% compared to +3.5%

AVAL vs TERN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AVAL(COMPANY)	TERN(COMPANY)
Market Cap	$5.97B	$5.95B
Max Drawdown	85.92%	94.50%
Sharpe Ratio	1.44	3.07
5Y Beta	0.80	N/A
Industry	Banks - Regional	Biotechnology
P/E Ratio	13.66	-50.88
PEG Ratio	0.30	N/A
Dividend Yield	3.50%	N/A
5Y Dividends CAGR	-12.68%	N/A
5Y EPS CAGR	-9.01%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-6.74%	-1.38%

Market Cap

Winner

AVAL

$5.97B

TERN

$5.95B

Max Drawdown

Winner

AVAL

85.92%

TERN

94.50%

Sharpe Ratio

AVAL

1.44

Winner

TERN

3.07

5Y Beta

AVAL

0.80

TERN

N/A

Industry

AVAL

Banks - Regional

TERN

Biotechnology

P/E Ratio

AVAL

13.66

Winner

TERN

-50.88

PEG Ratio

AVAL

0.30

TERN

N/A

Dividend Yield

AVAL

3.50%

TERN

N/A

5Y Dividends CAGR

AVAL

-12.68%

TERN

N/A

5Y EPS CAGR

AVAL

-9.01%

TERN

N/A

Debt to Equity

AVAL

0.00%

TERN

0.00%

Free Cash Flow Yield

AVAL

-6.74%

Winner

TERN

-1.38%

AVAL vs TERN - Historical Returns

Returns include dividend reinvestment.

Period	AVAL	TERN
1 month	-8.97%	+0.32%
3 months	+5.28%	+49.83%
6 months	+16.71%	+191.09%
1 year	+75.66%	+1504.55%
5 years(CAGR)	+3.51%	+25.44%
10 years(CAGR)	+0.50%	N/A
Max(CAGR)	-3.29%	+22.35%

AVAL

-8.97%

Winner

TERN

+0.32%

AVAL

+5.28%

Winner

TERN

+49.83%

AVAL

+16.71%

Winner

TERN

+191.09%

AVAL

+75.66%

Winner

TERN

+1504.55%

5Y(CAGR)

AVAL

+3.51%

Winner

TERN

+25.44%

10Y(CAGR)

AVAL

+0.50%

TERN

N/A

Max(CAGR)

AVAL

-3.29%

Winner

TERN

+22.35%

AVAL vs TERN - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	AVAL	TERN
2026	+25.08%	+32.01%
2025	+101.81%	+612.52%
2024	-14.35%	-14.51%
2023	+6.99%	-26.08%
2022	-47.28%	+51.94%
2021	-21.55%	-61.56%
2020	-16.86%	N/A
2019	+50.62%	N/A
2018	-29.62%	N/A
2017	+9.24%	N/A
2016	+28.63%	N/A
2015	-33.52%	N/A
2014	-22.47%	N/A

AVAL vs TERN Drawdown Comparison

The maximum drawdown for AVAL was -77.36%, occurring on Mar 20, 2023. This drawdown has not yet recovered.

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The current AVAL drawdown is -33.60%. The current TERN drawdown is -0.41%.

Rank	AVAL	TERN
#1	-77.36% Sep 26, 2014 - Mar 20, 2023	-94.50% Mar 19, 2021 - Nov 18, 2025
#2	N/A	-32.02% Mar 3, 2021 - Mar 12, 2021
#3	N/A	-27.56% Dec 11, 2025 - Mar 18, 2026
#4	N/A	-16.13% Feb 10, 2021 - Feb 24, 2021
#5	N/A	-12.11% Nov 25, 2025 - Dec 5, 2025
#6	N/A	-5.26% Nov 18, 2025 - Nov 24, 2025
#7	N/A	-4.09% Mar 12, 2021 - Mar 18, 2021
#8	N/A	-2.27% Mar 1, 2021 - Mar 3, 2021
#9	N/A	-1.26% Mar 19, 2026 - Mar 23, 2026
#10	N/A	-1.15% Mar 26, 2026 - Apr 9, 2026
#11	N/A	-0.13% Feb 25, 2021 - Mar 1, 2021