ATLCP vs BHB

Comparison between Atlanticus Holdings Corp (ATLCP, Company) and Bar Harbor Bankshares Inc (BHB, Company).

Both ATLCP and BHB are from the Financial Services sector.

5-Year PerformanceBHB has outperformed ATLCP, delivering a return of +8.8% compared to +7.5%

ATLCP vs BHB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ATLCP(COMPANY)	BHB(COMPANY)
Market Cap	$613M	$614M
Max Drawdown	37.48%	58.37%
Sharpe Ratio	0.87	0.93
5Y Beta	0.13	0.82
Industry	Credit Services	Banks - Regional
P/E Ratio	3.20	15.02
Forward P/E	N/A	12.12
PEG Ratio	N/A	0.00
Dividend Yield	N/A	3.57%
5Y Dividends CAGR	N/A	7.63%
5Y EPS CAGR	N/A	4.85%
Debt to Equity	N/A	40.10%
Free Cash Flow Yield	N/A	6.30%
P/S Ratio	N/A	3.52
P/B Ratio	N/A	1.13

Market Cap

ATLCP

$613M

Winner

BHB

$614M

Max Drawdown

Winner

ATLCP

37.48%

BHB

58.37%

Sharpe Ratio

ATLCP

0.87

Winner

BHB

0.93

5Y Beta

Winner

ATLCP

0.13

BHB

0.82

Industry

ATLCP

Credit Services

BHB

Banks - Regional

P/E Ratio

Winner

ATLCP

3.20

BHB

15.02

Forward P/E

ATLCP

N/A

BHB

12.12

PEG Ratio

ATLCP

N/A

BHB

0.00

Dividend Yield

ATLCP

N/A

BHB

3.57%

5Y Dividends CAGR

ATLCP

N/A

BHB

7.63%

5Y EPS CAGR

ATLCP

N/A

BHB

4.85%

Debt to Equity

ATLCP

N/A

BHB

40.10%

Free Cash Flow Yield

ATLCP

N/A

BHB

6.30%

P/S Ratio

ATLCP

N/A

BHB

3.52

P/B Ratio

ATLCP

N/A

BHB

1.13

ATLCP vs BHB - Historical Returns

Returns include dividend reinvestment.

Period	ATLCP	BHB
1 month	-0.12%	+8.01%
3 months	-1.93%	+19.59%
6 months	+2.00%	+14.24%
1 year	+14.07%	+29.99%
5 years(CAGR)	+7.50%	+8.78%
10 years(CAGR)	N/A	+8.57%
Max(CAGR)	+7.50%	+9.74%

ATLCP

-0.12%

Winner

BHB

+8.01%

ATLCP

-1.93%

Winner

BHB

+19.59%

ATLCP

+2.00%

Winner

BHB

+14.24%

ATLCP

+14.07%

Winner

BHB

+29.99%

5Y(CAGR)

ATLCP

+7.50%

Winner

BHB

+8.78%

10Y(CAGR)

ATLCP

N/A

BHB

+8.57%

Max(CAGR)

ATLCP

+7.50%

Winner

BHB

+9.74%

ATLCP vs BHB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ATLCP	BHB
2026	+0.78%	+20.38%
2025	+13.94%	+7.40%
2024	+9.54%	+8.08%
2023	+40.70%	-2.13%
2022	-24.98%	+13.36%
2021	+6.18%	+32.83%
2020	N/A	-6.07%
2019	N/A	+14.22%
2018	N/A	-14.56%
2017	N/A	-12.26%
2016	N/A	+44.62%
2015	N/A	+12.20%
2014	N/A	+25.41%
2013	N/A	+18.11%
2012	N/A	+15.96%
2011	N/A	+7.48%
2010	N/A	+9.96%
2009	N/A	+7.95%
2008	N/A	-14.70%
2007	N/A	+4.79%
2006	N/A	+24.29%
2005	N/A	-6.11%
2004	N/A	+11.05%
2003	N/A	+45.71%
2002	N/A	+14.03%
2001	N/A	+33.40%
2000	N/A	-15.84%
1999	N/A	-1.77%

ATLCP vs BHB Drawdown Comparison

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The maximum drawdown for BHB was -54.34%, occurring on Apr 16, 2020. Recovery took 986 trading sessions.

The current ATLCP drawdown is -3.69%.

Rank	ATLCP	BHB
#1	-30.60% Apr 4, 2022 - Dec 6, 2023	-54.34% Mar 31, 2017 - Mar 3, 2021
#2	-12.64% Mar 6, 2026 - Jun 2, 2026	-42.46% Oct 24, 2007 - Jun 26, 2009
#3	-10.85% Mar 15, 2024 - Nov 13, 2024	-33.36% Dec 16, 2022 - Jul 16, 2024
#4	-7.69% Dec 15, 2023 - Mar 11, 2024	-32.13% Nov 30, 1999 - Aug 31, 2001
#5	-6.84% Dec 2, 2024 - Aug 26, 2025	-28.25% Aug 19, 2009 - Mar 19, 2012
#6	-5.13% Jan 25, 2022 - Apr 4, 2022	-27.15% Nov 6, 2024 - Jun 5, 2026
#7	-4.63% Sep 23, 2025 - Jan 13, 2026	-23.25% Nov 11, 2021 - Dec 13, 2022
#8	-3.69% Jun 5, 2026 - Jun 12, 2026	-19.62% May 26, 2015 - Jul 12, 2016
#9	-2.64% Jun 2, 2026 - Jun 5, 2026	-19.39% Mar 8, 2021 - Nov 8, 2021
#10	-2.07% Sep 2, 2021 - Dec 2, 2021	-17.34% Dec 13, 2016 - Mar 31, 2017
#11	-1.54% Feb 27, 2026 - Mar 6, 2026	-17.00% Jan 16, 2002 - Apr 30, 2002
#12	-1.42% Jun 14, 2021 - Jul 6, 2021	-16.75% Jun 10, 2002 - May 7, 2003
#13	-1.21% Dec 8, 2023 - Dec 13, 2023	-14.60% Aug 31, 2001 - Nov 9, 2001
#14	-1.14% Nov 13, 2024 - Nov 19, 2024	-14.34% Jul 25, 2024 - Sep 19, 2024
#15	-1.13% Jan 21, 2026 - Feb 6, 2026	-14.00% Jun 19, 2012 - Mar 4, 2013

Correlation

Correlation between ATLCP and BHB is 0.82 which considered as a strong positive correlation - the stocks tend to move together.

0.82

-101

Dividend Comparison (1999 - 2026)

ATLCP vs BHB dividend yield comparison.

Year	ATLCP	BHB
2026	4.07%	1.79%
2025	7.94%	4.06%
2024	8.31%	3.86%
2023	8.37%	3.75%
2022	10.90%	3.18%
2021	3.86%	3.25%
2020	0.00%	3.90%
2019	0.00%	3.39%
2018	0.00%	3.51%
2017	0.00%	2.76%
2016	0.00%	2.30%
2015	0.00%	2.93%
2014	0.00%	2.83%
2013	0.00%	3.13%
2012	0.00%	3.48%
2011	0.00%	3.65%
2010	0.00%	3.60%
2009	0.00%	3.79%
2008	0.00%	3.96%
2007	0.00%	3.04%
2006	0.00%	2.85%
2005	0.00%	3.19%
2004	0.00%	2.76%
2003	0.00%	2.81%
2002	0.00%	3.94%
2001	0.00%	4.22%
2000	0.00%	5.38%
1999	0.00%	1.07%