ASRV vs PDCC

Comparison between Ameriserv Financial Inc (ASRV, Company) and Pearl Diver Credit Company Inc (PDCC, Company).

Both ASRV and PDCC are from the Financial Services sector.

ASRV vs PDCC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ASRV(COMPANY)	PDCC(COMPANY)
Market Cap	$66M	$66M
Max Drawdown	89.82%	55.51%
Sharpe Ratio	1.02	-1.38
5Y Beta	0.25	0.18
Industry	Banks - Regional	Asset Management
P/E Ratio	50.15	3.80
Forward P/E	12.25	6.14
PEG Ratio	1.15	N/A
Dividend Yield	3.20%	N/A
5Y Dividends CAGR	8.45%	N/A
5Y EPS CAGR	-24.14%	N/A
Debt to Equity	0.00%	7.03%
Free Cash Flow Yield	4.46%	36.76%

Market Cap

Winner

ASRV

$66M

PDCC

$66M

Max Drawdown

ASRV

89.82%

Winner

PDCC

55.51%

Sharpe Ratio

Winner

ASRV

1.02

PDCC

-1.38

5Y Beta

ASRV

0.25

Winner

PDCC

0.18

Industry

ASRV

Banks - Regional

PDCC

Asset Management

P/E Ratio

ASRV

50.15

Winner

PDCC

3.80

Forward P/E

ASRV

12.25

Winner

PDCC

6.14

PEG Ratio

ASRV

1.15

PDCC

N/A

Dividend Yield

ASRV

3.20%

PDCC

N/A

5Y Dividends CAGR

ASRV

8.45%

PDCC

N/A

5Y EPS CAGR

ASRV

-24.14%

PDCC

N/A

Debt to Equity

Winner

ASRV

0.00%

PDCC

7.03%

Free Cash Flow Yield

ASRV

4.46%

Winner

PDCC

36.76%

ASRV vs PDCC - Historical Returns

Returns include dividend reinvestment.

Period	ASRV	PDCC
1 month	+0.78%	-14.38%
3 months	+4.25%	+4.23%
6 months	+27.52%	-28.96%
1 year	+38.10%	-30.93%
5 years(CAGR)	+3.29%	N/A
10 years(CAGR)	+5.38%	N/A
Max(CAGR)	-2.62%	-17.80%

Winner

ASRV

+0.78%

PDCC

-14.38%

Winner

ASRV

+4.25%

PDCC

+4.23%

Winner

ASRV

+27.52%

PDCC

-28.96%

Winner

ASRV

+38.10%

PDCC

-30.93%

5Y(CAGR)

ASRV

+3.29%

PDCC

N/A

10Y(CAGR)

ASRV

+5.38%

PDCC

N/A

Max(CAGR)

Winner

ASRV

-2.62%

PDCC

-17.80%

ASRV vs PDCC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ASRV	PDCC
2026	+20.52%	-22.97%
2025	+25.24%	-21.50%
2024	-13.40%	+11.03%
2023	-14.48%	N/A
2022	+4.74%	N/A
2021	+27.71%	N/A
2020	-23.75%	N/A
2019	+6.89%	N/A
2018	+1.27%	N/A
2017	+13.83%	N/A
2016	+17.11%	N/A
2015	+6.57%	N/A
2014	+4.57%	N/A
2013	-0.01%	N/A
2012	+62.70%	N/A
2011	+18.18%	N/A
2010	+3.95%	N/A
2009	-5.11%	N/A
2008	-29.01%	N/A
2007	-42.89%	N/A
2006	+12.30%	N/A
2005	-15.44%	N/A
2004	+2.38%	N/A
2003	+80.51%	N/A
2002	-31.27%	N/A
2001	+25.31%	N/A
2000	-63.07%	N/A
1999	-13.50%	N/A

ASRV vs PDCC Drawdown Comparison

The maximum drawdown for ASRV was -87.32%, occurring on Jul 16, 2010. This drawdown has not yet recovered.

The maximum drawdown for PDCC was -45.29%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The current ASRV drawdown is -50.75%. The current PDCC drawdown is -40.79%.

Rank	ASRV	PDCC
#1	-87.32% Nov 1, 1999 - Jul 16, 2010	-45.29% Mar 7, 2025 - Mar 20, 2026
#2	N/A	-8.41% Aug 20, 2024 - Sep 19, 2024
#3	N/A	-6.57% Jul 31, 2024 - Aug 20, 2024
#4	N/A	-4.55% Oct 16, 2024 - Nov 18, 2024
#5	N/A	-4.00% Feb 24, 2025 - Mar 7, 2025
#6	N/A	-3.60% Sep 19, 2024 - Oct 4, 2024
#7	N/A	-2.94% Jul 22, 2024 - Jul 31, 2024
#8	N/A	-2.74% Nov 20, 2024 - Dec 16, 2024
#9	N/A	-2.73% Dec 16, 2024 - Feb 20, 2025
#10	N/A	-1.33% Feb 20, 2025 - Feb 24, 2025
#11	N/A	-0.78% Oct 4, 2024 - Oct 9, 2024
#12	N/A	-0.72% Oct 10, 2024 - Oct 15, 2024

Correlation

Correlation between ASRV and PDCC is -0.92 which considered as a very strong negative correlation - the stocks move almost identically in opposite directions.

-0.92

-101

Dividend Comparison (1999 - 2026)

ASRV vs PDCC dividend yield comparison.

Year	ASRV	PDCC
2026	1.54%	14.52%
2025	3.76%	18.95%
2024	4.48%	5.38%
2023	3.71%	0.00%
2022	2.92%	0.00%
2021	2.59%	0.00%
2020	3.19%	0.00%
2019	2.26%	0.00%
2018	1.86%	0.00%
2017	1.45%	0.00%
2016	1.35%	0.00%
2015	1.25%	0.00%
2014	1.28%	0.00%
2013	0.99%	0.00%
2008	1.26%	0.00%
2002	10.53%	0.00%
2001	7.50%	0.00%
2000	4.24%	0.00%
1999	1.28%	0.00%