ATLC vs FRMEP

Comparison between Atlanticus Holdings Corp (ATLC, Company) and First Merchants Corp (FRMEP, Company).

Both ATLC and FRMEP are from the Financial Services sector.

ATLC vs FRMEP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ATLC(COMPANY)	FRMEP(COMPANY)
Market Cap	$1.51B	$1.51B
Max Drawdown	98.25%	16.61%
Sharpe Ratio	1.53	0.23
5Y Beta	1.64	0.00
Industry	Credit Services	Banks - Regional
P/E Ratio	11.18	6.50
Forward P/E	7.87	N/A
PEG Ratio	0.79	0.20
Dividend Yield	N/A	5.70%
5Y EPS CAGR	1.79%	7.78%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	52.48%	17.96%

Market Cap

Winner

ATLC

$1.51B

FRMEP

$1.51B

Max Drawdown

ATLC

98.25%

Winner

FRMEP

16.61%

Sharpe Ratio

Winner

ATLC

1.53

FRMEP

0.23

5Y Beta

ATLC

1.64

Winner

FRMEP

0.00

Industry

ATLC

Credit Services

FRMEP

Banks - Regional

P/E Ratio

ATLC

11.18

Winner

FRMEP

6.50

Forward P/E

ATLC

7.87

FRMEP

N/A

PEG Ratio

ATLC

0.79

Winner

FRMEP

0.20

Dividend Yield

ATLC

N/A

FRMEP

5.70%

5Y EPS CAGR

ATLC

1.79%

Winner

FRMEP

7.78%

Debt to Equity

ATLC

0.00%

FRMEP

0.00%

Free Cash Flow Yield

Winner

ATLC

52.48%

FRMEP

17.96%

ATLC vs FRMEP - Historical Returns

Returns include dividend reinvestment.

Period	ATLC	FRMEP
1 month	+27.46%	-0.32%
3 months	+88.83%	+0.21%
6 months	+47.93%	-0.05%
1 year	+98.65%	+5.90%
5 years(CAGR)	+21.93%	+6.49%
10 years(CAGR)	+43.04%	N/A
Max(CAGR)	+5.87%	+6.49%

Winner

ATLC

+27.46%

FRMEP

-0.32%

Winner

ATLC

+88.83%

FRMEP

+0.21%

Winner

ATLC

+47.93%

FRMEP

-0.05%

Winner

ATLC

+98.65%

FRMEP

+5.90%

5Y(CAGR)

Winner

ATLC

+21.93%

FRMEP

+6.49%

10Y(CAGR)

ATLC

+43.04%

FRMEP

N/A

Max(CAGR)

ATLC

+5.87%

Winner

FRMEP

+6.49%

ATLC vs FRMEP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ATLC	FRMEP
2026	+50.90%	+1.12%
2025	+22.08%	+8.01%
2024	+48.04%	+10.36%
2023	+49.19%	+4.23%
2022	-62.30%	+2.51%
2021	+215.30%	N/A
2020	+169.47%	N/A
2019	+174.70%	N/A
2018	+48.57%	N/A
2017	-16.08%	N/A
2016	-8.41%	N/A
2015	+23.08%	N/A
2014	-34.40%	N/A
2013	+5.65%	N/A
2012	-11.38%	N/A
2011	-46.38%	N/A
2010	+111.52%	N/A
2009	-30.29%	N/A
2008	-41.97%	N/A
2007	-74.83%	N/A
2006	+1.66%	N/A
2005	+46.24%	N/A
2004	+29.33%	N/A
2003	+185.64%	N/A
2002	-39.31%	N/A
2001	-32.34%	N/A
2000	-52.32%	N/A
1999	+50.98%	N/A

ATLC vs FRMEP Drawdown Comparison

The maximum drawdown for ATLC was -97.96%, occurring on Nov 10, 2014. Recovery took 5256 trading sessions.

The maximum drawdown for FRMEP was -11.86%, occurring on May 8, 2023. Recovery took 347 trading sessions.

The current FRMEP drawdown is -3.03%.

Rank	ATLC	FRMEP
#1	-97.96% Oct 5, 2000 - Aug 27, 2021	-11.86% Aug 15, 2022 - Jan 2, 2024
#2	-74.90% Nov 3, 2021 - May 26, 2026	-5.30% Apr 28, 2022 - Aug 1, 2022
#3	-33.91% Feb 8, 2000 - Sep 6, 2000	-4.63% Jan 21, 2026 - Mar 12, 2026
#4	-26.29% Dec 31, 1999 - Feb 2, 2000	-4.48% Feb 18, 2025 - Feb 28, 2025
#5	-24.60% Aug 31, 2021 - Oct 18, 2021	-4.12% Jan 31, 2024 - May 7, 2024
#6	-15.19% May 27, 2026 - Jun 11, 2026	-3.24% May 16, 2024 - Jul 26, 2024
#7	-10.24% Sep 14, 2000 - Sep 26, 2000	-3.01% Nov 17, 2025 - Jan 13, 2026
#8	-7.84% Nov 1, 1999 - Nov 15, 1999	-2.92% Jan 29, 2024 - Jan 31, 2024
#9	-7.13% Nov 18, 1999 - Dec 3, 1999	-2.89% May 12, 2025 - Aug 19, 2025
#10	-4.53% Sep 28, 2000 - Oct 3, 2000	-2.84% Nov 1, 2024 - Jan 31, 2025
#11	-3.39% Nov 16, 1999 - Nov 18, 1999	-2.54% Feb 28, 2025 - Apr 28, 2025
#12	-1.92% Sep 12, 2000 - Sep 14, 2000	-2.25% Oct 16, 2025 - Oct 31, 2025
#13	-1.85% Sep 26, 2000 - Sep 28, 2000	-2.19% Jan 3, 2024 - Jan 12, 2024
#14	-1.74% Oct 18, 2021 - Oct 20, 2021	-1.98% Apr 30, 2025 - May 12, 2025
#15	-1.73% Oct 26, 2021 - Oct 28, 2021	-1.94% Jan 12, 2024 - Jan 22, 2024