ATNI vs PBFS

Comparison between ATN International Inc (ATNI, Company) and Pioneer Bancorp Inc (PBFS, Company).

ATNI is from the Communication Services sector, while PBFS is from the Financial Services sector.

5-Year PerformancePBFS has outperformed ATNI, delivering a return of +7.2% compared to -7.3%

ATNI vs PBFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ATNI(COMPANY)	PBFS(COMPANY)
Market Cap	$416M	$415M
Max Drawdown	84.07%	48.33%
Sharpe Ratio	1.35	1.51
5Y Beta	0.56	0.37
Industry	Telecom Services	Banks - Regional
P/E Ratio	-47.10	21.09
Forward P/E	34.84	N/A
PEG Ratio	3.48	N/A
Dividend Yield	4.07%	N/A
5Y Dividends CAGR	14.53%	N/A
5Y EPS CAGR	N/A	31.87%
Debt to Equity	131.50%	0.00%
Free Cash Flow Yield	9.05%	3.49%
P/S Ratio	0.54	4.28
P/B Ratio	0.91	1.24

Market Cap

Winner

ATNI

$416M

PBFS

$415M

Max Drawdown

ATNI

84.07%

Winner

PBFS

48.33%

Sharpe Ratio

ATNI

1.35

Winner

PBFS

1.51

5Y Beta

ATNI

0.56

Winner

PBFS

0.37

Industry

ATNI

Telecom Services

PBFS

Banks - Regional

P/E Ratio

Winner

ATNI

-47.10

PBFS

21.09

Forward P/E

ATNI

34.84

PBFS

N/A

PEG Ratio

ATNI

3.48

PBFS

N/A

Dividend Yield

ATNI

4.07%

PBFS

N/A

5Y Dividends CAGR

ATNI

14.53%

PBFS

N/A

5Y EPS CAGR

ATNI

N/A

PBFS

31.87%

Debt to Equity

ATNI

131.50%

Winner

PBFS

0.00%

Free Cash Flow Yield

Winner

ATNI

9.05%

PBFS

3.49%

P/S Ratio

Winner

ATNI

0.54

PBFS

4.28

P/B Ratio

Winner

ATNI

0.91

PBFS

1.24

ATNI vs PBFS - Historical Returns

Returns include dividend reinvestment.

Period	ATNI	PBFS
1 month	+7.34%	+14.76%
3 months	+16.25%	+24.04%
6 months	+32.73%	+14.68%
1 year	+84.72%	+47.21%
5 years(CAGR)	-7.25%	+7.17%
10 years(CAGR)	-7.08%	N/A
Max(CAGR)	+11.65%	+1.96%

ATNI

+7.34%

Winner

PBFS

+14.76%

ATNI

+16.25%

Winner

PBFS

+24.04%

Winner

ATNI

+32.73%

PBFS

+14.68%

Winner

ATNI

+84.72%

PBFS

+47.21%

5Y(CAGR)

ATNI

-7.25%

Winner

PBFS

+7.17%

10Y(CAGR)

ATNI

-7.08%

PBFS

N/A

Max(CAGR)

Winner

ATNI

+11.65%

PBFS

+1.96%

ATNI vs PBFS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ATNI	PBFS
2026	+28.97%	+26.75%
2025	+46.18%	+19.19%
2024	-55.61%	+16.36%
2023	-15.53%	-13.86%
2022	+12.74%	+1.69%
2021	-8.98%	+9.80%
2020	-24.98%	-30.64%
2019	-22.26%	+3.80%
2018	+29.46%	N/A
2017	-32.99%	N/A
2016	+9.80%	N/A
2015	+17.39%	N/A
2014	+23.89%	N/A
2013	+59.67%	N/A
2012	-6.62%	N/A
2011	+2.65%	N/A
2010	-30.66%	N/A
2009	+108.95%	N/A
2008	-16.53%	N/A
2007	+11.25%	N/A
2006	+78.39%	N/A
2005	+32.43%	N/A
2004	+18.60%	N/A
2003	+88.43%	N/A
2002	+17.59%	N/A
2001	+49.58%	N/A
2000	+18.37%	N/A
1999	+13.30%	N/A

ATNI vs PBFS Drawdown Comparison

The maximum drawdown for ATNI was -81.78%, occurring on May 23, 2025. This drawdown has not yet recovered.

The maximum drawdown for PBFS was -48.33%, occurring on Nov 13, 2023. Recovery took 1611 trading sessions.

The current ATNI drawdown is -61.03%.

Rank	ATNI	PBFS
#1	-81.78% Nov 28, 2018 - May 23, 2025	-48.33% Dec 31, 2019 - Jun 1, 2026
#2	-62.63% Sep 27, 2007 - Jun 11, 2009	-17.99% Sep 11, 2019 - Dec 27, 2019
#3	-47.55% Apr 28, 2010 - Jul 15, 2013	-5.78% Jun 2, 2026 - Jun 11, 2026
#4	-40.68% Jan 4, 2017 - Oct 30, 2018	-5.29% Jul 18, 2019 - Sep 9, 2019
#5	-39.16% May 3, 2006 - Nov 28, 2006	-0.40% Dec 27, 2019 - Dec 31, 2019
#6	-35.68% Mar 2, 2000 - Mar 27, 2001	N/A
#7	-29.57% Dec 28, 2009 - Apr 27, 2010	N/A
#8	-28.46% Mar 30, 2001 - Dec 27, 2002	N/A
#9	-24.38% Jan 9, 2007 - Aug 29, 2007	N/A
#10	-23.10% Oct 23, 2015 - Dec 27, 2016	N/A
#11	-20.50% Jun 29, 2004 - Nov 11, 2004	N/A
#12	-19.12% Apr 2, 2014 - Oct 31, 2014	N/A
#13	-19.10% Sep 28, 2009 - Dec 23, 2009	N/A
#14	-17.24% Mar 4, 2005 - Sep 30, 2005	N/A
#15	-16.92% Jul 23, 2013 - Oct 18, 2013	N/A